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Mukilteo Home Search

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501 11 Street, Mukilteo image
501 11 Street, Mukilteo $1,750,000

Own a piece of Mukilteo history AND build your dream! Rare opportunity to purchase both the beautifully restored 1922 Craftsman VIEW Home at 501 11th St & the adjacent re...

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  • 3 Beds
  • 2 Baths
  • 2558357 MLS
  • ACTIVE Status
Courtesy of Keller Williams Realty Bothell

Listing courtesy of Keller Williams Realty Bothell.

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10518 62nd Place W, Mukilteo image
10518 62nd Place W, Mukilteo $759,000

Hidden opportunity in Chennault Beach! Set on an expansive 0.5+ acre lot in one of Mukilteo's most sought after neighborhoods, this home offers the rare chance to create ...

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  • 3 Beds
  • 3 Baths
  • 2559968 MLS
  • ACTIVE Status
Courtesy of Michael J Real Estate LLC

Listing courtesy of Michael J Real Estate LLC.

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0 8XXX Lots 19, 1501, 1300 61st Place W, Mukilteo image
0 8XXX Lots 19, 1501, 1300 61st Place W, Mukilteo — Smugglers Gulch $999,950

Olympus Terrace offering over 1.5 acres of a dynamic rare find low bank bluff building lot that combines with two additional lots, 1501 medium bank bluff & 1300 high bank...

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  • 2559863 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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5400 Harbour Pointe Blvd Unit #A204, Mukilteo image
5400 Harbour Pointe Blvd Unit #A204, Mukilteo — Nantucket At Harbour Pointe $354,950

Welcome home to this beautifully refreshed, light-filled condo in the heart of Mukilteo! Fresh interior paint, brand-new carpet, and luxury vinyl plank flooring make this...

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  • 2 Beds
  • 3 Baths
  • 2533098 MLS
  • ACTIVE Status
Courtesy of RE/MAX Elite

Listing courtesy of RE/MAX Elite.

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612 Park Avenue, Mukilteo image
612 Park Avenue, Mukilteo $1,188,000

Perched in the heart of Old Town, this beautifully remodeled home captures sweeping Sound, island, and mountain views that showcase the iconic landscapes of the Pacific N...

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  • 2 Beds
  • 2 Baths
  • 2558874 MLS
  • ACTIVE Status
Courtesy of John L. Scott, Inc.

Listing courtesy of John L. Scott, Inc..

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6611 Waterton Circle, Mukilteo image
6611 Waterton Circle, Mukilteo $1,245,000

Burnstead resale in waterfront gated community where quality finishes feature throughout this upgraded home. Enjoy Sound views from the main floor great room, with soarin...

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  • 4 Beds
  • 4 Baths
  • 2557500 MLS
  • ACTIVE Status
Courtesy of Real Estate Collection

Listing courtesy of Real Estate Collection.

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5605 101st St Sw, Mukilteo image
5605 101st St Sw, Mukilteo $950,000

A Desired Rambler that has been meticulously maintained in the Harbour Pointe Community! Spacious one level floor plan with vaulted ceilings large windows and skylights ...

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  • 3 Beds
  • 3 Baths
  • 2558297 MLS
  • ACTIVE Status
Courtesy of CENTURY 21 North Homes Realty

Listing courtesy of CENTURY 21 North Homes Realty.

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11910 59 Avenue W, Mukilteo image
11910 59 Avenue W, Mukilteo $1,625,000

Breathtaking Puget Sound & sunset views from this stunning Harbour Pointe Buchan-built gem! Soaring 2-story foyer welcomes you into 3,027 sq ft of beautifully appointed l...

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  • 4 Beds
  • 3 Baths
  • 2557924 MLS
  • ACTIVE Status
Courtesy of Skyline Properties, Inc.

Listing courtesy of Skyline Properties, Inc..

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5300 Harbour Pointe Boulevard Unit #303-D, Mukilteo image
5300 Harbour Pointe Boulevard Unit #303-D, Mukilteo — The Hamptons $269,950

This is one of the most popular floor plans at The Hamptons, spacious and open, ideal for entertaining. Kitchen with updated cabinetry and counter tops, and stainless ste...

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  • 1 Beds
  • 1 Baths
  • 2557071 MLS
  • ACTIVE Status
Courtesy of RE/MAX Eastside Brokers, Inc.

Listing courtesy of RE/MAX Eastside Brokers, Inc..

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10128 63rd Place W, Mukilteo image
10128 63rd Place W, Mukilteo — Chennault Beach $799,000

Beautifully cared for home in Chennault Beach featuring soaring ceilings and light filled spaces. Countless updates including fully updated bathrooms, new interior paint,...

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  • 3 Beds
  • 2 Baths
  • 2554426 MLS
  • ACTIVE Status
Courtesy of John L Scott Madrona Group

Listing courtesy of John L Scott Madrona Group.

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10129 63rd Place W, Mukilteo image
10129 63rd Place W, Mukilteo $1,190,000

Rare Mukilteo Gem on a Private 0.36-Acre Lot! Nestled in the desirable Chennault Beach community, this beautifully designed Northwest Traditional offers the perfect blend...

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  • 5 Beds
  • 3 Baths
  • 2552333 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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6409 Chennault Beach Drive, Mukilteo image
6409 Chennault Beach Drive, Mukilteo $989,950

Custom Contemporary on a Spacious Lot! This exceptional home blends quality craftsmanship, modern design, and an unbeatable setting. An expansive driveway provides abunda...

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  • 4 Beds
  • 3 Baths
  • 2552353 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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12303 Harbour Pointe Boulevard Unit #EE305, Mukilteo image
12303 Harbour Pointe Boulevard Unit #EE305, Mukilteo — Front 9 $360,000

Enjoy peaceful top-floor living in the desirable Harbour Pointe community, where privacy, convenience, and outstanding amenities come together. With no neighbors above an...

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  • 2 Beds
  • 1 Baths
  • 2552633 MLS
  • ACTIVE Status
Courtesy of John L. Scott, Inc.

Listing courtesy of John L. Scott, Inc..

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11613 Grove Drive, Mukilteo image
11613 Grove Drive, Mukilteo — Harbour Pointe $647,000 ▲

Welcome to this beautifully updated end-unit townhome in The Grove at Harbour Pointe, ideally situated along the 1st fairway of the renowned Harbour Pointe Golf Course. E...

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  • 3 Beds
  • 3 Baths
  • 2552856 MLS
  • ACTIVE Status
Courtesy of Kelly Right RE of Seattle LLC

Listing courtesy of Kelly Right RE of Seattle LLC.

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5500 Harbour Pointe Boulevard Unit #T102, Mukilteo image
5500 Harbour Pointe Boulevard Unit #T102, Mukilteo — Martha's Vineyard $564,950

Welcome home to quiet and  peaceful Martha's Vineyard.  This home features 2 primary bedroom suites, convenient upstairs laundry and open concept living with Dining, Livi...

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  • 2 Beds
  • 3 Baths
  • 2550315 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate GH LLC

Listing courtesy of Windermere Real Estate GH LLC.

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5625 108th Place SW, Mukilteo image
5625 108th Place SW, Mukilteo $925,000 ▼

Nestled on a private cul-de-sac, this spacious rambler offers an exceptional opportunity to create the home you've always envisioned. Featuring a functional and timeless ...

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  • 3 Beds
  • 2 Baths
  • 2549922 MLS
  • ACTIVE Status
Courtesy of Wilson Realty Exchange, Inc.

Listing courtesy of Wilson Realty Exchange, Inc..

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1113 Goat Trail Road, Mukilteo image
1113 Goat Trail Road, Mukilteo $1,060,000

Stunning Panoramic Views from Every Room — Olympic Mountains, passing ferries and ships, Possession Sound, and breathtaking sunsets. This beautifully updated Modern North...

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  • 3 Beds
  • 3 Baths
  • 2550280 MLS
  • ACTIVE Status
Courtesy of COMPASS

Listing courtesy of COMPASS.

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4810 Pointes Drive, Mukilteo image
4810 Pointes Drive, Mukilteo $560,000

Moments from the shores of Puget Sound, this inviting Mukilteo townhome pairs recent updates with a layout designed for everyday living. Step inside to find fresh interio...

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  • 2 Beds
  • 3 Baths
  • 2548529 MLS
  • ACTIVE Status
Courtesy of Lamb Real Estate

Listing courtesy of Lamb Real Estate.

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12303 Harbour Pointe Boulevard Unit #V203, Mukilteo image
12303 Harbour Pointe Boulevard Unit #V203, Mukilteo — Front 9 $325,000

Welcome to Front 9! This unit has been fully renovated including all new flooring, paint, kitchen cabinets, countertops and stainless steel appliances! Brand new walk-in ...

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  • 1 Beds
  • 1 Baths
  • 2549025 MLS
  • ACTIVE Status
Courtesy of John L. Scott Mill Creek

Listing courtesy of John L. Scott Mill Creek.

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12303 Harbour Pointe Boulevard Unit #CC202, Mukilteo image
12303 Harbour Pointe Boulevard Unit #CC202, Mukilteo — Front 9 $429,800

Resort-style living at the desirable "Front 9" community in the heart of Mukilteo’s sought-after Harbour Pointe! Welcome home to this updated and spacious 1,183-sf, 3 bed...

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  • 3 Beds
  • 2 Baths
  • 2543949 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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5324 91st Way, Mukilteo image
5324 91st Way, Mukilteo — Calidora $1,449,995 ▼

Welcome to Mukilteo's newest New Home community, Calidora! Here elevated living meets timeless design in this stunning new construction community of 7 beautifully crafted...

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  • 6 Beds
  • 3 Baths
  • 2549051 MLS
  • ACTIVE Status
Courtesy of Pacific Ridge - DRH, LLC

Listing courtesy of Pacific Ridge - DRH, LLC.

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2126 Mukilteo Boulevard, Mukilteo image
2126 Mukilteo Boulevard, Mukilteo — Mukilteo Blvd./Darlington $999,950

Exquisite & well-maintained Home in desirable Mukilteo community! 3-stories w/ELEVATOR, New Roof, Surround Sound, Wired for Electronics, Travertine Tile Entry & Hallway, ...

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  • 4 Beds
  • 3 Baths
  • 2548326 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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4801 78th Place SW, Mukilteo image
4801 78th Place SW, Mukilteo — Sheldrew Heights Div 02 $963,000

Experience the perfect blend of modern design & PNW beauty in this exceptional custom NW Contemporary home on stunning 12,197sf lot. Thoughtfully designed to complement i...

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  • 3 Beds
  • 3 Baths
  • 2536266 MLS
  • ACTIVE Status
Courtesy of Pacific Properties

Listing courtesy of Pacific Properties.

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1028 10th Street, Mukilteo image
1028 10th Street, Mukilteo — Helens Woods $1,129,500

Immaculate 2 Story Craftsman home nestled in the Helens Woods Community above Old Town Mukilteo off Goat Trail Rd. Beautifully maintained both inside & out. 3+ bdrms, 2.5...

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  • 3 Beds
  • 3 Baths
  • 2545122 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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10529 53rd Avenue W, Mukilteo image
10529 53rd Avenue W, Mukilteo — HARBOUR POINTE SECTOR 05, DI V 2 $895,000 ▼

Experience the best of Harbour Pointe living in this beautifully refreshed tri-level home nestled in the center of the highly sought-after Harbour Wood development of Muk...

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  • 3 Beds
  • 3 Baths
  • 2544171 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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8230 53rd Avenue W Unit #812, Mukilteo image
8230 53rd Avenue W Unit #812, Mukilteo — View Point $549,950 ▼

{Sound and Mountain View Condo in highly sought community} Rare opportunity to own a beautifully situated corner-unit condo with breathtaking views of Puget Sound and the...

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  • 1 Beds
  • 2 Baths
  • 2537611 MLS
  • ACTIVE Status
Courtesy of Cruz & Co. LLC

Listing courtesy of Cruz & Co. LLC.

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5300 Harbour Pointe Boulevard Unit #310F, Mukilteo image
5300 Harbour Pointe Boulevard Unit #310F, Mukilteo — Hamptons $349,990

Enjoy top-floor privacy in this beautifully updated 2 story condo with no neighbors above you and TWO reserved parking spots! Fresh interior paint, brand new carpet and s...

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  • 2 Beds
  • 2 Baths
  • 2536355 MLS
  • ACTIVE Status
Courtesy of John L. Scott Everett

Listing courtesy of John L. Scott Everett.

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4890 Deerfield Place, Mukilteo image
4890 Deerfield Place, Mukilteo $560,000 ▼

Move-In Ready! Welcome to the desirable Camden Townhomes at Harbour Pointe in Mukilteo. This spacious 2-bedroom, 2.5 bath home offers approximately 1,300 sq ft of comfort...

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  • 2 Beds
  • 3 Baths
  • 2540422 MLS
  • ACTIVE Status
Courtesy of John L. Scott Mukilteo

Listing courtesy of John L. Scott Mukilteo.

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4846 Pointes Drive, Mukilteo image
4846 Pointes Drive, Mukilteo $564,950

Live in The Camdem at Harbour Pointe! Move in ready townhouse in a great community! Enter into vaulted ceilings and an abundance of natural light. Cozy up to the fireplac...

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  • 2 Beds
  • 3 Baths
  • 2542412 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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8221 53rd Avenue W Unit #17D, Mukilteo image
8221 53rd Avenue W Unit #17D, Mukilteo — Possession Ridge $643,000

Welcome home to Possession Ridge! Beautifully maintained, quiet, gated complex in Mukilteo. This two-story condominium features an elegant entryway that takes you upstair...

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  • 2 Beds
  • 2 Baths
  • 2542082 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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8116 Naketa Beach Walk, Mukilteo image
8116 Naketa Beach Walk, Mukilteo $925,000 ▼

Beautiful custom-built home set right on the Puget Sound with spectacular views for miles! Enjoy the ultimate in coastal living in this rare, furnished retreat on Naketa ...

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  • 3 Beds
  • 4 Baths
  • 2541467 MLS
  • PENDING - BACKUP OFFER REQUESTED Status
Courtesy of John L. Scott, Inc.

Listing courtesy of John L. Scott, Inc..

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5925 94th Street SW, Mukilteo image
5925 94th Street SW, Mukilteo $1,240,000 ▼

Perched in sought-after Olympus Terrace, this spacious home showcases breathtaking westward views of Puget Sound and the Olympic Mountains from a beautifully maintained 1...

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  • 5 Beds
  • 3 Baths
  • 2540773 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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5400 Harbour Pointe Boulevard Unit #G101, Mukilteo image
5400 Harbour Pointe Boulevard Unit #G101, Mukilteo — Nantucket at Harbour Pointe $450,000

Move-in ready & beautifully updated — this rare ground-floor corner unit at Harbour Pointe is the one you've been waiting for. No stairs, no projects, just a thoughtfully...

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  • 3 Beds
  • 2 Baths
  • 2542030 MLS
  • ACTIVE Status
Courtesy of Windermere RE North, Inc.

Listing courtesy of Windermere RE North, Inc..

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1229 Crownmill Avenue, Mukilteo image
1229 Crownmill Avenue, Mukilteo $1,595,000 ▼

Stunning custom luxury home with spectacular Puget Sound, island, and mountain views. View the ferry boats and Hat Island to the north & the southern tip of Whidbey Islan...

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  • 5 Beds
  • 4 Baths
  • 2513096 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate GH LLC

Listing courtesy of Windermere Real Estate GH LLC.

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5319 91st Way, Mukilteo image
5319 91st Way, Mukilteo — Calidora $1,349,995 ▼

RED TAG SALE EVENT FEATURED HOME with TEMPORARY PRICE REDUCTION. Welcome to Calidora, D.R. Horton's newest community, nestled among a well-established neighborhood in Muk...

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  • 6 Beds
  • 3 Baths
  • 2539701 MLS
  • ACTIVE Status
Courtesy of Pacific Ridge - DRH, LLC

Listing courtesy of Pacific Ridge - DRH, LLC.

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11510 Maple Court, Mukilteo image
11510 Maple Court, Mukilteo — The Grove at Harbour Pointe $600,000

Welcome to The Grove, an intimate enclave in Harbour Pointe, Mukilteo's premier master-planned community. Perfectly positioned beside Harbour Pointe Golf Club, this light...

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  • 2 Beds
  • 3 Baths
  • 2536840 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/Summit

Listing courtesy of Windermere Real Estate/Summit.

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10320 Kay Way, Mukilteo image
10320 Kay Way, Mukilteo $1,298,888

Spectacular Mukilteo home with over 3,700 sq ft of living space on a 12,000+ sq ft lot, showcasing sweeping Puget Sound and Olympic Mountain views from all three levels. ...

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  • 5 Beds
  • 4 Baths
  • 2538815 MLS
  • ACTIVE Status
Courtesy of R1 Washington

Listing courtesy of R1 Washington.

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1609 Goat Trail Road, Mukilteo image
1609 Goat Trail Road, Mukilteo $939,950

Great curb-appeal at this quaint and charming 1916 home, thoughtfully updated while preserving its timeless character, all set on over a third of an acre in a peaceful, c...

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  • 3 Beds
  • 2 Baths
  • 2538472 MLS
  • CONTINGENT Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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12303 Harbour Pointe Boulevard Unit #Y306, Mukilteo image
12303 Harbour Pointe Boulevard Unit #Y306, Mukilteo — Front9 $350,000 ▼

Enjoy the rare combination of privacy, convenience, and resort-style living in this top-floor 2 bedroom condo located in Mukilteo's sought-after Harbour Pointe community....

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  • 2 Beds
  • 1 Baths
  • 2536606 MLS
  • ACTIVE Status
Courtesy of KW Greater Seattle

Listing courtesy of KW Greater Seattle.

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507 11th Street, Mukilteo image
507 11th Street, Mukilteo $699,000

Build your dream home on this rare, ready-to-build VIEW lot in desirable Mukilteo! This .24-acre lot offers breathtaking views of Puget Sound, the Olympic Mountains, & Wh...

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  • 2537185 MLS
  • ACTIVE Status
Courtesy of Keller Williams Realty Bothell

Listing courtesy of Keller Williams Realty Bothell.

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501 11th Street, Mukilteo image
501 11th Street, Mukilteo $1,149,000 ▼

Own a piece of Mukilteo history! Beautifully restored 1922 Craftsman VIEW Home on a .31-acre corner lot near charming Old Town Mukilteo. This 3-bedroom rambler offers 1,3...

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  • 3 Beds
  • 2 Baths
  • 2537158 MLS
  • ACTIVE Status
Courtesy of Keller Williams Realty Bothell

Listing courtesy of Keller Williams Realty Bothell.

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4818 Pointes Drive, Mukilteo image
4818 Pointes Drive, Mukilteo — Camden At Harbour Pointe $757,000

Discover your dream home in one of the most sought after communities. Stunning 3 bedroom home in high demand neighborhood (The Camden). This beautifully maintained reside...

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  • 3 Beds
  • 3 Baths
  • 2532976 MLS
  • ACTIVE Status
Courtesy of GXPlus-Realty

Listing courtesy of GXPlus-Realty.

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1133 8th Drive, Mukilteo image
1133 8th Drive, Mukilteo $1,269,950

Nestled amongst a tranquil greenbelt in the heart of Mukilteo, this custom three-level home offers the best of Pacific Northwest living – just a stone's throw from the wa...

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  • 5 Beds
  • 4 Baths
  • 2533893 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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6117 92nd Street SW, Mukilteo image
6117 92nd Street SW, Mukilteo $2,055,000 ▼

NEW LOW PRICE + $40K SELLER PAID CREDIT TOWARDS 2-1 RATE BUYDOWN! Experience the unmatched 270 degrees of Possession Sound, the Olympics, Mt. Baker, Whidbey Island and mo...

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  • 4 Beds
  • 5 Baths
  • 2500817 MLS
  • ACTIVE Status
Courtesy of KW Greater Seattle

Listing courtesy of KW Greater Seattle.

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11520 Maple Court, Mukilteo image
11520 Maple Court, Mukilteo — The Grove at Harbour Pointe $574,950

Welcome home to this beautifully updated 2 story Condo in the Grove, tucked away in a desirable Mukilteo location (Across the street from Golf course) This end unit is Fi...

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  • 2 Beds
  • 3 Baths
  • 2535333 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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4784 Bridgeport Place, Mukilteo image
4784 Bridgeport Place, Mukilteo — Harbour Pointe Village $989,950 ▼

Welcome home to this beautifully updated Harbour Pointe retreat where modern style meets everyday comfort. *Seller offering a $5,000 credit toward buyer closing costs/rat...

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  • 4 Beds
  • 3 Baths
  • 2532934 MLS
  • ACTIVE Status
Courtesy of Real Broker LLC

Listing courtesy of Real Broker LLC.

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4812 Pointes Drive, Mukilteo image
4812 Pointes Drive, Mukilteo $562,000 ▼

Welcome home to this stunning townhome nestled in the highly sought-after Harbour Pointe community. Step inside to a dramatic two-story vaulted living room filled with ab...

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  • 2 Beds
  • 3 Baths
  • 2531678 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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8106 53rd Avenue W Unit #A, Mukilteo image
8106 53rd Avenue W Unit #A, Mukilteo — View Point Condominiums $349,950 ▼

Updated 1-bedroom condo in a gated community featuring brand-new flooring throughout, fresh interior paint, a new dishwasher, and new hot water tank. Enjoy abundant stora...

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  • 1 Beds
  • 1 Baths
  • 2529900 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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5123 SW 81st Street Unit #7, Mukilteo image
5123 SW 81st Street Unit #7, Mukilteo — Landweer Place $585,000 ▼

Welcome to this beautifully updated 3-bedroom, 3-bath townhouse in the heart of Mukilteo! Built in 1987 and thoughtfully refreshed with modern upgrades, this home offers ...

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  • 3 Beds
  • 3 Baths
  • 2530915 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/HLC

Listing courtesy of Windermere Real Estate/HLC.

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6116 Chennault Beach Drive, Mukilteo image
6116 Chennault Beach Drive, Mukilteo — Chennault Beach $1,525,000 ▲

The stunning and spacious home is perfectly perched to offer breathtaking views of Puget Sound, the majestic Olympic Mountains, Whidbey Island, and the busy shipping lane...

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  • 4 Beds
  • 3 Baths
  • 2526791 MLS
  • ACTIVE Status
Courtesy of ShopProp Inc.

Listing courtesy of ShopProp Inc..

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11520 Maple Court, Mukilteo image
11520 Maple Court, Mukilteo — The Grove at Harbour Pointe $574,950

Welcome home to this beautifully updated 2 story Condo in the Grove, tucked away in a desirable Mukilteo (Across the street from Golf course) location! Filled with massiv...

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  • 2 Beds
  • 3 Baths
  • 2526519 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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5307 91st Way, Mukilteo image
5307 91st Way, Mukilteo — Calidora $1,449,995 ▼

RED TAG EVENT FEATURED HOMES! Temporary Improved Pricing! Welcome to Calidora, D.R. Horton's newest community, nestled among a well-established neighborhood in Mukilteo. ...

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  • 5 Beds
  • 3 Baths
  • 2527071 MLS
  • ACTIVE Status
Courtesy of Pacific Ridge - DRH, LLC

Listing courtesy of Pacific Ridge - DRH, LLC.

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5313 91st Way, Mukilteo image
5313 91st Way, Mukilteo — Calidora $1,399,995 ▼

* RED TAG EVENT FEATURED HOME * Temporary Improved Pricing on this gorgeous home within the new Calidora community! Here elevated living meets timeless design in this stu...

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  • 6 Beds
  • 3 Baths
  • 2527936 MLS
  • ACTIVE Status
Courtesy of Pacific Ridge - DRH, LLC

Listing courtesy of Pacific Ridge - DRH, LLC.

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4895 76th Street SW Unit #D-302, Mukilteo image
4895 76th Street SW Unit #D-302, Mukilteo — Longwood Condominiums $310,000 ▼

Well-maintained ground-floor condo in highly desirable Mukilteo! This 2-bedroom, 1-bath unit offers 909 sq ft of comfortable living space and features covered parking, st...

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  • 2 Beds
  • 1 Baths
  • 2527335 MLS
  • ACTIVE Status
Courtesy of 360 Pacific

Listing courtesy of 360 Pacific.

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902 18th Street, Mukilteo image
902 18th Street, Mukilteo $1,574,000 ▼

Call for Additional Seller Incentives and come Experience modern coastal living in this beautifully remodeled Mukilteo home. All finishes, systems, utilities, even layout...

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  • 5 Beds
  • 5 Baths
  • 2513402 MLS
  • ACTIVE Status
Courtesy of COMPASS

Listing courtesy of COMPASS.

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5300 Harbour Pointe Boulevard Unit #306H, Mukilteo image
5300 Harbour Pointe Boulevard Unit #306H, Mukilteo — The Hamptons $419,500 ▼

IMPROVED PRICING+SELLER TO PAY FOR 1-YEAR HOA DUES! Updated & move-in ready ~ This rare 3-bed/2-bath/1,315-sf condo offers the largest ground-floor, one-level layout at T...

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  • 3 Beds
  • 2 Baths
  • 2520776 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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4891 76th Street SW Unit #C103, Mukilteo image
4891 76th Street SW Unit #C103, Mukilteo — Longwood Village $275,000 ▼

Top floor 1 bed, 1 bath condo in Longwood Condominiums with west-facing sunset views of the mountains, Whidbey Island, and Puget Sound. This open concept end unit will i...

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  • 1 Beds
  • 1 Baths
  • 2517454 MLS
  • ACTIVE Status
Courtesy of Coldwell Banker Bain

Listing courtesy of Coldwell Banker Bain.

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6227 95th Place SW, Mukilteo image
6227 95th Place SW, Mukilteo — North By Northwest Div 4 $1,850,000 ▼

Perched above Puget Sound in Mukilteo’s coveted Olympus Terrace, this exceptional custom home captures sweeping water, mountain, & island views with unforgettable sunsets...

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  • 3 Beds
  • 3 Baths
  • 2520729 MLS
  • ACTIVE Status
Courtesy of Manette Real Estate Co.

Listing courtesy of Manette Real Estate Co..

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6031 88th Street SW, Mukilteo image
6031 88th Street SW, Mukilteo $1,024,900 ▼

Updated flooring throughout the main level brings a fresh, modern feel to this exceptional home. This is main-level living at its finest. Start your mornings on the priva...

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  • 4 Beds
  • 3 Baths
  • 2516274 MLS
  • ACTIVE Status
Courtesy of Rain Town Realty + JPAR

Listing courtesy of Rain Town Realty + JPAR.

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13227 Harbour Heights Drive, Mukilteo image
13227 Harbour Heights Drive, Mukilteo — Harbour Heights Div 1-A $925,000 ▼

Located in Mukilteo’s highly sought-after Possession Bay Highlands neighborhood, this beautifully designed & newly updated home offers luxury, space, privacy & timeless N...

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  • 4 Beds
  • 3 Baths
  • 2486051 MLS
  • ACTIVE Status
Courtesy of Pacific Properties

Listing courtesy of Pacific Properties.

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1107 9th Street, Mukilteo image
1107 9th Street, Mukilteo $1,899,000

Experience elevated coastal living in Mukilteo’s coastal setting with this architecturally refined home, perfectly positioned for abundant light and serene views. The inv...

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  • 5 Beds
  • 4 Baths
  • 2517833 MLS
  • ACTIVE Status
Courtesy of Best Choice Realty LLC

Listing courtesy of Best Choice Realty LLC.

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9127 Surrey Lane SW, Mukilteo image
9127 Surrey Lane SW, Mukilteo — Horseshoe Ridge $1,250,000 ▼

One of Mukilteo's most sought-after communities! This stunning 5-bed, 3.5-bath, 3,345 sq ft home perfectly blends elegance and functionality. A grand entryway sets the to...

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  • 5 Beds
  • 4 Baths
  • 2517436 MLS
  • ACTIVE Status
Courtesy of CENTURY 21 Real Estate Center

Listing courtesy of CENTURY 21 Real Estate Center.

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645 Cornelia Avenue, Mukilteo image
645 Cornelia Avenue, Mukilteo $2,100,000

Enjoy breathtaking views of Puget Sound and the Olympic Mountains from this extraordinary 6,000-square-foot custom home, ideally positioned above the new ferry terminal. ...

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  • 4 Beds
  • 5 Baths
  • 2513786 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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5317 80th Place SW Unit #1, Mukilteo image
5317 80th Place SW Unit #1, Mukilteo — The Ridge at Saratoga $939,000

Modern Townhome with Partial Sound and Mountain Views on a quiet street. Each level is designed for Modern living! 3 bed 3.25 bath including guest room and full bath on e...

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  • 3 Beds
  • 4 Baths
  • 2510501 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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5400 Harbour Pointe Boulevard Unit #G104, Mukilteo image
5400 Harbour Pointe Boulevard Unit #G104, Mukilteo — Nantucket at Harbour Pointe $449,950

Welcome to this inviting ground-floor condo in the Nantucket Community at Harbour Pointe! This well-designed 3 bedroom, 2 bath home offers 1,152 SF of comfortable living ...

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  • 3 Beds
  • 2 Baths
  • 2509509 MLS
  • ACTIVE Status
Courtesy of Better Properties - Metro

Listing courtesy of Better Properties - Metro.

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8260 53rd Avenue W Unit #207, Mukilteo image
8260 53rd Avenue W Unit #207, Mukilteo — The Bluffs at Mukilteo $599,500 ▼

Discover the perfect harmony of natural splendor and meticulously maintained living in this stunning residence at The Bluffs at Mukilteo. This rare, main floor, single-le...

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  • 2 Beds
  • 2 Baths
  • 2507785 MLS
  • ACTIVE Status
Courtesy of Keller Williams North Seattle

Listing courtesy of Keller Williams North Seattle.

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5317 80th Place SW Unit #1, Mukilteo image
5317 80th Place SW Unit #1, Mukilteo — The Ridge at Saratoga $939,000

Modern Townhome with Partial Sound and Mountain Views on a quiet street. Each level is designed for Modern living! 3 bed 3.25 bath including guest room and full bath on e...

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  • 3 Beds
  • 4 Baths
  • 2507397 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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8412 54th Avenue W, Mukilteo image
8412 54th Avenue W, Mukilteo — Soundview Ridge $1,850,000 ▼

Exceptional residence! Mountain, island & sound views for days! NW contemporary facade, perched to capture views from most every room. Double door entry to greet your gue...

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  • 4 Beds
  • 3 Baths
  • 2499857 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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4895 76th Street SW Unit #D701, Mukilteo image
4895 76th Street SW Unit #D701, Mukilteo — Longwood Condominiums $340,000 ▼

Well-maintained and thoughtfully upgraded, this 2 bed / 1 bath condo offers comfortable, low-maintenance living in one of Mukilteo’s most sought-after communities. The in...

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  • 2 Beds
  • 1 Baths
  • 2505918 MLS
  • ACTIVE Status
Courtesy of Pacific Residential Brokers

Listing courtesy of Pacific Residential Brokers.

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9219 60th Avenue W, Mukilteo image
9219 60th Avenue W, Mukilteo — West & Wheeleres Seaview $1,595,000 ▼

Rare remodeled 5-bedroom, 3-bath home in Olympus Terrace, perched above the Puget Sound with sweeping views of Whidbey Island and the snow-capped Olympic Mountains. Every...

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  • 5 Beds
  • 3 Baths
  • 2503635 MLS
  • ACTIVE Status
Courtesy of Windermere RE North, Inc.

Listing courtesy of Windermere RE North, Inc..

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Mukilteo image
Mukilteo $3,350,000 ▼

Fully operational Adult Family Home in a prime Mukilteo location offering immediate, high income with significant upside potential. Currently configured for 6 residents p...

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  • 9 Beds
  • 6 Baths
  • 2503566 MLS
  • ACTIVE Status
Courtesy of Real Broker LLC

Listing courtesy of Real Broker LLC.

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10413 66th Place W, Mukilteo image
10413 66th Place W, Mukilteo — Chennault Beach $1,675,000 ▼

VIEW! VIEW! VIEW! NW Contemporary with a truly fabulous view to the west - the Olympics, Admiralty Inlet, shipping lanes + gorgeous sunsets. Open & airy with tall ceiling...

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  • 4 Beds
  • 3 Baths
  • 2497169 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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12152 Wilmington Way, Mukilteo image
12152 Wilmington Way, Mukilteo — Harbour point Villiage $1,000,000 ▼

Welcome to this beautifully maintained home in the highly sought-after Mukilteo community! Backs to open golf course! Nestled in a quiet and desirable neighborhood, th...

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  • 3 Beds
  • 3 Baths
  • 2492649 MLS
  • ACTIVE Status
Courtesy of Skyline Properties, Inc.

Listing courtesy of Skyline Properties, Inc..

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607 Webster Street, Mukilteo image
607 Webster Street, Mukilteo — Olympic View Estates $2,250,000 ▼

*** 170' linear feet of high-bank Puget Sound waterfront...! *** Perched up high above the Puget Sound waterfront, this 3-lot short-plat opportunity presents sweeping, un...

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  • 2490050 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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607 Webster Street, Mukilteo image
607 Webster Street, Mukilteo — Olympic View Estates $2,250,000 ▼

***** 170' linear feet of high-bank Puget Sound waterfront...! ***** Perched up high above the Puget Sound waterfront, this 3-lot short-plat opportunity presents sweeping...

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  • 3 Beds
  • 2 Baths
  • 2477513 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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12062 Minor Way, Mukilteo image
12062 Minor Way, Mukilteo $599,000 ▼

[SELLER WILL PAY THE BUYER'S FIRST YEAR OF HOA DUES!!!] Welcome home to The Camden at Harbour Pointe. A BRIGHT + INVITING townhome community designed for everyday living...

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  • 3 Beds
  • 3 Baths
  • 2473243 MLS
  • PENDING - BACKUP OFFER REQUESTED Status
Courtesy of John L. Scott Everett

Listing courtesy of John L. Scott Everett.

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12900 Beverly Park Road, Mukilteo image
12900 Beverly Park Road, Mukilteo — Serene Acres $849,900

RARE OPPORTUNITY to acquire a Light Industrial zoned, partially cleared and level .89 acre parcel in Mukilteo ready for development. This property would be ideal as wareh...

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  • 2460077 MLS
  • ACTIVE Status
Courtesy of CENTURY 21 Real Estate Center

Listing courtesy of CENTURY 21 Real Estate Center.

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106 XX macarthur lane, Mukilteo image
106 XX macarthur lane, Mukilteo $330,000

Build your dream home overlooking the water in the highly dserible Harbour Point community, just above Chennault Beach. This rare lot offers sweeping 180-degree views...

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  • 2430042 MLS
  • ACTIVE Status
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

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1803 19th Drive, Mukilteo image
1803 19th Drive, Mukilteo $290,000

Build the home you’ve always dreamed of on this exceptional vacant lot at 1803 19th Dr in Mukilteo, WA. Perfectly positioned in a highly desirable neighborhood, this buil...

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  • 2393825 MLS
  • ACTIVE Status
Courtesy of John L. Scott, Inc

Listing courtesy of John L. Scott, Inc.

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0 Lot19 61st Place W, Mukilteo image
0 Lot19 61st Place W, Mukilteo — Smuggler's Gulch $599,950 ▼

Olympus Terrace offers a dynamic rare find low bank bluff building lot. Lot 19 is now available! Views for days. Bring your architect, builder and creative design to capt...

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  • 2206098 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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0 Lot1300 61st Place W, Mukilteo image
0 Lot1300 61st Place W, Mukilteo — Smugglers Gulch $299,950 ▼

Olympus Terrace offers a dynamic rare find high bank bluff building lot with adjacent parcels to the West and East! Lot 1300 is now available! Bring your architect, build...

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  • 2206099 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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0 Lot1501 61st Place W, Mukilteo image
0 Lot1501 61st Place W, Mukilteo — Smugglers Gulch $274,950 ▼

Olympus Terrace offers a dynamic rare find medium bank bluff building lot with adjacent parcels to the West. Lot 1501 is now available. Bring your architect, builder, and...

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  • 2206101 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Mukilteo, WA home financing

Mukilteo, WA Home Loans

Secure the right home loan in Mukilteo, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.

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AJ Allen

Your Mukilteo, WA Mortgage Lender

AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Mukilteo, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.

Mukilteo, WA Mortgage Lender

Best Home Loan Rate for Your New Mukilteo Home Purchase

Locking the best home loan rate in Mukilteo, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.

We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Mukilteo home.

best mortgage rates in Mukilteo, WA

Secure the Best Home Loan in Mukilteo, WA

Work with Mukilteo’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Mukilteo real estate market.

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Mortgage and Home Financing in Mukilteo, WA

Mukilteo, Washington blends Puget Sound views, great schools, and proximity to major job centers into a highly desirable place to call home. Whether you are a first-time buyer looking for an affordable foothold near Everett and the greater Seattle area, a move-up purchaser seeking more space in Harbour Pointe, or a homeowner evaluating refinancing, this guide explains how to navigate home loans in Mukilteo, compare Mukilteo mortgage rates, and partner with trusted mortgage lenders in Mukilteo to secure the right financing.

Why finance a home in Mukilteo?

Peaceful neighborhoods, shoreline parks, and convenient connections to Everett, Lynnwood, Edmonds, and Seattle make Mukilteo a strategic home base. Residents enjoy quick access to Paine Field, the Boeing Everett complex, and the Mukilteo ferry to Whidbey Island. With commuter options that include the Mukilteo Sounder rail station and nearby I-5 and I-405, Mukilteo supports flexible work and lifestyle choices while maintaining a relaxed coastal feel. Financing a home here can be a wealth-building move, and competitive Mukilteo mortgage rates, paired with strong local lending options, help make ownership attainable.

  • Balanced lifestyle: Waterfront parks, Harbour Pointe Golf Club, and Lighthouse Park provide recreation close to home.
  • Career access: Boeing, aerospace suppliers, healthcare, and tech corridors in Seattle and Bellevue are all within reach.
  • Housing variety: Condos, townhomes, and single-family homes offer options for first-time buyers to luxury purchasers.
  • Long-term stability: Tight inventory in Snohomish County supports sustained demand and potential equity growth.
  • Tax advantages: Washington’s lack of state income tax can improve overall affordability for many buyers.

Mukilteo mortgage rates: what drives them and how to optimize your offer

Mukilteo mortgage rates move with national bond markets, but your personal profile plays a major role. Credit score, down payment, debt-to-income ratio, loan type, property type, and whether you choose to pay discount points all influence your rate and costs. Because there is healthy competition among mortgage lenders in Mukilteo and the surrounding Seattle metro, well-prepared borrowers can often secure better pricing by shopping strategically and locking at the right time.

  • Strengthen credit: Pay down revolving balances and correct any errors before applying for home loans in Mukilteo.
  • Stabilize income: Keep consistent employment and avoid large purchases before closing.
  • Right-size the down payment: Even an extra 2–5% down can improve pricing or remove mortgage insurance on conventional loans.
  • Compare multiple quotes: Request same-day Loan Estimates from several mortgage lenders in Mukilteo to compare apples-to-apples.
  • Consider points: Paying points can lower your rate; analyze the break-even period based on how long you plan to hold the loan.
  • Leverage local expertise: Local lenders understand Mukilteo-specific appraisal trends, condo approvals, and closing timelines.
  • Use a rate lock plan: Discuss lock periods, extensions, and potential float-down options if rates improve before closing.

Home loans in Mukilteo: key mortgage options

Mukilteo buyers can choose from a range of programs designed to serve different credit, down payment, and price-point needs. Because parts of the Puget Sound region feature higher home values, many purchasers also benefit from high-balance conforming or jumbo options. A knowledgeable local lender will help match your goals to the right loan for the property and your financial profile.

  • Conventional mortgages: Popular for borrowers with solid credit and steady income. As little as 3% down for qualified first-time buyers; 5%+ for repeat buyers. Private mortgage insurance (PMI) can be canceled once sufficient equity is reached.
  • FHA loans: Designed for flexibility with credit and down payment (as low as 3.5% down for eligible borrowers). Government-backed and often attractive for first-time homebuyers seeking competitive credit guidelines.
  • VA loans: Exceptional benefits for eligible veterans, active-duty service members, and certain surviving spouses. Zero down payment options, no monthly mortgage insurance, and competitive rates—particularly relevant near Naval Station Everett.
  • USDA loans: Offer zero down in eligible rural areas; availability within Mukilteo’s suburban footprint may be limited. A lender can check property eligibility nearby in Snohomish County.
  • High-balance conforming loans: For loan sizes above standard conforming limits but still within area-specific caps. These can carry better pricing than full jumbos in certain years if Snohomish County is designated as high-cost.
  • Jumbo loans: For price points exceeding conforming or high-balance limits. Ideal for move-up and luxury homes in Harbour Pointe and view properties. Typically require strong credit, larger reserves, and meticulous underwriting.
  • Portfolio loans: Specialized lender programs for unique scenarios such as self-employed income, recent credit events, or non-warrantable condos; pricing varies by lender.

First-time homebuyer programs in Mukilteo and Washington State

First-time buyers in Mukilteo can access statewide support through the Washington State Housing Finance Commission (WSHFC). These programs can pair affordable first mortgages with down payment assistance and education courses to improve readiness and long-term success. Many mortgage lenders in Mukilteo are approved to originate these loans and can guide you through eligibility and paperwork.

  • Home Advantage: A popular WSHFC program offering competitive fixed rates, often paired with down payment assistance in the form of a deferred second mortgage.
  • House Key Opportunity: Income and purchase price limits may apply; can be combined with targeted assistance options when available.
  • Down Payment Assistance (DPA): Multiple WSHFC DPA programs exist, varying by buyer profile and location. Funds can cover a portion of down payment and allowable closing costs.
  • Homebuyer education: A WSHFC-approved course may be required; it equips buyers with budgeting, loan process knowledge, and ownership best practices.
  • Local and employer assistance: Explore Snohomish County or city-level grants and employer benefits (for example, large-area employers may partner on DPA or homeownership resources).

Because program income limits, credit thresholds, and funding availability change, start early with lenders who actively originate first-time buyer loans in the Seattle–Everett corridor. This ensures time to gather documents, complete education, and lock your rate when the right Mukilteo home appears.

Refinancing and tapping home equity

As markets shift, refinancing can lower monthly payments, change loan terms, or unlock equity for renovations or debt consolidation. Homeowners in Mukilteo who purchased during a different rate cycle should periodically compare current Mukilteo mortgage rates to their existing note. Whether your goal is cash-out for a kitchen upgrade or a streamlined rate-and-term refinance, run the numbers carefully to confirm a sensible break-even.

  • Rate-and-term refinance: Replace your existing mortgage to reduce the rate, shorten the term, or remove mortgage insurance.
  • Cash-out refinance: Tap equity for remodeling, education, or consolidating higher-interest debt—watch loan-to-value and pricing adjustments.
  • FHA Streamline: For eligible FHA borrowers, reduced documentation and potentially no appraisal can speed savings.
  • VA IRRRL: The VA Interest Rate Reduction Refinance Loan simplifies refinancing for eligible VA borrowers.
  • HELOC/HELOAN: Consider a home equity line of credit or fixed-rate second mortgage if you prefer to keep your primary loan intact.
  • Break-even analysis: Weigh closing costs against monthly savings and your expected time in the home.

Jumbo and high-balance strategies in Snohomish County

With desirable neighborhoods and view homes, Mukilteo buyers frequently explore high-balance conforming or jumbo financing. Conforming loan limits are set annually by the FHFA and may vary by county and year. In some years, Snohomish County qualifies for higher “high-balance” caps. If your purchase price or refinance balance exceeds the applicable limit, jumbo loans provide flexible options tailored to larger financing needs.

  • Shop pricing tiers: Rates and fees can vary significantly among lenders for high-balance and jumbo loans.
  • Mind reserves: Jumbo programs commonly require several months of mortgage payments in reserves.
  • Document thoroughly: Be prepared for detailed income and asset verification—especially for self-employed borrowers.
  • Piggyback structures: An 80-10-10 (first mortgage + second mortgage + 10% down) can help manage mortgage insurance and stay within conforming tiers.
  • Property nuances: Waterfront, view, and condo properties can carry distinct underwriting considerations—local appraisal experience matters.

What to expect from mortgage lenders in Mukilteo

Local knowledge can be the difference between a smooth closing and a delayed one. Established mortgage lenders in Mukilteo understand appraisal turn times, how to navigate condo questionnaires in Harbour Pointe, and the nuances of properties with views, slopes, or homeowners’ associations. They coordinate effectively with Snohomish County title companies and real estate agents throughout Everett, Edmonds, Lynnwood, and the North Seattle suburbs.

  • Communication: Expect clear timelines from pre-approval to closing and regular status updates.
  • Accurate pre-approval: A robust review upfront helps you write stronger offers in competitive markets.
  • Local appraisers: Lenders with strong local panels can avoid surprises late in the process.
  • Closing coordination: Efficient collaboration with your agent, escrow, and title teams to hit contract deadlines.

Gathering documentation early helps your lender deliver a confident pre-approval letter that sellers in Mukilteo and the greater Seattle area will trust.

  • Recent pay stubs and W-2s or 1099s
  • Two years of federal tax returns (all pages and schedules, if applicable)
  • Two months of asset statements (bank, retirement, brokerage)
  • Photo ID and proof of residence history
  • Letters of explanation for large deposits, credit inquiries, or job changes
  • Gift documentation if using gift funds for down payment or closing costs

Closing costs, taxes, and budgeting for home loans in Mukilteo

In addition to your down payment, plan for closing costs and prepaids. Costs vary by lender and property type, so request a detailed Loan Estimate early and update it when your interest rate is locked. While Washington’s real estate excise tax is typically paid by the seller, buyers should budget conservatively for their side of closing.

  • Lender fees: Origination, underwriting, processing, and potential discount points.
  • Third-party fees: Appraisal, credit report, title insurance, escrow/settlement, and recording.
  • Prepaids and escrows: Homeowners insurance, initial property tax escrow deposits, and per diem interest.
  • HOA dues and reserves: For condos or planned communities, prorations and move-in fees may apply.
  • Mortgage insurance: Required on FHA and most conventional loans with less than 20% down; consider strategies to remove it later.

Ask your lender about seller credits or lender credits to offset some costs, and evaluate whether paying points to improve your rate aligns with your timeline. A careful budget can make home loans in Mukilteo more comfortable from day one.

How to start your Mukilteo mortgage journey

Preparation is the fastest path to confident offers and smooth closings. Because Mukilteo homes can draw interest from buyers across Snohomish County and North King County, a strong pre-approval and well-structured financing can help your offer stand out—especially on popular listings near Harbour Pointe, Old Town, or the waterfront.

  • Set goals: Define budget, monthly comfort level, and desired neighborhoods.
  • Get pre-approved early: Share documents and obtain a fully underwritten pre-approval if possible.
  • Shop lenders: Compare two to three mortgage lenders in Mukilteo for rates, fees, and service.
  • Coordinate with your agent: Align financing contingencies and closing dates with market conditions.
  • Lock your rate: Discuss lock strategy when you’re under contract and monitor Mukilteo mortgage rates up to closing.
  • Close with confidence: Review closing disclosure, wire funds safely, and celebrate your new Mukilteo home.

Frequently asked questions about Mukilteo mortgage rates and programs

  • How do Mukilteo mortgage rates compare to Seattle? Rates are primarily driven by national markets and personal qualifications, but local lender competition around Seattle and Everett can improve pricing and service.
  • Are first-time buyer programs available in Mukilteo? Yes. WSHFC offers first mortgages and down payment assistance; many local lenders are approved to originate them.
  • Do I need 20% down? Not necessarily. Conventional loans can start at 3–5% down, FHA at 3.5% down, and VA may be zero down for eligible borrowers.
  • What if my price exceeds conforming limits? Explore high-balance conforming (when available) or jumbo loans; your lender will advise on reserves, appraisal, and documentation requirements.
  • When should I refinance? Consider refinancing when the projected monthly savings or term reduction will recoup costs during your expected time in the home.

Mukilteo offers an attractive blend of coastal charm and regional convenience, and the right mortgage strategy can make owning here both achievable and rewarding. By comparing home loans in Mukilteo, watching Mukilteo mortgage rates, and partnering with experienced mortgage lenders in Mukilteo, you can secure financing that fits your goals—whether you are purchasing your first condo near Harbour Pointe, upgrading to a view home, or refinancing to enhance your long-term financial picture. Always confirm current loan limits, program availability, and interest rates with a licensed lender, and consider guidance from a housing counselor or financial advisor to complement your homeownership plan.

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Mukilteo, WA Real Estate Market

Stay informed on the latest trends in the Mukilteo real estate market. As local experts, we know the area's homes, condos, and neighborhoods inside and out—and can help you make the best decisions whether you're buying or selling in today’s market. Contact us for questions or to request more detailed market statistics.

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675 S Lane St.
Seattle, WA 98104
425-223-6021
LIC#: 25019681

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AJ Allen Home Sales Logo AJ Allen | Pellego | LIC#: 25019681 675 S Lane St.
Seattle, WA 98104
Cell: (425) 223-6021 aj@pellego.com

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Pellego is a licensed real estate brokerage serving Seattle and surrounding communities, with AJ Allen as the designated broker. We comply with all applicable fair housing laws. All information provided is deemed reliable but not guaranteed and is subject to change without notice, including price, availability, or condition. No representation or warranty is made regarding the accuracy of property details. All measurements and square footage are approximate. This content is not intended to solicit properties already listed. Nothing contained herein should be considered legal, tax, or professional advice outside the scope of real estate brokerage services.

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