Welcome home! Spacious ground level condo unit offers you, 1 ample bedroom, huge bathroom, plus beautiful back patio for you to entertain. Beautiful fireplace in the ampl...
Listing courtesy of John L. Scott, Inc..
LIVE THE ULTIMATE MARINA LIFESTYLE! Prepare to be absolutely amazed by this stunning 2-bedroom, 2-bathroom waterfront sanctuary! Spanning 1,130 sq ft of pure bliss, this ...
Listing courtesy of Keller Williams Seattle Metro.
Welcome to this well maintained home in the highly desirable Zenith neighborhood! This spacious 3 bedroom, 2.5 bath home is filled with natural light thanks to an abundan...
Listing courtesy of Real Estate With Nik & Co.
First time ever on the market, this rare Upper Woodmont opportunity is ready for your vision. Nestled at the end of a quiet dead-end road and perched among the trees, thi...
Listing courtesy of John L. Scott, Inc..
Welcome to this updated townhome in the Hudson Ridge community, nestled near the Des Moines waterfront. The main floor features an updated Kitchen with stainless steel ap...
Listing courtesy of Rainier Valley Realty.
Welcome to this updated townhome in the Hudson Ridge community, nestled near the Des Moines waterfront. The main floor features an updated Kitchen with stainless steel ap...
Listing courtesy of Rainier Valley Realty.
Welcome home to this meticulously maintained home in the Huntington Park Community! Enjoy the ease of single-level living in this spacious 1,390 sq. ft. home, filled with...
Listing courtesy of Windermere RE/Lake Tapps, Inc.
Welcome home to this beautifully updated North Hill rambler offering 4 bedrooms, 1.75 baths, and 1,910 square feet of comfortable living space on an 8,400-square-foot lot...
Listing courtesy of Windermere West Metro.
Freshly updated, light-filled, and completely move-in ready! This turnkey 3-bedroom, 1.5-bath, two-story end-unit condo offers the perfect blend of modern comfort, privac...
Listing courtesy of Windermere Real Estate Midtown.
Top-floor corner unit with TWO designated parking spaces (#21 & #25)! This light-filled, move-in ready 3-bedroom, 1.75-bath home features a spacious open floor plan, cozy...
Listing courtesy of WPI Real Estate Services, Inc..
Welcome home to this spacious 2,473-square-foot rambler featuring Gorgeous Puget Sound and Olympic Mountain views, set on a beautifully landscaped, park-like lot with spe...
Listing courtesy of John L. Scott, Inc.
Enjoy breathtaking views of the Puget Sound and Olympic Mountains from this beautifully updated, rare top-floor condo in the heart of Des Moines. With no stairs leading t...
Listing courtesy of Windermere R.E./Snohomish.
First time on the market in more than 65 years! Lovingly maintained by its original owner, this charming 1960 rambler offers a rare opportunity to own a well-cared-for ho...
Listing courtesy of Best Choice Network LLC.
Welcome home to this beautifully remodeled 2-bedroom, 1.5-bath two story condo in the heart of Des Moines, where modern updates meet the relaxed Pacific Northwest lifesty...
Listing courtesy of Coldwell Banker Danforth.
Welcome to this beautiful home in Des Moines, ideally located with easy access to all major freeways and just minutes from public transit. Enjoy the convenience of being ...
Listing courtesy of John L. Scott, Inc.
Timeless Mid-Century home blending iconic design with modern livability. Sweeping Puget Sound and Olympic Mountain views complement beautifully landscaped grounds in an i...
Listing courtesy of John L. Scott, Inc.
Spectacular top-floor condominium with sweeping water views! Updated light-filled 2-bedroom, 2-bath home offers an exceptional blend of style, comfort, and location. Rece...
Listing courtesy of RE/MAX All City.
Embrace the ultimate PNW lifestyle in this move in ready retreat. From the moment you step inside, you are greeted with water views that create an everyday escape while b...
Listing courtesy of COMPASS.
Beautifully renovated 2-story residence showcasing timeless curb appeal, highlighted by a classic white picket fence, inviting covered porch, and brand-new roof. Thoughtf...
Listing courtesy of List4FlatFee.com, LLC.
Experience elevated coastal living from this exceptional top floor corner residence, where breathtaking panoramic views of Puget Sound, the Olympic Mountains, and unforge...
Listing courtesy of Skyline Properties, Inc..
Charming brick rambler with numerous update in a prime location! Spacious living room with hardwood floors and a marble-surround fireplace. Bedrooms feature built-in draw...
Listing courtesy of eXp Realty.
Experience waterfront living from this top-floor 2-bedroom, 1-bath condo in Des Moines, offering breathtaking views of Puget Sound. With 925 square feet of thoughtfully d...
Listing courtesy of eXp Realty.
This charming Des Moines home is remodeled and move-in ready, offering generous living space and thoughtful updates from top to bottom. The bright, expansive main living ...
Listing courtesy of The Amber Bills Group.
Charming Burnstead Custom Tri-Level on North Hill. Original owners are offering this well-built Burnstead custom home in the desirable North Hill community — a rare resal...
Listing courtesy of John L. Scott R.E. Lake Tapps.
Welcome to this bright and airy ground-floor townhome in the desirable Highland Village community! Offering 2 bedrooms and 2.5 bathrooms, this thoughtfully designed home ...
Listing courtesy of Redfin.
Experience coastal living at its finest in this stunning 2-bedroom, 1-bathroom waterfront condo in the heart of Redondo Beach! Perched with breathtaking, unobstructed vie...
Listing courtesy of Redfin.
Top floor corner condos with Puget Sound views do not come to market often. Experience this gem in the heart of Des Moines! This homes resides in a secured and safe build...
Listing courtesy of AQUA Real Estate.
Welcome to this beautifully updated top-floor 2-bed/1.75-bath condo in the desirable Mariner Manor community, perfectly situated in the heart of Downtown Des Moines. Offe...
Listing courtesy of Pointe3 Real Estate.
Sweeping Puget Sound and Olympic Mountain views set the tone for this beautiful, well-maintained Redondo Beach condo. This home offers a perfect care-free lifestyle for t...
Listing courtesy of Windermere Northlake.
Beautifully maintained 2-bedroom, 2.5-bath townhome offering 1,270 square feet of comfortable living space. Thoughtfully updated throughout, the home features modern ligh...
Listing courtesy of Griffin Realty Group, Inc..
Dont miss this opportunity to own a fabulous 2 bedroom townhouse-style condo in Des Moines! Step into the freshly painted interior that opens up into a spacious open conc...
Listing courtesy of Better Properties Kent LLC.
2.19-acre development site zoned W-C (Woodmont Commercial) Just down the street from the newly opened KENT DES MOINES LIGHT Rail STATION. The property is zoned for almost...
Listing courtesy of RE/MAX Northwest.
Located near the Redondo waterfront this home offers an easy, comfortable layout with thoughtful updates throughout. This 2-bedroom, 1.5-bath home features 640 SF, a laun...
Listing courtesy of Berkshire Hathaway HS NW.
Located near the Redondo waterfront this home offers an easy, comfortable layout with thoughtful updates throughout. This 2-bedroom, 1.5-bath home features 640 SF, a laun...
Listing courtesy of Berkshire Hathaway HS NW.
Experience the beauty of this thoughtfully updated home in Redondo, where sweeping views of the Puget Sound take center stage. The open-concept main floor seamlessly exte...
Listing courtesy of RE/MAX All City.
Step in ready to move Pinebrook Terrace Condo in great area.Unit offers 2 bedrooms, 1 full and 1/2 bath. Newer laminate floor and fresh interior paint. Covered parking sp...
Listing courtesy of Better Properties Kent LLC.
Welcome home to this spacious Des Moines rambler with basement featuring 3 bedrooms plus a den, a beautifully remodeled kitchen, open living and dining spaces, oak hardw...
Listing courtesy of Berkshire Hathaway HS NW.
Welcome home to this beautifully updated ground-floor end unit in the desirable Hillwood Condominiums. Perfectly situated near the Des Moines Marina, Highline College, th...
Listing courtesy of CENTURY 21 Real Estate Center.
Bring fresh style to the center of Des Moines! This beautifully updated two bedroom, two bath condo is move in ready and designed for easy, low maintenance living. Brand ...
Listing courtesy of Crescent Realty powered by KW.
Life feels a little easier in this beautifully maintained, two-story townhome designed for modern comfort. Spanning 996 square feet, the smart layout features two private...
Listing courtesy of Virgil Adams Real Estate, Inc..
Enjoy coastal living at its finest in this charming 2-bedroom, 1-bath condo ideally located on the 3rd floor with beautiful views of Puget Sound. Offering 782 square feet...
Listing courtesy of Windermere RE West Campus Inc.
Life is easier when everything you love is just around the corner. Nestled in the desirable Spyglass community, this inviting 2-bedroom condo puts you within minutes of t...
Listing courtesy of Real Broker LLC.
Easy, breezy, single-level living in Des Moines' premier 55+ community - welcome to the good life at Huntington Park! A sweet courtyard entry draws you into a stairs-free...
Listing courtesy of RE/MAX Northwest.
LOCATION - close to the main highway (Pacific Highway 99 and I5 )Two bedroom, two bath condo, conveniently located close to shopping, dining and schools. Ground floor eas...
Listing courtesy of Skyline Properties, Inc..
Be the first to call this newly constructed Modern European home yours. This rare custom new construction sits in the highly sought after North Hill community, offering s...
Listing courtesy of Skyline Properties, Inc..
Be the first to call this newly constructed Modern European home yours. This rare custom new construction sits in the highly sought after North Hill community, offering s...
Listing courtesy of Skyline Properties, Inc..
Modern luxury meets timeless design in this stunning custom home. Soaring natural light, wide-plank hardwoods, designer finishes, and thoughtfully curated spaces create a...
Listing courtesy of eXp Realty.
Remember when you were a kid and climbed up into a treehouse and saw the views for the first time? This is the adult version of that only more luxurious; Spectacular Moun...
Listing courtesy of John L. Scott Des Moines.
Welcome to this charming Northwest retreat! Breathtaking peek-a-boo views of the Puget Sound create the perfect backdrop for everyday living. This spacious 5-bedroom, 3-b...
Listing courtesy of Realty One Group Bold.
Welcome to this Top-Floor, End-Unit condo in Heritage Court, boasting soaring vaulted ceilings and a bright, airy feel. The spacious living room features a cozy wood-burn...
Listing courtesy of Redfin.
Just one block from Redondo Beach, this beautifully updated 3-bedroom, 2.75-bath home offers the perfect blend of coastal lifestyle, flexible living space, and Puget Soun...
Listing courtesy of Berkshire Hathaway HS NW.
Exceptional opportunity for homeowners and investors alike! This versatile 5-bedroom, 4.5-bath property offers strong income potential, flexible living arrangements, and ...
Listing courtesy of Keller Williams Rlty Bellevue.
Exceptional opportunity for homeowners and investors alike! This versatile 5-bedroom, 4.5-bath property offers strong income potential, flexible living arrangements, and ...
Listing courtesy of Keller Williams Rlty Bellevue.
Exceptionally rare opportunity to own a condo in the much sought after 55+ community of Huntington Park. Pride of ownership is undeniable here! The lobby elevator leads u...
Listing courtesy of The Cascade Team.
This is the one you've been waiting for! Discover one of Huntington Park’s most sought-after single-story floor plans in this beautifully updated 2 bedroom / 1.75 bath re...
Listing courtesy of Pellego, Inc..
Enjoy the best of Marina District living in this 2-bedroom 2 bath condominium featuring views of Puget Sound and the Des Moines downtown district. This spacious top floor...
Listing courtesy of Windermere West Metro.
Puget Sound charm just moments from the Des Moines waterfront. This stylish 2 bed, 1 bath Casa Del Mar condo offers a warm, light-filled layout with oversized windows, a ...
Listing courtesy of Homes & Equity Real Estate Grp.
Welcome to Havenwood, one of Des Moines most desirable communities. Nestled on a quiet cul-de-sac, this beautifully maintained 4 bed + Den, 2.5 bath home offers the perfe...
Listing courtesy of COMPASS.
Perched on the top floor this 3 bedroom condo is in turn-key & move in condition. Completely updated from top to bottom!! Light, bright & airy-features include living roo...
Listing courtesy of Coldwell Banker Danforth.
Tucked into the quiet charm of Woodmont, this home waits like a story just beginning—ready for the right person to turn the page. Step inside and you’ll find light spilli...
Listing courtesy of Berkshire Hathaway HS NW.
Wake up to breathtaking, front-row views of the marina and Puget Sound! This stunningly updated, two-bedroom gem offers the ultimate in convenient, worry-free coastal liv...
Listing courtesy of Redfin.
Beautifully renovated 3 bd 1.5 bath home showcasing quality craftsmanship and upscale finishes throughout. The open-concept floor plan creates a seamless flow between the...
Listing courtesy of Terrafin.
Incredible Build-Ready Opportunity in Des Moines/SeaTac! Bring your architectural blueprints to this premier ~6,000 sq. ft. vacant lot (Parcel #3601200160) located in an ...
Listing courtesy of Liberty Real Estate, LLC.
Utility-Ready Lot – Highline Community Potential! Investors, builders, and custom home dreamers take note: King County Parcel #3601200170 is officially available and read...
Listing courtesy of Liberty Real Estate, LLC.
Welcome to Watermark Cove Condominiums! This first-floor corner unit offers the kind of low-fuss living that actually works. The kitchen and bathroom have both been updat...
Listing courtesy of Redfin.
Charming 2 bed, 1.5 bath townhome-style condo in the desirable Hudson Ridge community. Enjoy a modern kitchen with stainless steel appliances, granite counters, and tile ...
Listing courtesy of COMPASS.
Tucked behind a private gate, this beautifully updated 4 bedroom 4 bathroom retreat blends privacy and luxury, perfectly. Upon entry you'll notice an abundance of light a...
Listing courtesy of COMPASS.
Sharp 3 Bedroom 1.75 Bath rambler with spacious bedroom closets. Features include: Fresh paint in & out, newer appliances, gas stove, laminate flooring in entry & central...
Listing courtesy of Windermere West Metro.
Just one block from Redondo Beach, this beautifully updated 3-bedroom, 2.75-bath home offers the perfect blend of coastal lifestyle, flexible living space, and Puget Soun...
Listing courtesy of Berkshire Hathaway HS NW.
Welcome home to sought-after Huntington Park West, a vibrant 55+ community offering comfort, convenience, and low-maintenance living. This spacious townhouse-style home i...
Listing courtesy of Coldwell Banker Bain.
Spacious two-story home with four bedrooms and three full bathrooms, including a main-level primary bedroom, offering a flexible multigenerational layout. Two additional ...
Listing courtesy of John L. Scott, Inc..
Charming and beautifully updated home situated on an expansive 9,000 sq. ft. lot in a highly convenient location! Recent improvements and remodeling enhance the home's ap...
Listing courtesy of KW Mountains to Sound Realty.
Perched to capture sweeping views of Puget Sound, Mount Rainier, and the Olympic Mountains, this exceptional 5-bedroom home offers an unforgettable backdrop to everyday l...
Listing courtesy of Real Property Mgmt Teyata.
Calling all Investors! Amazing location for this Street-front retail condo ideally situated within blocks of the Des Moines Pier, Marina and Beach Park. This small mixed-...
Listing courtesy of Real Broker LLC.
***Ask about our 1% rate buy down option*** Ideally positioned between the city and the Sound, this VA-approved ground-floor condo blends modern comfort with unbeatable c...
Listing courtesy of Tribeca NW Real Estate.
The property is zoned RS-8400 BUT the city recently updated the middle housing and ADU regulations. Per these new regulations, the city allows up to 4 units per lot. Buye...
Listing courtesy of Keller Williams Rlty Bellevue.
Welcome to 24855 16th Ave S, where the best of Des Moines living awaits you! This charming 3-bedroom rambler offers a delightful blend of modern updates and timeless appe...
Listing courtesy of Coldwell Banker Danforth.
Welcome home to easy living in the highly sought after Huntington Park West 55+ community in Des Moines. This move-in ready 2 bedroom home with attached garage offers the...
Listing courtesy of Every Door Real Estate.
NEW CONSTRUCTION! Your dream European Modern home is currently under construction by Singh Homes, located in Des Moines' North Hill neighborhood, just minutes from the be...
Listing courtesy of Skyline Properties, Inc..
NEW CONSTRUCTION! Your dream European Modern home is currently under construction by Singh Homes, located in Des Moines' North Hill neighborhood, just minutes from the be...
Listing courtesy of Skyline Properties, Inc..
Welcome to Watermark Cove Condominiums! This beautifully updated 1-bedroom, 1-bath second-floor condo is offered at $235,950 and features 706 sq ft of comfortable and sty...
Listing courtesy of COMPASS.
Experience waterfront living in the heart of Des Moines with sweeping Puget Sound views from not one, but TWO private balconies. This spacious 2-bedroom, 1.75 bath condo...
Listing courtesy of Every Door Real Estate.
Welcome Home to a charming historic waterfront town that feels live vacation living every day! Just steps from the marina, parks, scenic trails, shops, farmer's market, c...
Listing courtesy of Skyline Properties, Inc..
Beautifully renovated inside and out, this Des Moines gem sits on an expansive 10,000+ SF flat lot overflowing with mature fruit trees, lush gardens, and fully fenced pri...
Listing courtesy of Best Choice Realty LLC.
BUYER TO VERIFY INFRASTRUCTURE, CONDITION, CAPACITY AND LEGAL STATUS OF ESSENTIAL SERVICE (WATER, POWER, SEWER).
Listing courtesy of John L Scott RE West Seattle.
Experience exceptional waterfront living at Mariner Manor, widely regarded as one of the most secure and meticulously kept communities in Des Moines. This luminous 1,430 ...
Listing courtesy of COMPASS.
Welcome to easy, low-maintenance living in this desirable end-unit townhome-style residence in the heart of Des Moines. Thoughtfully designed with 2 bedrooms and 1 bathro...
Listing courtesy of eXp Realty.
WATER, ELECTRICITY AND SEWER ON SITE AND GAS ON THE STREET — plus a completed boundary and topography survey — means you're ready to build from day one! A privacy wall AN...
Listing courtesy of Orchard Brokerage, LLC.
Stunning, unobstructed views of Puget Sound and the Olympic Mountains await in this beautifully maintained ground-level condo! In the highly sought-after Redondo beachfro...
Listing courtesy of Windermere Real Estate/East.
Experience the pinnacle of Redondo living in this vibrant, West-facing sanctuary, offered for the first time in over 30 years. Positioned perfectly to capture breathtakin...
Listing courtesy of Realogics Sotheby's Int'l Rlty.
This is an exceptional investment opportunity on over half an acre in the heart of Des Moines. This prime parcel offers tremendous potential for future development or lon...
Listing courtesy of Inspire Realty.
Now offered at $995,000 — an incredible value and one of Redondo Beach’s most compelling view townhome opportunities. Beautifully updated and just moments from the Redond...
Listing courtesy of Windermere Real Estate/East.
Attention Seattle Buyers! Exceptional opportunity to own a stunning, like-new luxury home in the highly sought-after Redondo area of Des Moines. Ideally located just a 6-...
Listing courtesy of Skyline Properties, Inc..
180° Views of the Puget Sound and the Olympic Mountains define this exceptional one-level waterfront condo, steps from the Des Moines Marina and Des Moines Beach Park. Fr...
Listing courtesy of John L. Scott, Inc.
180° Views of the Puget Sound and the Olympic Mountains define this exceptional one-level waterfront condo, steps from the Des Moines Marina and Des Moines Beach Park. Fr...
Listing courtesy of John L. Scott, Inc.
Beautiful condo in a convenient Des Moines location! This spacious unit features an open-concept layout with abundant natural light, a well-appointed kitchen with ample c...
Listing courtesy of Brierwood Realty.
Wake up to sweeping Puget Sound views from the primary suite, then enjoy that same stunning backdrop throughout the day from the living and dining areas. Whether it is co...
Listing courtesy of Rain Town Realty + JPAR.
This offering presents a rare opportunity to acquire a 100 % leased, single-tenant retail asset occupied by Jack in the Box, Inc. in the highly accessible and densely pop...
Listing courtesy of DBW Private Brokerage LLC.
Discover the pinnacle of coastal living in this gorgeous penthouse condo with panoramic water & mountain views. This fully remodel bright open layout with vaulted ceiling...
Listing courtesy of eXp Realty.
Welcome to this rare easy living two story condo with 3 bedrooms in a prime Des Moines location! Move in ready, updated modern unit with stainless steel appliances, washe...
Listing courtesy of Keller Williams West Sound.
Beautifully built in 2019 and meticulously maintained, this stunning 3,160 sq. ft. home offers 5 bedrooms and 2.75 bathrooms, tucked away in a quiet cul-de-sac within the...
Listing courtesy of Liberty Real Estate, LLC.
MAJOR PRICE DROP! Discover a truly unique home in the sought-after North Hill neighborhood of Des Moines! This spacious residence offers 6 bedrooms, 2.5 bathrooms, and mu...
Listing courtesy of Redfin.
Excellent opportunity to acquire a well-established retail business in a high-traffic location in Des Moines. The business has been successfully operating for 9 years (si...
Listing courtesy of Whisper Real Estate.
Enjoy relaxed coastal living in this inviting 2-bedroom, 1.75-bath condo in Des Moines, just moments from the waterfront and popular local dining. Conveniently located ne...
Listing courtesy of Real Broker LLC.
MOTIVATED SELLER-BRING OFFER! Charming 2-bedroom, 1.5-bath townhouse with 1,092 sqft in the peaceful Hudson Ridge community. This two-level home offers a bright This two-...
Listing courtesy of Skyline Properties, Inc..
Exceptional vacant land offering in an established neighborhood, ideal for construction of a custom residence. The property consists of two parcels (see attached survey) ...
Listing courtesy of Windermere RE West Campus Inc.
MOTIVATED SELLER-BRING OFFER! Charming 2-bedroom, 1.5-bath townhouse with 1,092 sqft in the peaceful Hudson Ridge community. This two-level home offers a bright open conc...
Listing courtesy of Skyline Properties, Inc..
PRICED TO SELL!!! NO HOA and a preferred lender credit available, up to 1% closing costs help! Built in 1920, this well-maintained home has withstood the test of time, of...
Listing courtesy of KW Lake Washington So.
Welcome to Heritage Court! This condo unit has 3 bedrooms, 2 baths provides great place for living. Parking Space #24 is and garage #12 is included. Easy commute to highw...
Listing courtesy of Best Choice Network LLC.
Owner Financing! Prime Des Moines Buildable Lot – Utilities Onsite & Walkable Location! Seize the rare opportunity to own a level, lot in the heart of Des Moines! This s...
Listing courtesy of RE/MAX All City.
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Secure the right home loan in Des Moines, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.
AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Des Moines, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.

Locking the best home loan rate in Des Moines, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.
We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Des Moines home.
Work with Des Moines’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Des Moines real estate market.
Des Moines, Washington offers a rare blend of Puget Sound shoreline, marina-front charm, and convenient access to I‑5, SR‑509, and the greater Seattle area. Buyers are drawn to Saltwater State Park, the Des Moines Marina, and the walkable Marina District, all within minutes of SeaTac, Burien, Normandy Park, Kent, and Federal Way. Financing a home here positions you to enjoy coastal living with metropolitan opportunity, and competitive Des Moines mortgage rates often give borrowers an edge compared with some core Seattle neighborhoods.
Whether you’re eyeing a condo with sound views, a single-family home on North Hill, or a townhome close to light rail connections, home loans in Des Moines can be tailored to your budget, timeline, and long‑term goals. With strong demand across South King County and continuing infrastructure improvements, working with experienced mortgage lenders in Des Moines helps put a winning, fully underwritten pre‑approval behind your offer.
Des Moines mortgage rates move with national bond markets, inflation trends, lender competition across the Seattle metro, and the specifics of your loan file. Your credit score, debt‑to‑income ratio, down payment, property type, and whether you choose an ARM or fixed‑rate mortgage all influence pricing. Rate locks typically range from 30 to 90 days, and options like discount points or temporary buydowns can be used to tailor your payment to your strategy. Comparing official Loan Estimates on the same day is the most reliable way to evaluate lenders and find consistently competitive Des Moines mortgage rates.
Home loans in Des Moines cover a wide spectrum—from entry‑level purchases to high‑end waterfront—so the right program depends on your budget and goals. Local mortgage lenders in Des Moines can help you compare monthly payments, cash to close, and long‑term costs across options.
Beyond the loan type, you’ll choose between fixed‑rate mortgages for payment stability and adjustable‑rate mortgages (ARMs) that can offer lower initial rates, which may fit shorter time horizons or relocation plans typical across the Seattle area.
First‑time buyers in Des Moines can stack lender incentives with statewide and agency programs to reduce upfront costs. The Washington State Housing Finance Commission partners with mortgage lenders in Des Moines to deliver first‑mortgage options and down payment assistance for qualified borrowers. Income limits, credit minimums, and homebuyer education courses may apply, and programs can often be paired with FHA, VA, or conventional financing to optimize cash to close.
If you’re unsure where to start, a local lender can map which programs you’re eligible for, estimate your monthly payment, and show how assistance affects your offer strength in competitive Seattle‑area markets.
In a market that spans the Seattle and Tacoma job hubs, a seasoned lending team can make the difference between a smooth closing and a stalled deal. Compare banks, credit unions, direct lenders, and local mortgage brokers to find the best mix of pricing, products, and personalized service. Ask each to provide a written Loan Estimate and to walk you through scenarios that include rate locks, lender credits, and potential buydowns tailored to your timeframe.
Refinancing can lower your payment, change your term, remove FHA mortgage insurance by moving to conventional, or convert an ARM to a fixed rate. Cash‑out refinances, home equity loans, and HELOCs can help fund renovations, consolidate higher‑interest debt, or invest in additional property. Work with mortgage lenders in Des Moines to run a break‑even analysis, compare fixed versus variable options, and understand tax and appraisal considerations.
Because the Seattle region experiences dynamic pricing and inventory cycles, timing a refinance around market conditions and your equity position can translate to meaningful savings over the life of the loan.
Getting fully pre‑approved before touring homes allows you to act quickly when the right property hits the market. In Des Moines and nearby neighborhoods like Redondo and North Hill, sellers often expect strong pre‑approvals and swift closings. Align your lender, agent, and escrow team early to streamline the path to keys in hand.
Unique property types—waterfront homes, view condos, or properties with accessory dwelling units—may require additional documentation or reviews, so loop in your lender early to avoid delays.
Des Moines offers everything from marina‑adjacent condos to quiet cul‑de‑sacs with larger lots. Buyers also explore nearby Burien, Normandy Park, Kent’s West Hill, and Federal Way for similar price points and commuting convenience. Property specifics can influence underwriting: HOA budgets for condos and townhomes, coastal insurance considerations near the waterfront, and property condition for FHA/VA appraisals all matter. A local lender familiar with Seattle‑area nuances can anticipate these details and help structure a clean, compelling offer.
In selective Seattle‑area markets, seller credits toward closing costs or a 2‑1 buydown can strengthen affordability without raising your offer price. Your lender and agent can help structure concessions within program limits.
Every scenario is different, so comparing home loans in Des Moines side by side—with transparent rate quotes, fees, and timelines—helps you choose confidently.
Ready to explore Des Moines mortgage rates and craft a financing plan that fits your life? Connect with reputable mortgage lenders in Des Moines who understand South King County, Seattle commuting patterns, and local property nuances. With the right guidance, you can secure competitive home loans in Des Moines, leverage first‑time buyer and down payment assistance options, and close with confidence on a home you’ll love—steps from the Puget Sound and minutes to the opportunities of the greater Seattle area.
Stay informed on the latest trends in the Des Moines real estate market. As local experts, we know the area's homes, condos, and neighborhoods inside and out—and can help you make the best decisions whether you're buying or selling in today’s market. Contact us for questions or to request more detailed market statistics.
Discover the best places to live in the greater Seattle area—from vibrant city neighborhoods to Eastside tech hubs, quiet Snoqualmie Valley towns, and scenic waterfront communities. Explore each region to find the perfect fit for your Washington lifestyle and real estate goals.