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PRIVATE GARDEN RAMBLER IN HISTORIC SNOHOMISH~ Rare opportunity to own a beautifully remodeled private retreat in the heart of Historic Snohomish! Nestled on a beautifully...
- 3 Beds
- 2 Baths
- 2602221 MLS
- ACTIVE Status
Listing Broker: Gilpin Realty, Inc.; Jamie Ann DeLong; 425-238-8377; jamie@gilpinrealty.com
Freshly painted inside and out, this move-in-ready 4-bedroom, 2.5-bath Craftsman-style home in desirable Larimer Crossing offers the space, setting, and lifestyle buyers ...
- 4 Beds
- 3 Baths
- 2601918 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Wes Harrison; 425-478-9258; wes.harrison@FAMagents.com
Welcome to Fobes Hill! Enjoy peaceful country living just minutes from historic downtown Snohomish’s shops, restaurants, everyday services, and conveniences with easy acc...
- 3 Beds
- 2 Baths
- 2574059 MLS
- ACTIVE Status
Listing Broker: Gilpin Realty, Inc.; Julianne McKeown; 425-330-4709; julianne@gilpinrealty.com
Nestled on 1.06 acres in Snohomish's desirable Three Lakes area, this spacious daylight rambler offers a peaceful setting, thoughtful updates, and room for everyone to fe...
- 4 Beds
- 3 Baths
- 2601269 MLS
- ACTIVE Status
Listing Broker: Realty One Group Orca; Rietta Costa; 425-232-3387; Tanis-rietta@thecostahometeam.com
Nestled in Snohomish’s highly sought-after Willow Creek neighborhood, this traditional home offers the perfect blend of comfort and convenience, located just minutes from...
- 4 Beds
- 3 Baths
- 2601572 MLS
- ACTIVE Status
Listing Broker: Lamb Real Estate; Brett Ahlin; 425-903-2776; brett@lambandcompany.com
Experience comfort, space, and convenience in this inviting 1,492 sq ft Snohomish condo featuring 2 bedrooms and 2.5 bathrooms. The open-concept living room and kitchen c...
- 2 Beds
- 3 Baths
- 2601951 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Frank Rivers; 808-779-3431; frank.rivers@cbrealty.com
Charming Snohomish Cottage Living Without the High HOA Dues!** Welcome to this beautifully refreshed 858 sq ft, 2-bedroom, 3/4-bath detached cottage in the heart of Snoho...
- 2 Beds
- 1 Baths
- 2599205 MLS
- ACTIVE Status
Listing Broker: Gilpin Realty, Inc.; Jamie Ann DeLong; 425-238-8377; jamie@gilpinrealty.com
Start your build a step ahead! This 23,522 sq ft Three Lakes Snohomish lot already has power, water, and a septic system approved for 3 bedrooms that passed inspection in...
- 2601925 MLS
- ACTIVE Status
Listing Broker: Realty One Group Orca; Rob Calkins; 425-791-5645; rob@rcpropertysales.com
Welcome to your new equestrian dream home! 4 pastures, a round pen and outdoor arena compliment the 3 stall barn equipped with a tack room, storage space, and wash rack...
- 4 Beds
- 3 Baths
- 2601542 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc.; Jack Burg; 206-947-9132; jackdburg@gmail.com
Welcome Home to a fully renovated Snohomish farm style home that feels like new and is ready for you to enjoy for the holidays! Enter into a vaulted main room that conne...
- 3 Beds
- 2 Baths
- 2601788 MLS
- ACTIVE Status
Listing Broker: eXp Realty; Kekoa Michael Lwin; 808-478-6453; kekoa@teamkekoa.com
BETTER THAN NEW & BARELY LIVED IN! This stunning 2022 DR Horton resale delivers the polish of new construction without the wait! Impeccably maintained & awash in natural ...
- 4 Beds
- 3 Baths
- 2600428 MLS
- ACTIVE Status
Listing Broker: Redfin; Marie H Hartung; 425-319-1513; Marie.Hartung@Redfin.com
Start your build a step ahead! This 23,522 sq ft Three Lakes Snohomish lot already has power, water, and a septic system approved for 3 bedrooms that passed inspection in...
- 3 Beds
- 2 Baths
- 2599939 MLS
- ACTIVE Status
Listing Broker: Realty One Group Orca; Rob Calkins; 425-791-5645; rob@rcpropertysales.com
Fantastic Rare Opportunity in Clearview sits this beautiful, fully renovated home with incredible valley views. The kitchen has all new (never used), stainless steel app...
- 3 Beds
- 3 Baths
- 2600899 MLS
- ACTIVE Status
Listing Broker: List4FlatFee.com, LLC; Stacie Whitfield; 206-843-8122; mls@list4flatfee.com
Tucked away at the end of a quiet cul-de-sac and backing to a beautiful greenbelt, this inviting 5-bedroom, 2.75-bath Craftsman offers a peaceful setting with everyday co...
- 5 Beds
- 3 Baths
- 2601063 MLS
- ACTIVE Status
Listing Broker: Redfin; Maysaa Souki; 352-514-5447; maysaa.souki@Redfin.com
Tucked Away in the Established Lor-Brooke Community off Robinhood Lane, this Beautifully Maintained 3-Bed, 2-bath Tri-Level Home offers an Inviting Blend of Privacy, Comf...
- 3 Beds
- 2 Baths
- 2601066 MLS
- ACTIVE Status
Listing Broker: Gilpin Realty, Inc.; Ashley Black; 425-308-8916; ashley@gilpinrealty.com
Experience modern luxury & timeless Pacific Northwest elegance in this exceptional 3,019 sq. ft. new construction residence on 0.45 acre in desirable Fobes Hill. Showcasi...
- 4 Beds
- 3 Baths
- 2600477 MLS
- ACTIVE Status
Listing Broker: Gilpin Realty, Inc.; Jamie Ann DeLong; 425-238-8377; jamie@gilpinrealty.com
This beautifully refreshed 2,848 SF home on a generous 9,148 SF lot in the desirable Apple Tree community of Mill Creek offers a great layout with plenty of room to sprea...
- 4 Beds
- 3 Baths
- 2600326 MLS
- ACTIVE Status
Listing Broker: Real Property Associates, Inc.; Christie Elliott; 206-550-2258; celliott@rpare.com
Craftsmanship you can feel the moment you walk in that's the Westcott Homes difference. This brand new 1,825 sq ft home at Moray at Maltby Village offers 4 beds, 3.5 bath...
- 4 Beds
- 4 Baths
- 2601056 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/M2, LLC; Jenell Steltz; 425-356-7033; jsteltz@windermere.com
Experience comfort, space, and convenience in this inviting 1,492 sq ft Snohomish condo featuring 2 bedrooms and 2.5 bathrooms. The open-concept living room and kitchen c...
- 2 Beds
- 3 Baths
- 2594440 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Frank Rivers; 808-779-3431; frank.rivers@cbrealty.com
Craftsmanship you can feel the moment you walk in that's the Westcott Homes difference. This brand new 1,825 sq ft home at Moray at Maltby Village offers 4 beds, 3.5 bath...
- 4 Beds
- 4 Baths
- 2601041 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/M2, LLC; Jenell Steltz; 425-356-7033; jsteltz@windermere.com
Set on a beautifully landscaped 4+ acre lot, this spacious home offers the perfect blend of privacy and comfort for everyday living. Designed for both entertaining and da...
- 5 Beds
- 3 Baths
- 2600994 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Midtown; Timothy Lenihan; 206-280-5859; Tim@modernden.com
Nestled in the sought-after Emerald Forest community, this beautiful home welcomes you with a soaring, grand two-story porch and vaulted ceilings, lots of windows & abund...
- 4 Beds
- 3 Baths
- 2600766 MLS
- ACTIVE Status
Listing Broker: John L. Scott Arlington; Holly Shanelle; 360-631-2753; hollyshanelle@johnlscott.com
2 SEPARATE PERMITTED HOMES EACH their OWN SEPTIC SYSTEM create a rare & exceptional Lord Hill estate on 6 private acres—offering unparalleled flexibility for multigenerat...
- 2600232 MLS
- ACTIVE Status
Listing Broker: RE/MAX Northwest; Kazie M. Green; 425-218-4422; kazie@kazieshomes.com
Welcome to an exceptional opportunity in one of Snohomish’s most sought-after neighborhoods—a home defined by its incredible mountain and territorial views. These are the...
- 4 Beds
- 3 Baths
- 2600097 MLS
- FIRST LOOK Status
Listing Broker: Kelly Right RE of Seattle LLC; Greg J Greene; 425-280-5363; Greggreene.srs@gmail.com
Rare opportunity to have it all! Discover your own private retreat on 5.33 beautiful, park-like acres, offering the perfect blend of peaceful country living, privacy, an...
- 2 Beds
- 3 Baths
- 2594755 MLS
- FIRST LOOK Status
Listing Broker: Engel & Voelkers Seattle DT; Elliott D Franklin; 206-915-6350; elliott.franklin@evrealestate.com
If you've been looking for privacy, acreage, potential, and an outdoor adventure then look no further than this Three Lakes area home. The home has a Brand New Roof, fres...
- 3 Beds
- 2 Baths
- 2600040 MLS
- ACTIVE Status
Listing Broker: KW North Sound; Toby L. Barnett; 425-210-0709; toby@barnettassociates.net
Presenting Chantilly Woods Townhomes! A unique, modern farmhouse community of 15 townhomes nestled across from sought after Willis D. Tucker Park! Designed with the idea ...
- 3 Beds
- 3 Baths
- 2599906 MLS
- ACTIVE Status
Listing Broker: eXp Realty; Berklee Olson; 209-819-0528; berkleeo@gmail.com
[CHASING SUNSETS + WESTERLY VIEWS] LORD HILL | ONE LEVEL LIVING. Perched above the storied Snohomish Valley, spend mornings watching sunrises in the east & poetically set...
- 3 Beds
- 3 Baths
- 2599802 MLS
- ACTIVE Status
Listing Broker: COMPASS; Tanya Mock; 425-876-7916; tmock@tanyamock.com
Discover this 1.9-acre residential lot in the Snohomish area of Snohomish County, Washington. Situated in a quiet neighborhood, the lot features wooded terrain, with appr...
- 2599747 MLS
- ACTIVE Status
Listing Broker: PlatLabs, LLC; Joel S. Hinckley; 303-848-6215; brokerplatlabs@gmail.com
Luxury living at the Arbors at the Highlands! This stunning condo delivers modern elegance at every turn. Dramatic floor-to-ceiling marble fireplace anchors the open-conc...
- 2 Beds
- 1 Baths
- 2598515 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc; P Som; 206-302-9160; putheasom@johnlscott.com
[SNOHOMISH | EASY ONE-LEVEL LIVING] There's something to love about a rambler, especially one tucked into a quiet, established Snohomish neighborhood with beautiful matur...
- 3 Beds
- 2 Baths
- 2599244 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Kathie Salvadalena; 425-350-0020; kathie@kathiesalvadalena.com
Discover the Lincoln Plan at Bickford Junction in Snohomish where the home comes with a 2-10 Home Buyers Warranty plan for added peace of mind. Thoughtful design meets mo...
- 3 Beds
- 3 Baths
- 2599378 MLS
- ACTIVE Status
Listing Broker: Redfin; Maysaa Souki; 352-514-5447; maysaa.souki@Redfin.com
Craftsman charm meets comfortable living in this turn-key home, freshly updated with new interior paint and an inviting covered front porch to greet you and your guests. ...
- 4 Beds
- 3 Baths
- 2590620 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Beth Billington; 206-817-8283; beth@bethbillington.com
Embrace classic, spacious living in this peaceful Donegal Park home! Step inside the main floor to be greeted by new LVP flooring and a half bathroom. Next comes the enor...
- 3 Beds
- 3 Baths
- 2598890 MLS
- ACTIVE Status
Listing Broker: Windermere RE Greenwood; Sharilyn Patterson; 206-527-5250; sharilyn@windermere.com
Welcome Home! This beautifully refreshed 3-bedroom, 2.25-bathroom home offers the perfect blend of comfort, flexibility, and peaceful country living. The spacious, open-c...
- 3 Beds
- 3 Baths
- 2599135 MLS
- ACTIVE Status
Listing Broker: CENTURY 21 North Homes Realty; Jacob Haugstad; 425-218-2180; jacob@haugstadhomes.com
Build your custom home on this beautiful Machias property. The gently sloping lot is accessed by a shared private road. Enjoy the peace and privacy of country living, w...
- 2599004 MLS
- ACTIVE Status
Listing Broker: Windermere R.E. Mill Creek; Benjamin Oostra; 425-205-1595; benjamin@windermere.com
Build your custom home on this beautiful Machias property. The gently sloping lot is accessed by a shared private road. Enjoy the peace and privacy of country living, w...
- 2599000 MLS
- ACTIVE Status
Listing Broker: Windermere R.E. Mill Creek; Benjamin Oostra; 425-205-1595; benjamin@windermere.com
Build your custom home on this beautiful Machias property. An approved LDA is already in place, offering a valuable head start as you plan your vision. The gently slopi...
- 2598921 MLS
- ACTIVE Status
Listing Broker: Windermere R.E. Mill Creek; Benjamin Oostra; 425-205-1595; benjamin@windermere.com
Set within the sought-after Greenview Farms community, this beautifully maintained Craftsman offers an exceptional blend of space, privacy, and territorial and mountain v...
- 4 Beds
- 4 Baths
- 2598978 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Gracie Lynn VanAssche; 425-419-9659; gracie@famagents.com
Set within the sought-after Greenview Farms community, this beautifully maintained Craftsman offers an exceptional blend of space, privacy, and territorial and mountain v...
- 4 Beds
- 4 Baths
- 2598871 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Gracie Lynn VanAssche; 425-419-9659; gracie@famagents.com
Welcome to Lake Roesiger, the finest example of beautiful Northwest living. This lake view home boasts 3 levels, including the fully separate living space in the complete...
- 4 Beds
- 4 Baths
- 2598382 MLS
- FIRST LOOK Status
Listing Broker: Kelly Right RE of Seattle LLC; Jeremy Sliver; 360-602-1601; jeremy@agentsilver.com
Welcome to your peaceful Dutch Hill retreat in the coveted Snohomish School District! A tree-lined driveway leads to this thoughtfully updated home balancing secluded cou...
- 5 Beds
- 3 Baths
- 2598596 MLS
- ACTIVE Status
Listing Broker: Champions Real Estate; Kerri Krause; 206-795-2712;
Fresh updates & extraordinary potential make 17000 Broadway a property worth exploring! Step inside to discover a home refreshed w/ fresh paint, new cabinets & updated co...
- 5 Beds
- 5 Baths
- 2598537 MLS
- ACTIVE Status
Listing Broker: Toner Real Estate Solutions; Joe Toner; 206-228-1372; joe@joetoner.com
[HORSE + HOME] Exceptional equestrian property on 5 usable acres in Snohomish’s desirable Fobes Hill area. Purpose-built for horse enthusiasts, this established setup fea...
- 4 Beds
- 3 Baths
- 2598200 MLS
- ACTIVE Status
Listing Broker: John L. Scott Lake Stevens; Jake Robinett; 425-293-4265; jake@robinettgroup.com
Welcome to your Lake Roesiger retreat, perfectly positioned just moments from the water with shared lake access, a neighborhood dock for endless days of boating, swimming...
- 4 Beds
- 3 Baths
- 2578409 MLS
- FIRST LOOK Status
Listing Broker: Tate Real Estate; Tami Tate; 425-320-7860; RealEstate@TamiTate.com
Located in an established residential neighborhood in Snohomish, this 7,405 sq. ft. vacant lot offers a great opportunity in a convenient location. The property features ...
- 2597847 MLS
- ACTIVE Status
Listing Broker: PlatLabs, LLC; Joel S. Hinckley; 303-848-6215; brokerplatlabs@gmail.com
This lot has great potential if sewer service becomes available. Power and water are available. Please review the documents for the boundary line adjustment (BLA) and th...
- 2596746 MLS
- ACTIVE Status
Listing Broker: CENTURY 21 Real Estate Center; Chris Vallo; 425-330-7395; Chris.Vallo@C21Center.com
Welcome to The Arbors at the Highlands! This beautifully updated 2-bedroom, 2-full-bath condo offers a wonderful combination of modern finishes, everyday convenience, and...
- 2 Beds
- 2 Baths
- 2597190 MLS
- ACTIVE Status
Listing Broker: Skyline Properties, Inc.; Alina Kuzyuberdin; 425-346-1736; alinatekina@gmail.com
Excellent Opportunity to own Commercial building + home!! Commercial building is 1766 sq ft originally built in 1928 - remodeled in 2017. Home is 1512 sq feet and curre...
- 3 Beds
- 2 Baths
- 2597298 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; S Jay McGinnis; 206-799-2891; jay.mcginnis@cbrealty.com
What if an afternoon in downtown Snohomish started with a walk from your front door? Meet 329 9th St. One of the rare townhomes with no HOA, which means no HOA dues, in d...
- 3 Beds
- 3 Baths
- 2596806 MLS
- FIRST LOOK Status
Listing Broker: RE/MAX Elite; Nicole Serviss; 425-215-3545; nicole@theservissgroup.com
2 SEPARATE PERMITTED HOMES EACH their OWN SEPTIC SYSTEM create a rare & exceptional Lord Hill estate on 6 private acres—offering unparalleled flexibility for multigenerat...
- 6 Beds
- 4 Baths
- 2596440 MLS
- ACTIVE Status
Listing Broker: RE/MAX Northwest; Kazie M. Green; 425-218-4422; kazie@kazieshomes.com
Welcome to the coveted Kensington Estates. This beautifully reimagined 2,835 sq. ft. Craftsman pristine park like .56+ acres offers the ultimate blend of modern luxury an...
- 4 Beds
- 3 Baths
- 2596621 MLS
- ACTIVE Status
Listing Broker: Northland Real Estate; Sandra K. Pelan; 425-397-0555; sandypelan@northlandre.net
Welcome to Monte Vista, where timeless style, generous spaces and an exceptional Snohomish location come together. From the striking double-door entry and open staircase ...
- 5 Beds
- 3 Baths
- 2596634 MLS
- ACTIVE Status
Listing Broker: COMPASS; David V. Warren; 425-760-8285; david.warren@compass.com
IMPROVED PRICE & 5.375% INTEREST RATE BUYDOWN for first year with preferred lender! Exceptional Monte Vista Living | Refined Style & Timeless Comfort. Rarely available, t...
- 5 Beds
- 3 Baths
- 2596351 MLS
- ACTIVE Status
Listing Broker: Windermere R.E. Mill Creek; Denise Peterson; 425-232-1408; denisepeterson@windermere.com
18901 Welch Rd is 6.44 acres of quiet, wooded Snohomish County land for those who want to build with privacy, space and a real connection to the landscape. Set among tree...
- 2596139 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Edward Krigsman; 206-387-6789; e.krigsman@windermere.com
PRICE REDUCED! GREAT BUYER OPPORTUNITY! Modern comfort meets everyday convenience! Built in 2020 by DR Horton, this beautifully maintained 4 bedroom/2.5 bath home offers ...
- 4 Beds
- 3 Baths
- 2595980 MLS
- ACTIVE Status
Listing Broker: John L. Scott Snohomish; Mark Gallagher; 206-510-9071; Mark@BuySellSnoho.com
HOUSE HACKER'S DREAM & INVESTOR GOLDMINE IN 98290! Massive $749,000 value $270sq ft, featuring a beautifully updated, vacant main home PLUS a built-in $2,000mo income str...
- 6 Beds
- 2 Baths
- 2595888 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/East; Susanna Hurd; 425-466-7742; susannahurd@windermere.com
Welcome to this brand-new 1,600 sq ft home offering plenty of space, ample parking, and room to spread out. Plenty of room to build your dream shop, with space for hobbie...
- 2 Beds
- 2 Baths
- 2595798 MLS
- ACTIVE Status
Listing Broker: Granite Falls Premier RE; Antonio More; 360-691-1800; antoniomorerealestate@gmail.com
Backup Offers Requested! Call for details... ESTATE SALE! Generally flat and moderately treed 5 Acres in S. Snohomish County. This is truly a unicorn property! A rare Fin...
- 4 Beds
- 2 Baths
- 2582819 MLS
- PENDING - BACKUP OFFER REQUESTED Status
Listing Broker: Keller Williams Realty Bothell; Ed Gillis; 425-422-7107; Ed@InfinityRidge.com
Over the creek and through the woods, coming home starts to feel like getting away. Set on 1.25 park-like acres, with creek views, mature trees and room to breathe, this ...
- 4 Beds
- 4 Baths
- 2595731 MLS
- ACTIVE Status
Listing Broker: KW Everett; Aubie Pouncey; 206-229-3737; Aubie@KW.com
Welcome to this Beautiful Fully--Renovated Manufactured Home in Pilchuck Mobile Home Park -ALL AGES! This Turn-Key 2 Bed, 2 Bath home leaves no corner untouched. Vaulted ...
- 2 Beds
- 2 Baths
- 2595720 MLS
- ACTIVE Status
Listing Broker: eXp Realty; Evelyn Holmes; 206-822-1153; evelynholmesrealestate@gmail.com
Excellent opportunity to build your dream home in Snohomish! This residential vacant lot offers a great opportunity for buyers looking to design and build a custom home. ...
- 2592805 MLS
- ACTIVE Status
Listing Broker: 206 REALTY LLC; Vasi Nemes Jr; 206-229-0390; vnemes@206realty.com
Excellent opportunity to build your dream home in Snohomish! This residential vacant lot offers a great opportunity for buyers looking to design and build a custom home. ...
- 2592812 MLS
- ACTIVE Status
Listing Broker: 206 REALTY LLC; Vasi Nemes Jr; 206-229-0390; vnemes@206realty.com
Exceptional home with flexible living options! Located on a quiet residential street near shopping, dining, local amenities & the seasonal farmers market. The main level ...
- 5 Beds
- 3 Baths
- 2594658 MLS
- ACTIVE Status
Listing Broker: COMPASS; Tyler Hopp; 206-769-8821; tyler.hopp@compass.com
[TWO DISTINCT LIVING SPACES | ONE INCREDIBLY FLEXIBLE HOME | LIVES LIKE A 5 BEDROOM OR COULD FUNCTION AS A DUPLEX.] Tucked into 2.3 serene acres in coveted Fobes Hill, th...
- 2595512 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Kathie Salvadalena; 425-350-0020; kathie@kathiesalvadalena.com
HOUSE HACKER'S DREAM & INVESTOR GOLDMINE IN 98290! Massive $749,000 value $270sq ft, featuring a beautifully updated, vacant main home PLUS a built-in $2,000mo income str...
- 2591904 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/East; Susanna Hurd; 425-466-7742; susannahurd@windermere.com
Sellers offering 7/6 ARM at 5.875% or 30 year fixed at 6.125%. Space, privacy, versatility—and room to live BIG. Set on 2.18 acres in Snohomish, this expansive 6,278 SF r...
- 7 Beds
- 4 Baths
- 2592039 MLS
- ACTIVE Status
Listing Broker: John L. Scott Lake Stevens; Jake Robinett; 425-293-4265; jake@robinettgroup.com
Seller offering 4.99% 7/6 ARM (6.005% APR) through the preferred lender for qualified buyers. Rates and terms subject to change; restrictions apply! **BRAND-NEW CONSTRUCT...
- 3 Beds
- 4 Baths
- 2595107 MLS
- ACTIVE Status
Listing Broker: Conner Real Estate Group, LLC; Mikayla Belcher; 206-371-0026; mikaylab@connerhomes.com
Cathcart Crossing is Ideally located with easy access to major highways and everything you need within reach. The 4-bedroom Addison plan features a ground level en-suite ...
- 4 Beds
- 4 Baths
- 2595366 MLS
- ACTIVE Status
Listing Broker: Billahome; Haritkumar Mungalpara; 206-304-6714; haritkumar@mungalparahomes.com
Welcome to this gated Craftsman retreat in sought-after Clearview, where timeless elegance meets exceptional privacy. When repainting in 2025, the sellers chose warm oliv...
- 5 Beds
- 5 Baths
- 2588355 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/East; Breanna Chen; 206-790-9398; Breanna@BreannaChen.com
Set on a generous 15,246 sq. ft. lot, this 4-bedroom rambler offers a flexible floor plan and thoughtful updates throughout. Inside, a newly built entertainment center wi...
- 4 Beds
- 1 Baths
- 2594396 MLS
- ACTIVE Status
Listing Broker: Aris360; Blake Brown; 425-652-6365; blake@aris360.com
Experience refined Northwest living in Snohomish’s sought-after Kenwanda neighborhood, ideally situated near the scenic Snohomish River Valley. This beautifully appointed...
- 3 Beds
- 3 Baths
- 2595252 MLS
- ACTIVE Status
Listing Broker: Pellego, Inc.; Angelica Chaikovskyi; 425-268-8201; angelicarealty@outlook.com
This Snohomish condo welcomes you in with all-new paint and carpet throughout, and an open and functional floor plan. The main living space features a dedicated dining ar...
- 2 Beds
- 2 Baths
- 2594124 MLS
- ACTIVE Status
Listing Broker: Lamb Real Estate; Ericka Hardwick; 425-922-9795; ericka@lambandcompany.com
[TWO DISTINCT LIVING SPACES | ONE INCREDIBLY FLEXIBLE HOME | LIVES LIKE A 5 BEDROOM OR COULD FUNCTION AS A DUPLEX.] Tucked into 2.3 serene acres in coveted Fobes Hill, th...
- 3 Beds
- 4 Baths
- 2594839 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Kathie Salvadalena; 425-350-0020; kathie@kathiesalvadalena.com
A HOME WITH ROOM TO BREATHE. Set within the community’s MOST COVETED LOCATION IN THE ARBORS, this home enjoys something increasingly hard to find — PRIVACY, LIGHT, NATURE...
- 2 Beds
- 2 Baths
- 2586792 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Jeremy Mahon; 541-601-4466; Jeremy.Mahon@FAMagents.com
Tucked at the end of a quiet street in Woodridge Glen, this inviting home backs to a lush natural growth area, where evergreen views and birdsong create a peaceful backdr...
- 4 Beds
- 3 Baths
- 2594552 MLS
- ACTIVE Status
Listing Broker: RE/MAX Metro Realty, Inc.; Reba Haas; 206-888-2968; info@teamreba.com
Looking for a little elbow room, a place for your projects, and a deck tucked beside the trees? This 2.08-acre property near Flowing Lake offers space and country living....
- 3 Beds
- 3 Baths
- 2594629 MLS
- ACTIVE Status
Listing Broker: CENTURY 21 Real Estate Center; Sarah S. Gravelle; 425-238-7499; Sarah@C21center.com
Brand new construction by Westcott Homes, a local builder known for craftsmanship and attention to detail! Welcome to Moray at Maltby Village, ideally located off Hwy 522...
- 3 Beds
- 4 Baths
- 2594823 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/M2, LLC; Jenell Steltz; 425-356-7033; jsteltz@windermere.com
Welcome to this stunning two story home with fully finished basement, set on a private 1-acre lot within a quiet gated Snohomish community. The main level greets you with...
- 4 Beds
- 4 Baths
- 2590972 MLS
- ACTIVE Status
Listing Broker: Redfin; Roshane Hiday Vader; 425-750-6454; Roshane.vader@redfin.com
This luxury estate sits on over 2.5 acres in Maltby and showcases 4,400 sq ft of impressive scale and craftsmanship. Open-concept great room with wide-plank oak hardwoods...
- 4 Beds
- 5 Baths
- 2594466 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate GH LLC; Adam E. Cobb; 206-854-9454; adamcobb@windermere.com
Centrally located in Snohomish, this inviting, sun-filled condo welcomes you in with fresh new paint and new carpet that fill the open and functional floor plan. The livi...
- 2 Beds
- 2 Baths
- 2593613 MLS
- ACTIVE Status
Listing Broker: Lamb Real Estate; Brett Ahlin; 425-903-2776; brett@lambandcompany.com
Multi-Award-Winning Venue + Home! Welcome to The Carey Gardens, a celebrated former wedding and event venue recognized as Best of the PNW, set across 4.75 beautifully dev...
- 4 Beds
- 3 Baths
- 2594483 MLS
- ACTIVE Status
Listing Broker: Real Broker LLC; Jack Duggan; 206-795-9880; j.duggan@mcconnellgroup.com
Welcome to Kenley Place, a quiet 8-home community tucked between Mill Creek and Snohomish. This east-facing home offers 1,830 sf, built in 2020, with four bedrooms, a two...
- 4 Beds
- 3 Baths
- 2594291 MLS
- ACTIVE Status
Listing Broker: Real Broker LLC; Mariesa Holm; 206-930-4072; mariesa@holmrealestate.com
Located just five blocks from historic downtown Snohomish, this updated end-unit townhome has so much to offer! The main level welcomes you with an abundance of natural l...
- 2 Beds
- 3 Baths
- 2594417 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Kiersten Ann Custer; 425-293-7874; Kiersten.custer@famagents.com
Price reduced and $10,000 rate buydown! Exceptional value meets Greenbelt Privacy in Snohomish! Now offered at a compelling new price, welcome to this beautifully updated...
- 3 Beds
- 3 Baths
- 2591317 MLS
- ACTIVE Status
Listing Broker: RE/MAX Elite; Cynthia Caffrey; 425-478-4164; cynthia@remaxelitebrokers.com
Welcome to The Arbors at the Highlands! This private end-unit, top-floor condo offers 2 bedrooms, 2 full baths, vaulted ceilings, and an open, light-filled layout. French...
- 2 Beds
- 2 Baths
- 2594280 MLS
- ACTIVE Status
Listing Broker: Keller Williams Realty Bothell; Ed Gillis; 425-422-7107; Ed@InfinityRidge.com
Price reduced and $10,000 rate buydown! Exceptional value meets Greenbelt Privacy in Snohomish! Now offered at a compelling new price, welcome to this beautifully updated...
- 3 Beds
- 3 Baths
- 2584980 MLS
- ACTIVE Status
Listing Broker: RE/MAX Elite; Cynthia Caffrey; 425-478-4164; cynthia@remaxelitebrokers.com
Don’t miss the opportunity call this custom built Reykdal your home! This sought-after single-story ranch checks all the boxes! Come tour this wonderful 3 bed, 2 bath ram...
- 3 Beds
- 2 Baths
- 2594194 MLS
- ACTIVE Status
Listing Broker: Columbia Partners Real Estate; John Piela; 425-761-3963; john@cprewa.com
Excellent opportunity for investors, builders, or buyers looking for a complete renovation project! Situated on a generous 12,632 sq. ft. lot, this property offers tremen...
- 2 Beds
- 1 Baths
- 2592799 MLS
- ACTIVE Status
Listing Broker: 206 REALTY LLC; Vasi Nemes Jr; 206-229-0390; vnemes@206realty.com
Discover this exceptional property situated on approximately 2.3 acres, featuring a stunning 3,940-square-foot custom-built main residence with 3 bedrooms, 2.5 bathrooms,...
- 3 Beds
- 3 Baths
- 2592776 MLS
- ACTIVE Status
Listing Broker: 206 REALTY LLC; Vasi Nemes Jr; 206-229-0390; vnemes@206realty.com
Live every day in your own retreat here at this gorgeous location in the coveted Machias Ridge Estates. 5 acres of total privacy surround this home on the hill in the fo...
- 4 Beds
- 3 Baths
- 2551776 MLS
- ACTIVE Status
Listing Broker: Waterstone Properties; Alison Anderson; 425-501-4044; waterstonewa@gmail.com
Experience modern luxury & country living on 2.24 acres in Snohomish's desirable Lost Lake area! Enjoy the peace & privacy of your own pocket of paradise while remaining ...
- 4 Beds
- 3 Baths
- 2592935 MLS
- ACTIVE Status
Listing Broker: John L. Scott Snohomish; Jeremy Kramer; 425-931-5063; JeremyKramer@Johnlscott.com
Built for how you actually live. This 1,800 sq ft home at Moray at Maltby Village offers 4 bedrooms, 3.5 baths, and a 2-car garage, built by Westcott Homes, a local build...
- 4 Beds
- 4 Baths
- 2593043 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/M2, LLC; Jenell Steltz; 425-356-7033; jsteltz@windermere.com
An island built for gathering. This 1,800 sq ft home at Moray at Maltby Village offers 4 bedrooms, 3.5 baths, and a 2-car garage, built by Westcott Homes, a local builder...
- 4 Beds
- 4 Baths
- 2593028 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/M2, LLC; Jenell Steltz; 425-356-7033; jsteltz@windermere.com
Incredible Value and Home for the Holidays! This Apple Tree home has space for everyone- offering a rare find on the main level: a bedroom, den and ¾ bath with double sin...
- 5 Beds
- 3 Baths
- 2592448 MLS
- ACTIVE Status
Listing Broker: Windermere RE North, Inc.; Jen Bowman; 206-999-9671; jenbowman@windermere.com
Enjoy rural living at Lake Roesiger in this beautiful, warm, and exceptionally maintained home. Designed with an easy-flowing floor plan, the main level features formal l...
- 4 Beds
- 4 Baths
- 2592694 MLS
- ACTIVE Status
Listing Broker: COMPASS; Heidi P Davalos; 425-870-3334; heidid@pacesetterpropertiesteam.com
Stunning Renovated Lake home with over 50' of lakefront. Perched along the serene shores of Lake Roesiger, this waterfront masterpiece captivates with sweeping panorami...
- 4 Beds
- 3 Baths
- 2590789 MLS
- ACTIVE Status
Listing Broker: COMPASS; Michael Piccolo; 425-830-7467; michael.piccolo@compass.com
[SNOHOMISH VALLEY & CASCADE MOUNTAINS AS YOUR BACKDROP] Discover a home where TIMELESS elegance meets the warmth of everyday living. This beautifully appointed 4 bdrm hom...
- 4 Beds
- 3 Baths
- 2592273 MLS
- ACTIVE Status
Listing Broker: Ballpark Realty; Kendra Halverson; 425-647-0683; plasterandpinehomes@gmail.com
A spacious property and brand-new exterior paint welcome you to this bright and inviting home, located in the sought-after Cathcart area of Snohomish. A welcoming entry w...
- 3 Beds
- 3 Baths
- 2591519 MLS
- ACTIVE Status
Listing Broker: Lamb Real Estate; Miles Lamb; 425-740-4344; miles@lambandcompany.com
Built in 2025 by Arcadia Homes, this barely lived in Clearview residence pairs modern Northwest design with the space, privacy, and flexibility of a 1.3+ acre setting. A ...
- 4 Beds
- 3 Baths
- 2592505 MLS
- ACTIVE Status
Listing Broker: Real Broker LLC; Wahid Noori; 425-864-7337; homes@wahidnoori.com
Beyond the everyday lies a rare kind of luxury, where privacy, beauty and possibility come together. Behind private gates, 5 extraordinary acres unfold into a world of th...
- 3 Beds
- 8 Baths
- 2583618 MLS
- ACTIVE Status
Listing Broker: COMPASS; Bret Butler; 206-604-3350; bret@butlerrealestate.com
Experience country living with room to breathe at this 2,175 sq ft home set on just over an acre. Surrounded by mature gardens and established berry bushes, the property ...
- 3 Beds
- 3 Baths
- 2591919 MLS
- ACTIVE Status
Listing Broker: RE/MAX Elite; Telishia Altis; 904-868-4767; Telishia@remaxelitebrokers.com
Beautiful home in the desirable Outlook Ridge community, ideally located just north of Mill Creek, across from a private community park and backing onto a peaceful greenb...
- 4 Beds
- 3 Baths
- 2591407 MLS
- ACTIVE Status
Listing Broker: John L. Scott Mill Creek; T.C. Hyatt; 425-280-8725; tchyatt@johnlscott.com
Enjoy the best of Pacific Northwest living in this beautifully updated Snohomish RAMBLER! Seller-Paid 2/1 RATE BUYDOWN offered if under contract by 11/16/2026. Combining ...
- 3 Beds
- 2 Baths
- 2591573 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Central; Kelly Kemp; 425-766-1847; kellykemp@windermere.com
Welcome home to this beautifully updated Snohomish property offering bright living spaces & thoughtful upgrades throughout! The kitchen shines with newer hardwood floors,...
- 5 Beds
- 3 Baths
- 2590939 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Central; Ursula Heenan; 425-949-2420; ursulaheenan@windermere.com
ONLY HOUSE ON THE MARKET IN SNOHOMISH ON ACREAGE WITH A SHOP FOR UNDER 750K- Charming Craftsman on 1.6 private acres in Snohomish! Built in 2016, this 1,900 sq ft home of...
- 4 Beds
- 3 Baths
- 2591554 MLS
- ACTIVE Status
Listing Broker: KW North Sound; Lance Otto; 425-330-1947; lanceotto@kw.com
The End Unit You’ve Been Waiting For. Pre-inspected and with low HOA dues of just $40/month, this like-new townhome in the established Bickford Junction community offers ...
- 4 Beds
- 4 Baths
- 2591284 MLS
- ACTIVE Status
Listing Broker: Windermere R.E./Snohomish; Tate Campbell; 425-446-2686; tate.campbell@windermere.com
This well-maintained home sits on a spacious 1.12-acre lot and offers the perfect combination of comfort, functionality, and room to spread out. The property features a l...
- 3 Beds
- 3 Baths
- 2590999 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Leslie Marie Reed; 206-526-5544; thereeds@windermere.com
Nestled in the highly coveted Echo Falls Golf Community, this gorgeous, sun-drenched home sits beautifully on a shy 1/2 acre lot. A pillared covered front porch invites y...
- 4 Beds
- 3 Baths
- 2590514 MLS
- ACTIVE Status
Listing Broker: RE/MAX Northwest; Carol L. Holland; 206-954-1743; carolholland@remax.net
PRIVATE, GATED RAMBLER ON COMPLETELY FENCED 2.5 ACRES! Welcome home to your own peaceful Snohomish retreat, where single-level living, privacy, & homestead-style living c...
- 3 Beds
- 2 Baths
- 2590207 MLS
- ACTIVE Status
Listing Broker: KW North Sound; Angie Niethamer; 425-346-8301; crownhillangie@gmail.com
Beautiful mountain views from both levels! Set on a private and serene half-acre, this spacious 3,451 sq. ft. rambler with daylight basement offers 4 bedrooms, 3.25 baths...
- 4 Beds
- 4 Baths
- 2589308 MLS
- ACTIVE Status
Listing Broker: Skyline Properties, Inc.; Paranee Judd; 206-679-7091; paraneejudd@gmail.com
Major price adjustment to own this truly modern farm house & reflect today's environment. Conveniently located to downtown Snohomish and Woodinville wine country, with e...
- 2 Beds
- 1 Baths
- 2579911 MLS
- ACTIVE Status
Listing Broker: Kelly Right RE of Seattle LLC; Ron Robin; 206-930-1550; rrobin4x5@mac.com
An incredible backyard designed for both entertaining and a peaceful escape sets this Gold Creek home apart. More than $100K has been invested in improvements throughout ...
- 5 Beds
- 4 Baths
- 2589113 MLS
- ACTIVE Status
Listing Broker: Keller Williams Realty Bothell; Sara Montagne; 206-794-2108; sara@beemurphyteam.com
Discover effortless one-level living in Snohomish! This thoughtfully REMODELED 3-bedroom rambler sits on a spacious, nearly 1/4-acre lot nestled at the end of a quiet str...
- 3 Beds
- 2 Baths
- 2590285 MLS
- ACTIVE Status
Listing Broker: Marketplace Sotheby's Intl Rty; Beth Kovacevich; 206-719-2302; bethk@sothebysrealty.com
Escape to the country! Wonderful Snohomish home on, just shy of, a ten-acre lot. Custom built in 1986, this recently updated 3 bedroom; 2.5 bath home has room for everyon...
- 3 Beds
- 3 Baths
- 2590202 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; BethAnn Warner; 206-387-3006; bwarner@windermere.com
Welcome to this desirable rambler on a corner lot! This four bedroom, two full bathrooms, has 1,662 sq ft that is Move-in-Ready! Entry, hallway, & kitchen have hardwood f...
- 4 Beds
- 2 Baths
- 2574213 MLS
- ACTIVE Status
Listing Broker: KW North Sound; Craig Degerness; ; Deg.CKT@gmail.com
Set in the sought-after Fobes Hill area of Snohomish, this warm and inviting 4-bedroom, 2-bath home offers 2,128 sq ft of flexible living space on nearly a quarter acre, ...
- 4 Beds
- 2 Baths
- 2589787 MLS
- ACTIVE Status
Listing Broker: Keller Williams Realty Bothell; Sunshine S. Burruss; 425-629-9140; sunnysellswa@gmail.com
This is the kind of property that gives you room to actually live. Set on 1.13 acres in the Maltby Community of Snohomish, this lovingly maintained and thoughtfully remod...
- 4 Beds
- 4 Baths
- 2589850 MLS
- ACTIVE Status
Listing Broker: Real Broker LLC; Katie Silver; 425-443-4403; katie@salutehomesnw.com
Experience elevated living in this stunning new luxury construction just minutes from charming downtown Snohomish. Offering an impressive 3,920 sq feet, this expansive ho...
- 5 Beds
- 4 Baths
- 2589340 MLS
- ACTIVE Status
Listing Broker: John L. Scott Snohomish; Nancy Godines; 619-823-4797; nancygodines@johnlscott.com
A Woodland retreat with seclusion and privacy awaits you in the desirable Machias Ridge East neighborhood of Snohomish County. Step into your own private oasis of 5 acre...
- 3 Beds
- 3 Baths
- 2588947 MLS
- ACTIVE Status
Listing Broker: Windermere R.E./Snohomish; Bonnie Roulstone; 360-202-3716; Bonniekr@windermere.com
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Snohomish, WA Home Loans
Secure the right home loan in Snohomish, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.
AJ Allen
Your Snohomish, WA Mortgage Lender
AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Snohomish, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.
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Best Home Loan Rate for Your New Snohomish Home Purchase
Locking the best home loan rate in Snohomish, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.
We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Snohomish home.
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Secure the Best Home Loan in Snohomish, WA
Work with Snohomish’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Snohomish real estate market.
Mortgage and Home Financing in Snohomish, WA
Why finance your home purchase in Snohomish, Washington
Welcome to Snohomish, a picturesque community with a vibrant historic downtown, riverfront trails, and quick access to Everett, Seattle, and the Cascade foothills. Buyers are drawn here for its small-town charm, great schools, and the convenience of being near major employers across Snohomish County and the greater Seattle area. With competitive Snohomish mortgage rates and a wide range of lending programs, financing a home in this market can be both strategic and rewarding. Whether you’re purchasing a craftsman near First Street, a new-build in a master-planned community, or acreage on the outskirts of town, thoughtfully structured home financing can help you maximize value, manage monthly payments, and build equity in a region known for long-term housing demand.
Local knowledge matters. Mortgage lenders in Snohomish understand neighborhood nuances, appraisal trends, and the realities of competing in a Puget Sound market where well-prepared buyers win. From first-time buyer programs to jumbo financing, home loans in Snohomish can be tailored to your timeline, budget, and goals—without compromising the experience you want in your next home.
Understanding Snohomish mortgage rates and the local market
Snohomish mortgage rates move with broader economic factors (inflation, Federal Reserve policy, investor demand for mortgage-backed securities) and with local realities like inventory, seasonality, and property type. Rate quotes can also vary by credit score, down payment, loan purpose (purchase vs. refinance), and whether you choose a fixed-rate or adjustable-rate mortgage (ARM). In the greater Seattle area—including Everett, Bothell, Mill Creek, Lake Stevens, Monroe, and the Eastside—rates are typically similar, but closing costs, lender fees, and rate-lock policies can differ.
- Credit profile, debt-to-income ratio, and loan-to-value drive rate eligibility
- Property type (single-family, condo, manufactured, multi-unit) can affect pricing
- Conforming vs. high-balance vs. jumbo tiers influence available terms
- Discount points and temporary buydowns can lower monthly payments
- Rate locks (30–90+ days) protect you during underwriting and closing
Because the market can shift quickly, request real-time quotes from multiple mortgage lenders in Snohomish and ask for a written Loan Estimate to compare the total cost of financing—not just the rate.
Popular home loan options in Snohomish
Home loans in Snohomish span well-known programs and specialized solutions to fit various price points and profiles. The right program balances rate, down payment, mortgage insurance, and long-term flexibility.
- Conventional loans: Broad eligibility, as low as 3% down for qualified buyers, cancellable private mortgage insurance (PMI), and both fixed and ARM options.
- FHA loans: Low down payments and flexible credit standards; ideal for many first-time buyers or those rebuilding credit.
- VA loans: Zero-down financing with no monthly mortgage insurance for eligible Veterans, active-duty service members, and some surviving spouses.
- USDA loans: Zero-down options in eligible rural and suburban areas around Snohomish County, with income limits and property eligibility rules.
- Jumbo loans: Designed for higher-priced homes exceeding local conforming limits, with specialized underwriting and competitive fixed and ARM structures.
- Down payment assistance (DPA): Offered through state and local programs to bridge the gap for qualified buyers.
First-time homebuyer programs and down payment assistance
Snohomish is exceptionally friendly to first-time buyers thanks to programs offered through the Washington State Housing Finance Commission (WSHFC) and select city or county initiatives. Many buyers layer a competitive first mortgage with down payment assistance to reduce upfront cash requirements while keeping monthly payments manageable. Lenders can pair these with conventional, FHA, or VA financing, depending on eligibility.
WSHFC programs typically require a homebuyer education course, income and purchase price limits, and use of approved mortgage lenders in Snohomish or the greater Seattle area. In addition, many conventional loan options, such as HomeReady and Home Possible, offer reduced mortgage insurance and flexible down payments for qualifying borrowers. Funding availability and program features can change, so it’s smart to confirm details early in your home search.
- Low down payment options (often 3%–3.5% down with eligible programs)
- Potential closing cost assistance or second-lien DPA with favorable terms
- Education courses that strengthen your budgeting and homeownership plan
- Opportunities to combine with seller credits or rate buydowns
FHA loans in Snohomish
FHA loans are popular in Snohomish for their accessible credit guidelines and manageable down payment, typically 3.5% for qualified buyers. They can be used for single-family homes, certain condos, and some 2–4 unit properties you occupy. FHA loans include upfront and annual mortgage insurance premiums, which help support flexible underwriting standards. Snohomish County benefits from higher FHA loan limits than many parts of the country, reflecting regional home prices across the Seattle metro; specific limits are updated annually, so confirm the current thresholds with your lender.
FHA can be especially useful for buyers who want to lock in stable payments at today’s Snohomish mortgage rates while working on credit improvement or saving for future housing goals. When your equity and credit position strengthen, you can explore refinancing into a conventional loan to remove FHA mortgage insurance.
VA loans in Snohomish
With Naval Station Everett nearby and a strong community of service members and Veterans throughout Snohomish County, VA loans are a cornerstone of local home financing. Eligible borrowers can purchase with zero down, enjoy competitive rates, and avoid monthly mortgage insurance. A one-time funding fee may apply, though it’s often waived for eligible Veterans with service-connected disabilities.
- Zero down payment for most purchases
- No monthly PMI, often resulting in lower total monthly cost
- Flexible credit standards and competitive Snohomish mortgage rates
- Streamline refinance options (IRRRL) for easier rate reductions
VA financing is a powerful way to buy in Snohomish, Lake Stevens, Marysville, or farther south toward Bothell and Lynnwood while keeping cash available for renovations, furnishings, or future reserves.
USDA loans and rural eligibility near Snohomish
Many areas just outside the urban core may qualify for USDA financing, a zero-down option aimed at modest-income households purchasing in eligible rural or suburban locations. Around Snohomish, parts of Monroe, Sultan, Granite Falls, and other pockets may be eligible. Income caps apply, and properties must meet program standards, but this can be an excellent path to homeownership with minimal upfront cash.
USDA loans pair well with buyers looking for a little more land, newer developments beyond the city center, or a small-town feel with a manageable commute to Everett or the Seattle area.
Jumbo loans for higher-priced homes
Jumbo loans serve buyers purchasing above local conforming or high-balance limits. In Snohomish County and the surrounding Seattle metro, these loans are common for executive homes, acreage properties, or premium new construction. Jumbo financing typically requires strong credit, larger reserves, and detailed income documentation, but today’s market offers competitive fixed and ARM structures that can align with long-term wealth plans.
- Financing tailored for larger loan amounts and complex assets
- Options to use restricted stock units, bonuses, or self-employment income (with documentation)
- Interest-only periods available on some programs to manage cash flow
- Potential rate competitiveness when strong compensating factors are present
If you are comparing jumbo home loans in Snohomish, ask lenders for both fixed and ARM quotes, rate buydown scenarios, and guidance on reserves and appraisal expectations for your target neighborhood.
Conventional mortgages and private mortgage insurance
Conventional loans remain the most versatile choice for many Snohomish buyers. With as little as 3% down for qualifying borrowers and cancellable PMI once equity builds, conventional financing can minimize long-term costs. Borrower-paid or lender-paid mortgage insurance options allow you to optimize cash flow. High-balance conventional loans can also be available in higher-cost parts of the Seattle area, bridging the gap between standard conforming and true jumbo tiers.
If you’re on the fence between FHA and conventional, compare the total five- or seven-year cost—including mortgage insurance, projected equity, and any rate buydown—rather than focusing solely on the interest rate.
Refinancing strategies in Snohomish
Refinancing can optimize your mortgage as life and market conditions change. Homeowners in Snohomish frequently pursue rate-and-term refinances to reduce payments or switch from an ARM to a fixed-rate loan, cash-out refinances for renovations (think kitchen upgrades or an ADU), or streamline options for FHA and VA borrowers to lower rates with minimal documentation.
- Improve your rate or shorten your term to accelerate equity growth
- Consolidate higher-interest debt into a single, potentially lower-cost payment
- Fund strategic upgrades before listing or to enjoy long-term
- Switch from FHA to conventional to remove mortgage insurance when eligible
Before you refinance, calculate your break-even timeline by comparing total costs to monthly savings, and obtain multiple quotes from mortgage lenders in Snohomish to confirm you’re getting competitive pricing.
How to compare mortgage lenders in Snohomish
Local experience can make a difference in appraisal turn times, underwriting expectations, and communication with your real estate agent. Compare banks, credit unions, and independent mortgage lenders in Snohomish, Everett, and across the Seattle area for both pricing and process quality.
- Request a written Loan Estimate with rate, APR, fees, and credits
- Ask about rate-lock duration, extension fees, and float-down policies
- Clarify underwriting timelines and whether processing is in-house
- Review online reviews and ask your agent about local reputation
- Confirm experience with your loan type (VA, jumbo, DPA, condos, rural)
The right partner will offer competitive Snohomish mortgage rates and proactively guide you from pre-approval to closing with clear, timely updates.
The mortgage process in Snohomish: step-by-step
Getting from pre-approval to keys is smoother when you know what’s next. In a market that serves both local workers and commuters to Seattle or the Eastside, tight timelines and clean offers matter.
- Pre-approval: Share income, assets, and credit for a reliable price range
- Home search: Coordinate with your agent on neighborhoods and comps
- Offer: Choose terms that balance competitiveness with protection
- Processing and appraisal: Provide documents promptly; schedule inspections
- Underwriting: Respond quickly to any conditions or clarification requests
- Closing: Review final numbers, sign documents, and fund your loan
A full-credit, fully underwritten pre-approval—often called a “TBD underwrite”—can help your offer stand out in multiple-offer situations common across Snohomish County and the Seattle region.
Interest rate strategies: locking, points, and ARMs
Once you’ve compared home loans in Snohomish, it’s time to secure your pricing. Rate-locks protect you while your loan closes; ask your lender about 45- or 60-day locks and whether a float-down is available if Snohomish mortgage rates improve.
- Discount points: Prepaid interest to lower your rate; evaluate break-even vs. expected time in the home
- Temporary buydowns: 2-1 or 1-0 buydowns funded by sellers or builders to ease early payments
- ARMs: Consider if you expect to sell, refinance, or receive income increases within the fixed period
- Permanent vs. temporary strategies: Model multiple scenarios before committing
In a dynamic market like greater Seattle, having options—fixed, ARM, buydowns—helps you adapt to changing goals without overpaying for flexibility you may not need.
Neighborhood appeal and lifestyle benefits
Snohomish blends historic character with access to new amenities. Stroll First Street’s boutiques and cafes, kayak the Snohomish River, or explore Centennial Trail. You’re minutes to Everett’s waterfront, Paine Field, and major transit, with easy drives to Bothell, Kirkland, Bellevue, and Seattle. Buyers love the balance of community and convenience, making well-structured financing a smart way to capture long-term value in a high-demand region.
Whether you want a downtown bungalow, a cul-de-sac home in the Highlands, or acreage beyond town limits, aligning your loan choice with your lifestyle can unlock both comfort and financial confidence.
Documentation checklist for a smooth approval
Preparing documents early helps you move fast when the right home hits the market. Mortgage lenders in Snohomish can often issue same-day pre-approvals when files are complete.
- Most recent 30 days of pay stubs and last two years of W-2s
- Two years of federal tax returns (all pages), especially for self-employed
- Two months of bank and asset statements (401k/IRA/brokerage)
- Photo ID and proof of residence history (rent verification if applicable)
- Insurance agent contact, and HOA documents for condos/townhomes
- Letters of explanation for major deposits, credit events, or job changes
Tips to strengthen your offer with financing
Competitive homes across Snohomish and the greater Seattle area still draw strong interest. The way you present your financing can elevate your offer without necessarily increasing price.
- Secure a fully underwritten pre-approval to minimize financing contingencies
- Consider a larger earnest money deposit to signal commitment
- Explore appraisal gap strategies if comparable sales are lagging rising prices
- Use a local lender known to listing agents for confidence in on-time closings
- Leverage seller-paid buydowns or credits to improve monthly affordability
FAQs: Snohomish mortgage rates and home loans
How do I get the best Snohomish mortgage rates? Improve your credit, lower your debt-to-income ratio, compare quotes from several mortgage lenders in Snohomish, and consider discount points or a temporary buydown if it fits your timeline.
Are first-time buyers competitive here? Yes. With strong pre-approval, down payment assistance, and strategic offer terms, first-time buyers regularly win homes in Snohomish, Lake Stevens, and Monroe without overspending.
Should I pick FHA or conventional? If your credit is strong and you plan to hold the home long term, conventional with cancellable PMI can be cost-effective. If you need more flexible credit or lower upfront cash, FHA may be the better bridge to ownership.
Is a jumbo loan harder to get? Jumbo underwriting is more detailed, but prepared buyers often secure excellent terms. Work with a lender experienced in jumbo and local appraisals.
Getting started: your path to a confident purchase
Begin with a clear budget, a full pre-approval, and side-by-side comparisons of home loans in Snohomish. Ask lenders to model your monthly payment with taxes, insurance, HOA dues if applicable, and several rate scenarios. Then align the loan product—conventional, FHA, VA, USDA, high-balance, or jumbo—with how long you plan to keep the home and your appetite for payment stability or flexibility.
Snohomish delivers Pacific Northwest living with access to Seattle’s job market and the recreational bounty of the Cascade foothills. With the right plan, competitive Snohomish mortgage rates, and a trusted lending partner, you can finance your next home with confidence and enjoy everything this community has to offer.
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Snohomish, WA Real Estate Market
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