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Mukilteo Home Search

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8601 54th Place W, Mukilteo image
8601 54th Place W, Mukilteo — Soundview Ridge $1,698,000

Experience elevated Mukilteo living with sweeping Puget Sound and mountain views providing a stunning backdrop throughout this extensively remodeled home. Thoughtfully tr...

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  • 3 Beds
  • 3 Baths
  • 2581248 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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1447 Scurlock Lane, Mukilteo image
1447 Scurlock Lane, Mukilteo $1,690,000

Beautifully appointed Mukilteo home with views of the Sound, islands and mountains! A bright, light-filled entry welcomes you into this gorgeous two-story home, thoughtfu...

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  • 4 Beds
  • 3 Baths
  • 2580836 MLS
  • ACTIVE Status
Courtesy of CENTURY 21 Real Estate Center

Listing courtesy of CENTURY 21 Real Estate Center.

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10008 50th Place W, Mukilteo image
10008 50th Place W, Mukilteo $799,900

PNW lifestyle in sought after Mukilteo SD in the Harbour Pointe neighborhood! Situated on a beautifully landscaped corner lot on a quiet cul-de-sac with RV/Boat parking, ...

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  • 4 Beds
  • 2 Baths
  • 2536114 MLS
  • ACTIVE Status
Courtesy of Champions Real Estate

Listing courtesy of Champions Real Estate.

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5816 Chennault Beach Drive, Mukilteo image
5816 Chennault Beach Drive, Mukilteo $979,500

Discover the effortless Northwest lifestyle in this beautifully maintained one-level William E. Buchan rambler nestled in Mukilteo’s sought-after Harbour Pointe community...

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  • 3 Beds
  • 2 Baths
  • 2576128 MLS
  • ACTIVE Status
Courtesy of Windermere RE Greenwood

Listing courtesy of Windermere RE Greenwood.

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11510 Maple Court, Mukilteo image
11510 Maple Court, Mukilteo — The Grove at Harbour Pointe $569,950

Welcome to The Grove, a quiet enclave in Harbour Pointe where the fairways, waterfront, and everyday conveniences are all close to home. This corner-unit townhouse offers...

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  • 2 Beds
  • 3 Baths
  • 2581119 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/Summit

Listing courtesy of Windermere Real Estate/Summit.

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1608 Highland Terrace Court, Mukilteo image
1608 Highland Terrace Court, Mukilteo — High Terrace $1,099,000

Welcome to this beautifully maintained 4-bedroom home nestled on a private cul-de-sac in sought-after Highland Terrace. Offering approximately 2,926 SF of thoughtfully de...

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  • 4 Beds
  • 3 Baths
  • 2566389 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate Midtown

Listing courtesy of Windermere Real Estate Midtown.

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11801 Harbour Pointe Boulevard Unit #204, Mukilteo image
11801 Harbour Pointe Boulevard Unit #204, Mukilteo — The Fairview at Harbour Pointe $774,950

Welcome to The Fairview at Harbour Pointe, situated alongside the Harbour Pointe Golf Course. Offering nearly 1,400 sq. ft., this spacious two-bedroom, two-bath condomini...

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  • 2 Beds
  • 2 Baths
  • 2579065 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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6664 Waterton Circle, Mukilteo image
6664 Waterton Circle, Mukilteo $1,749,950

Rare opportunity in Waterton Circle, a gated community nestled at the base of Harbour Pointe in Mukilteo. Built in 2007, this beautifully appointed home offers 3,585 squa...

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  • 3 Beds
  • 4 Baths
  • 2579071 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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11510 Maple Court, Mukilteo image
11510 Maple Court, Mukilteo — The Grove at Harbour Pointe $569,950

Welcome to The Grove, a quiet enclave in Harbour Pointe where the fairways, waterfront, and everyday conveniences are all close to home. This corner-unit townhouse offers...

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  • 2 Beds
  • 3 Baths
  • 2579704 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/Summit

Listing courtesy of Windermere Real Estate/Summit.

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2145 Clover Court, Mukilteo image
2145 Clover Court, Mukilteo — Island Vista Estates $1,440,000

Beautifully reimagined from top to bottom, this expansive Mukilteo daylight rambler pairs sophisticated design with effortless everyday living. Thoughtful architectural d...

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  • 4 Beds
  • 4 Baths
  • 2579031 MLS
  • ACTIVE Status
Courtesy of John L Scott Madrona Group

Listing courtesy of John L Scott Madrona Group.

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11627 E Oakmont Drive, Mukilteo image
11627 E Oakmont Drive, Mukilteo $860,000

Golf course living, greenbelt privacy, all the big ticket items recently replaced, and someone else handles the yard work! Sound like your kind of life? This Buchan built...

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  • 2 Beds
  • 3 Baths
  • 2578793 MLS
  • ACTIVE Status
Courtesy of Realty One Group Orca

Listing courtesy of Realty One Group Orca.

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12228 Double Eagle Drive, Mukilteo image
12228 Double Eagle Drive, Mukilteo — One Club House Lane Div 01 $1,390,000

Discover the charming 5 Bedrooms and 2.5 Baths home in Great One Club House neighborhood. 3 Cars garage and spacious driveway on the front. Features with an open-concept ...

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  • 5 Beds
  • 3 Baths
  • 2579516 MLS
  • ACTIVE Status
Courtesy of Globenex Realty

Listing courtesy of Globenex Realty.

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11613 Grove Drive, Mukilteo image
11613 Grove Drive, Mukilteo — The Grove $634,990

SELLER OFFERING $10,000 BUYER CREDIT! Use it toward closing costs or an interest-rate buydown. Enjoy golf course living in this remodeled 3-bedroom end-unit townhome at T...

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  • 3 Beds
  • 3 Baths
  • 2576608 MLS
  • ACTIVE Status
Courtesy of KW Everett

Listing courtesy of KW Everett.

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1011 16th Court, Mukilteo image
1011 16th Court, Mukilteo $899,995

Welcome home to elegant living on a quiet cul-de-sac! Step inside to find a welcoming living room with vaulted ceilings and a cozy fireplace. The circular floor plan lead...

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  • 4 Beds
  • 3 Baths
  • 2578458 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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955 2nd Street, Mukilteo image
955 2nd Street, Mukilteo $1,350,000

Incredible Home in Old Town Mukilteo! This freshly updated 5-bedroom, 3-bath home just two blocks from the waterfront offers breathtaking views and an inviting open floor...

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  • 5 Beds
  • 3 Baths
  • 2576891 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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4711 Bridgeport Place, Mukilteo image
4711 Bridgeport Place, Mukilteo — Harbour Pointe $869,000

Discover comfortable Northwest living in this well-maintained two-story home in Mukilteo's established Harbour Pointe neighborhood. A dramatic two-story entry sets an ope...

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  • 3 Beds
  • 3 Baths
  • 2575770 MLS
  • ACTIVE Status
Courtesy of Kaleb Group

Listing courtesy of Kaleb Group.

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744 Loveland Avenue, Mukilteo image
744 Loveland Avenue, Mukilteo $2,425,000

This exceptional Mukilteo home offers a front-row seat to the beauty of the PNW with water views from nearly every room, sitting under 10 minutes from Mukilteo's Lighthou...

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  • 5 Beds
  • 6 Baths
  • 2572232 MLS
  • ACTIVE Status
Courtesy of Lamb Real Estate

Listing courtesy of Lamb Real Estate.

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816 3rd Street, Mukilteo image
816 3rd Street, Mukilteo $1,050,000

This home has it all! Location, saltwater sound view, 2400 sq ft main floor, downtown business zone uses, 924 sq ft mother-in-law apartment, parking and more parking, RV ...

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  • 4 Beds
  • 4 Baths
  • 2574243 MLS
  • ACTIVE Status
Courtesy of Waterstone Properties

Listing courtesy of Waterstone Properties.

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1620 Highland Terrace Court, Mukilteo image
1620 Highland Terrace Court, Mukilteo — HIGHLAND TERRACE $1,100,000

Welcome home to one of Mukilteo's most coveted addresses — a quiet cul-de-sac in the sought-after Highland Terrace neighborhood, where an exceptional lifestyle is built r...

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  • 4 Beds
  • 3 Baths
  • 2572638 MLS
  • ACTIVE Status
Courtesy of RE/MAX Elite

Listing courtesy of RE/MAX Elite.

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4904 81st Place SW Unit #206, Mukilteo image
4904 81st Place SW Unit #206, Mukilteo — Mukilteo West Condominiums $275,000

Welcome to this beautifully maintained end-unit home in a quiet Mukilteo community with just 18 units. Fresh paint and new carpet create a bright, inviting atmosphere, wh...

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  • 2 Beds
  • 1 Baths
  • 2572287 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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12423 Harbour Pointe Boulevard Unit #V202, Mukilteo image
12423 Harbour Pointe Boulevard Unit #V202, Mukilteo — Front 9 $419,000

Welcome to this beautifully updated 3-bedroom, 2-full-bath home in the highly ranked Mukilteo School District. Freshly painted and thoughtfully improved, this residence o...

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  • 3 Beds
  • 2 Baths
  • 2571105 MLS
  • ACTIVE Status
Courtesy of Real Broker LLC

Listing courtesy of Real Broker LLC.

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5601 N Grove Drive, Mukilteo image
5601 N Grove Drive, Mukilteo — The Grove $600,000

Corner end unit in The Grove at Harbour Pointe with 3 bedrooms and extra end unit windows that bring in natural light. Fresh interior paint and new laminate flooring, alo...

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  • 3 Beds
  • 3 Baths
  • 2572432 MLS
  • ACTIVE Status
Courtesy of KW Everett

Listing courtesy of KW Everett.

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12303 Harbour Pointe Boulevard Unit #W203, Mukilteo image
12303 Harbour Pointe Boulevard Unit #W203, Mukilteo — Harbour Pointe $409,000

Welcome to this spacious 3 bedroom and 2 bath condo! Located in the heart of Mukilteo in an area of high-end homes within walking distance to local schools and shopping. ...

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  • 3 Beds
  • 2 Baths
  • 2572411 MLS
  • ACTIVE Status
Courtesy of Q Star Seattle Corporation

Listing courtesy of Q Star Seattle Corporation.

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612 Park Avenue, Mukilteo image
612 Park Avenue, Mukilteo $1,128,000

Perched in the heart of Old Town, this beautifully remodeled home captures sweeping Sound, island, and mountain views that showcase the iconic landscapes of the Pacific N...

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  • 2 Beds
  • 2 Baths
  • 2571943 MLS
  • ACTIVE Status
Courtesy of John L. Scott, Inc.

Listing courtesy of John L. Scott, Inc..

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12706 52nd Place W, Mukilteo image
12706 52nd Place W, Mukilteo — Discovery Crest $1,150,000

Beautifully updated 5-bedroom, 2.5-bath home offers nearly 2,600 square feet of thoughtfully designed living space. Attached 3-car garage with workspace. The main level f...

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  • 5 Beds
  • 3 Baths
  • 2571017 MLS
  • ACTIVE Status
Courtesy of John L. Scott Everett

Listing courtesy of John L. Scott Everett.

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5201 107th Street SW, Mukilteo image
5201 107th Street SW, Mukilteo — Whidbey Lane $815,000 ▼

Welcome to a newly painted 2-story home set in a prime Harbour Pointe location, surrounded by the charm, character and convenience this community is known for. Inside, y...

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  • 4 Beds
  • 3 Baths
  • 2567696 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate GH LLC

Listing courtesy of Windermere Real Estate GH LLC.

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5916 Saint Andrews Drive, Mukilteo image
5916 Saint Andrews Drive, Mukilteo $1,849,000 ▼

Set in Mukilteo’s Harbour Pointe community, this beautifully appointed four-bedroom home pairs timeless architecture with refined craftsmanship, generous living spaces an...

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  • 4 Beds
  • 3 Baths
  • 2563019 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate GH LLC

Listing courtesy of Windermere Real Estate GH LLC.

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10015 Marine View Drive, Mukilteo image
10015 Marine View Drive, Mukilteo — Marine View Dr. $3,500,000

Welcome home to this architectural masterpiece! Thoughtful design and tasteful modern elegance at its finest. Perched upon the hill of a private, dead-end portion of Ma...

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  • 2 Beds
  • 3 Baths
  • 2568885 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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12727 52nd Place W, Mukilteo image
12727 52nd Place W, Mukilteo — Discovery Crest DIV 3 $1,095,000

Privacy, Space & Location—this Pre-Inspected Discovery Crest home has all three! Tucked against a lush greenbelt with a wide, City Easement buffer along one side, this 10...

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  • 4 Beds
  • 3 Baths
  • 2566852 MLS
  • ACTIVE Status
Courtesy of John L. Scott Mukilteo

Listing courtesy of John L. Scott Mukilteo.

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4904 81st Place SW Unit #105, Mukilteo image
4904 81st Place SW Unit #105, Mukilteo — Mukilteo West Condominiums $269,950

Welcome home to this beautifully updated 2-bedroom, 1-bath condo in a convenient Mukilteo location! This desirable ground-floor unit offers easy, stair-free living along ...

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  • 2 Beds
  • 1 Baths
  • 2568203 MLS
  • ACTIVE Status
Courtesy of Teambuilder KW

Listing courtesy of Teambuilder KW.

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701 10th Street, Mukilteo image
701 10th Street, Mukilteo $1,300,000

Welcome to your private, tree-top home in beautiful Goat Hill in Mukilteo! Thoughtfully transformed in a true labor of care, the home has been rebuilt from the inside out...

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  • 4 Beds
  • 4 Baths
  • 2568004 MLS
  • ACTIVE Status
Courtesy of COMPASS

Listing courtesy of COMPASS.

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5400 Harbour Pointe Boulevard Unit #E202, Mukilteo image
5400 Harbour Pointe Boulevard Unit #E202, Mukilteo — Nantucket $399,950 ▼

Beautifully maintained 2-bedroom, 1.75-bath condo in a peaceful, beautifully landscaped community within the highly sought-after Mukilteo School District. Thoughtfully de...

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  • 2 Beds
  • 3 Baths
  • 2563006 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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505 Majestic View Court, Mukilteo image
505 Majestic View Court, Mukilteo $2,999,900 ▼

A rare opportunity to own a truly distinctive Mukilteo home where luxury, design and breathtaking views come together. Experience exceptional modern living in this chic c...

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  • 6 Beds
  • 7 Baths
  • 2566751 MLS
  • ACTIVE Status
Courtesy of Skyline Properties, Inc.

Listing courtesy of Skyline Properties, Inc..

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6056 Championship Court, Mukilteo image
6056 Championship Court, Mukilteo — One Clubhouse Lane $1,425,000

Tucked at the end of a secluded drive on the 14th tee box of Harbour Pointe Golf Course, this 4-bedroom, 2.5-bath home is offered for the very first time — hand-selected ...

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  • 4 Beds
  • 3 Baths
  • 2567623 MLS
  • ACTIVE Status
Courtesy of Windermere RE North, Inc.

Listing courtesy of Windermere RE North, Inc..

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5402 80th Place SW Unit #K, Mukilteo image
5402 80th Place SW Unit #K, Mukilteo — The Ridge at Saratoga Cottages $749,990

Cottage by the Sea in Saratoga Ridge! This distinctive detached condo blends modern design with cozy cottage character, just minutes from the Mukilteo waterfront, ferry t...

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  • 3 Beds
  • 2 Baths
  • 2565927 MLS
  • ACTIVE Status
Courtesy of Real Broker LLC

Listing courtesy of Real Broker LLC.

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10919 E Villa Monte Drive, Mukilteo image
10919 E Villa Monte Drive, Mukilteo — The Villas at Harbour Pointe $960,000 ▼

Panoramic, unobstructed water and mountain views define this exceptional Villa Monte residence. From vibrant sunsets over the water to the possibility of spotting an occa...

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  • 3 Beds
  • 3 Baths
  • 2564050 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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5402 80th Place SW Unit #K, Mukilteo image
5402 80th Place SW Unit #K, Mukilteo — The Ridge at Saratoga Cottages $749,990

Cottage by the Sea in Saratoga Ridge! This distinctive detached condo blends modern design with cozy cottage character, just minutes from the Mukilteo waterfront, ferry t...

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  • 3 Beds
  • 2 Baths
  • 2564638 MLS
  • ACTIVE Status
Courtesy of Real Broker LLC

Listing courtesy of Real Broker LLC.

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4902 Courtyard Lane Unit #B1, Mukilteo image
4902 Courtyard Lane Unit #B1, Mukilteo — Courtyard Mukilteo $618,000 ▼

Impeccably maintained and beautifully appointed, this end-unit townhome offers refined modern living in a prime Mukilteo location. The thoughtfully designed interior feat...

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  • 3 Beds
  • 2 Baths
  • 2563901 MLS
  • ACTIVE Status
Courtesy of Realogics Sotheby's Int'l Rlty

Listing courtesy of Realogics Sotheby's Int'l Rlty.

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1010 1st Lane, Mukilteo image
1010 1st Lane, Mukilteo — Water View Bluff $1,399,950 ▼

Perched on the Mukilteo waterfront with breathtaking panoramic views of Puget Sound and the Olympics, Mt Baker & more, this extensively remodeled retreat delivers the rar...

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  • 3 Beds
  • 3 Baths
  • 2562810 MLS
  • ACTIVE Status
Courtesy of COMPASS

Listing courtesy of COMPASS.

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5028 70th Place SW, Mukilteo image
5028 70th Place SW, Mukilteo — Westbrook Ridge $1,249,950

Rare opportunity to own a pristine Toll Brothers resale in the highly sought-after Westbrook Ridge community, where homes seldom come to market. Nestled in a cul-de-sac w...

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  • 5 Beds
  • 3 Baths
  • 2561377 MLS
  • ACTIVE Status
Courtesy of John L. Scott Snohomish

Listing courtesy of John L. Scott Snohomish.

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8221 53rd Avenue W Unit #55, Mukilteo image
8221 53rd Avenue W Unit #55, Mukilteo — Possession Ridge Condo $749,000 ▼

Just in time for the holidays, move-in ready to enjoy! $30,000 in upgrades including new carpet, new furnace, A/C, and Air purifier. Corner unit townhome in Possession Ri...

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  • 3 Beds
  • 3 Baths
  • 2555577 MLS
  • ACTIVE Status
Courtesy of eXp Realty

Listing courtesy of eXp Realty.

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303 Church Avenue, Mukilteo image
303 Church Avenue, Mukilteo $825,000

Perched above Mukilteo’s shoreline in the heart of Old Town, this exceptional home captures one of the area’s most compelling vantage points. Sweeping views span Puget So...

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  • 1 Beds
  • 2 Baths
  • 2560539 MLS
  • ACTIVE Status
Courtesy of Skyline Properties, Inc.

Listing courtesy of Skyline Properties, Inc..

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501 11 Street, Mukilteo image
501 11 Street, Mukilteo $1,699,000 ▼

Own a piece of Mukilteo history AND build your dream! Rare opportunity to purchase both the beautifully restored 1922 Craftsman VIEW Home at 501 11th St & the adjacent re...

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  • 3 Beds
  • 2 Baths
  • 2558357 MLS
  • ACTIVE Status
Courtesy of Keller Williams Realty Bothell

Listing courtesy of Keller Williams Realty Bothell.

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0 8XXX Lots 19, 1501, 1300 61st Place W, Mukilteo image
0 8XXX Lots 19, 1501, 1300 61st Place W, Mukilteo — Smugglers Gulch $999,950

Olympus Terrace offering over 1.5 acres of a dynamic rare find low bank bluff building lot that combines with two additional lots, 1501 medium bank bluff & 1300 high bank...

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  • 2559863 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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6611 Waterton Circle, Mukilteo image
6611 Waterton Circle, Mukilteo $1,245,000

Burnstead resale in waterfront gated community where quality finishes feature throughout this upgraded home. Enjoy Sound views from the main floor great room, with soarin...

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  • 4 Beds
  • 4 Baths
  • 2557500 MLS
  • ACTIVE Status
Courtesy of Real Estate Collection

Listing courtesy of Real Estate Collection.

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11910 59 Avenue W, Mukilteo image
11910 59 Avenue W, Mukilteo $1,625,000

Breathtaking Puget Sound & sunset views from this stunning Harbour Pointe Buchan-built gem! Soaring 2-story foyer welcomes you into 3,027 sq ft of beautifully appointed l...

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  • 4 Beds
  • 3 Baths
  • 2557924 MLS
  • ACTIVE Status
Courtesy of Skyline Properties, Inc.

Listing courtesy of Skyline Properties, Inc..

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10129 63rd Place W, Mukilteo image
10129 63rd Place W, Mukilteo $1,150,000 ▼

Rare Mukilteo Gem on a Private 0.36-Acre Lot! Nestled in the desirable Chennault Beach community, this beautifully designed Northwest Traditional offers the perfect blend...

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  • 5 Beds
  • 3 Baths
  • 2552333 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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6409 Chennault Beach Drive, Mukilteo image
6409 Chennault Beach Drive, Mukilteo $899,950 ▼

Custom Contemporary on a Spacious Lot! This exceptional home blends quality craftsmanship, modern design, and an unbeatable setting. An expansive driveway provides abunda...

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  • 4 Beds
  • 3 Baths
  • 2552353 MLS
  • ACTIVE Status
Courtesy of Redfin

Listing courtesy of Redfin.

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5500 Harbour Pointe Boulevard Unit #T102, Mukilteo image
5500 Harbour Pointe Boulevard Unit #T102, Mukilteo — Martha's Vineyard $564,950

Welcome home to quiet and  peaceful Martha's Vineyard.  This home features 2 primary bedroom suites, convenient upstairs laundry and open concept living with Dining, Livi...

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  • 2 Beds
  • 3 Baths
  • 2550315 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate GH LLC

Listing courtesy of Windermere Real Estate GH LLC.

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4810 Pointes Drive, Mukilteo image
4810 Pointes Drive, Mukilteo $560,000

Moments from the shores of Puget Sound, this inviting Mukilteo townhome pairs recent updates with a layout designed for everyday living. Step inside to find fresh interio...

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  • 2 Beds
  • 3 Baths
  • 2548529 MLS
  • ACTIVE Status
Courtesy of Lamb Real Estate

Listing courtesy of Lamb Real Estate.

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12303 Harbour Pointe Boulevard Unit #CC202, Mukilteo image
12303 Harbour Pointe Boulevard Unit #CC202, Mukilteo — Front 9 $399,000 ▼

NEW IMPROVED PRICING - $30k+ PRICE DROP! MOTIVATED SELLER. Resort-style living at the desirable "Front 9" community in the heart of Mukilteo’s sought-after Harbour Pointe...

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  • 3 Beds
  • 2 Baths
  • 2543949 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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8230 53rd Avenue W Unit #812, Mukilteo image
8230 53rd Avenue W Unit #812, Mukilteo — View Point $514,950 ▼

{Sound and Mountain View Condo in highly sought community} Rare opportunity to own a beautifully situated corner-unit condo with breathtaking views of Puget Sound and the...

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  • 1 Beds
  • 2 Baths
  • 2537611 MLS
  • ACTIVE Status
Courtesy of Cruz & Co. LLC

Listing courtesy of Cruz & Co. LLC.

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5300 Harbour Pointe Boulevard Unit #310F, Mukilteo image
5300 Harbour Pointe Boulevard Unit #310F, Mukilteo — Hamptons $329,999 ▼

Enjoy top-floor privacy in this beautifully updated 2 story condo with no neighbors above you and TWO reserved parking spots! Fresh interior paint, brand new carpet and s...

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  • 2 Beds
  • 2 Baths
  • 2536355 MLS
  • ACTIVE Status
Courtesy of John L. Scott Everett

Listing courtesy of John L. Scott Everett.

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4846 Pointes Drive, Mukilteo image
4846 Pointes Drive, Mukilteo $549,500 ▼

Live in The Camdem at Harbour Pointe! Move in ready townhouse in a great community! Enter into vaulted ceilings and an abundance of natural light. Cozy up to the fireplac...

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  • 2 Beds
  • 3 Baths
  • 2542412 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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8221 53rd Avenue W Unit #17D, Mukilteo image
8221 53rd Avenue W Unit #17D, Mukilteo — Possession Ridge $638,550 ▼

Welcome home to Possession Ridge! Beautifully maintained, quiet, gated complex in Mukilteo. This two-story condominium features an elegant entryway that takes you upstair...

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  • 2 Beds
  • 2 Baths
  • 2542082 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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8116 Naketa Beach Walk, Mukilteo image
8116 Naketa Beach Walk, Mukilteo $925,000 ▼

Beautiful custom-built home set right on the Puget Sound with spectacular views for miles! Enjoy the ultimate in coastal living in this rare, furnished retreat on Naketa ...

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  • 3 Beds
  • 4 Baths
  • 2541467 MLS
  • ACTIVE Status
Courtesy of John L. Scott, Inc.

Listing courtesy of John L. Scott, Inc..

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5319 91st Way, Mukilteo image
5319 91st Way, Mukilteo — Calidora $1,249,995 ▼

Welcome to Calidora, D.R. Horton’s newest community in Mukilteo. This enclave of 7 homes offers a rare opportunity to own a brand-new home in the desirable Mukilteo Schoo...

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  • 6 Beds
  • 3 Baths
  • 2539701 MLS
  • ACTIVE Status
Courtesy of Pacific Ridge - DRH, LLC

Listing courtesy of Pacific Ridge - DRH, LLC.

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507 11th Street, Mukilteo image
507 11th Street, Mukilteo $699,000

Build your dream home on this rare, ready-to-build VIEW lot in desirable Mukilteo! This .24-acre lot offers breathtaking views of Puget Sound, the Olympic Mountains, & Wh...

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  • 2537185 MLS
  • ACTIVE Status
Courtesy of Keller Williams Realty Bothell

Listing courtesy of Keller Williams Realty Bothell.

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501 11th Street, Mukilteo image
501 11th Street, Mukilteo $1,049,000 ▼

Own a piece of Mukilteo history! Beautifully restored 1922 Craftsman VIEW Home on a .31-acre corner lot near charming Old Town Mukilteo. This 3-bedroom rambler offers 1,3...

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  • 3 Beds
  • 2 Baths
  • 2537158 MLS
  • ACTIVE Status
Courtesy of Keller Williams Realty Bothell

Listing courtesy of Keller Williams Realty Bothell.

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4818 Pointes Drive, Mukilteo image
4818 Pointes Drive, Mukilteo — Camden At Harbour Pointe $757,000

Discover your dream home in one of the most sought after communities. Stunning 3 bedroom home in high demand neighborhood (The Camden). This beautifully maintained reside...

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  • 3 Beds
  • 3 Baths
  • 2532976 MLS
  • ACTIVE Status
Courtesy of GXPlus-Realty

Listing courtesy of GXPlus-Realty.

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1133 8th Drive, Mukilteo image
1133 8th Drive, Mukilteo $1,225,000 ▼

Nestled amongst a tranquil greenbelt in the heart of Mukilteo, this custom three-level home offers the best of Pacific Northwest living – just a stone's throw from the wa...

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  • 5 Beds
  • 4 Baths
  • 2533893 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/M2, LLC

Listing courtesy of Windermere Real Estate/M2, LLC.

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6117 92nd Street SW, Mukilteo image
6117 92nd Street SW, Mukilteo $1,975,000 ▼

HUGE PRICE REDUCTION!!! Experience the unmatched 270 degrees of Possession Sound, the Olympics, Mt. Baker, Whidbey Island and more delivers a front-row seat to some of th...

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  • 4 Beds
  • 5 Baths
  • 2500817 MLS
  • ACTIVE Status
Courtesy of KW Greater Seattle

Listing courtesy of KW Greater Seattle.

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11520 Maple Court, Mukilteo image
11520 Maple Court, Mukilteo — The Grove at Harbour Pointe $574,950

Welcome home to this beautifully updated 2 story Condo in the Grove, tucked away in a desirable Mukilteo location (Across the street from Golf course) This end unit is Fi...

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  • 2 Beds
  • 3 Baths
  • 2535333 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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8106 53rd Avenue W Unit #A, Mukilteo image
8106 53rd Avenue W Unit #A, Mukilteo — View Point Condominiums $339,950 ▼

Updated 1-bedroom condo in a gated community featuring brand-new flooring throughout, fresh interior paint, a new dishwasher, and new hot water tank. Enjoy abundant stora...

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  • 1 Beds
  • 1 Baths
  • 2529900 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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5123 SW 81st Street Unit #7, Mukilteo image
5123 SW 81st Street Unit #7, Mukilteo — Landweer Place $585,000 ▼

SELLER OFFERING $7,000.00 CREDIT FOR CLOSING COST OR TO BUY DOWN INTEREST RATE! Welcome to this beautifully updated 3-bedroom, 3-bath townhouse in the heart of Mukilteo! ...

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  • 3 Beds
  • 3 Baths
  • 2530915 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/HLC

Listing courtesy of Windermere Real Estate/HLC.

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11520 Maple Court, Mukilteo image
11520 Maple Court, Mukilteo — The Grove at Harbour Pointe $574,950

Welcome home to this beautifully updated 2 story Condo in the Grove, tucked away in a desirable Mukilteo (Across the street from Golf course) location! Filled with massiv...

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  • 2 Beds
  • 3 Baths
  • 2526519 MLS
  • ACTIVE Status
Courtesy of The Preview Group

Listing courtesy of The Preview Group.

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5307 91st Way, Mukilteo image
5307 91st Way, Mukilteo — Calidora $1,399,995 ▼

Welcome to Calidora, D.R. Horton’s newest community in desirable Mukilteo, nestled within an established neighborhood. This enclave features just 7 new homes blending tim...

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  • 5 Beds
  • 3 Baths
  • 2527071 MLS
  • ACTIVE Status
Courtesy of Pacific Ridge - DRH, LLC

Listing courtesy of Pacific Ridge - DRH, LLC.

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902 18th Street, Mukilteo image
902 18th Street, Mukilteo $1,549,000 ▼

PRICE IMPROVEMENT + Home Warranty Included! Experience modern coastal living in this gleaming fully remodeled Mukilteo home. All finishes, systems, utilities, even the la...

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  • 5 Beds
  • 5 Baths
  • 2513402 MLS
  • ACTIVE Status
Courtesy of COMPASS

Listing courtesy of COMPASS.

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5300 Harbour Pointe Boulevard Unit #306H, Mukilteo image
5300 Harbour Pointe Boulevard Unit #306H, Mukilteo — The Hamptons $409,500 ▼

$25,000 PRICE DROP+SELLER TO PAY FOR 1-YEAR HOA DUES! Updated & move-in ready ~ This rare 3-bed/2-bath/1,315-sf condo offers the largest ground-floor, one-level layout at...

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  • 3 Beds
  • 2 Baths
  • 2520776 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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6227 95th Place SW, Mukilteo image
6227 95th Place SW, Mukilteo — North By Northwest Div 4 $1,850,000 ▼

Perched above Puget Sound in Mukilteo’s coveted Olympus Terrace, this exceptional custom home captures sweeping water, mountain, & island views with unforgettable sunsets...

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  • 3 Beds
  • 3 Baths
  • 2520729 MLS
  • ACTIVE Status
Courtesy of Manette Real Estate Co.

Listing courtesy of Manette Real Estate Co..

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6031 88th Street SW, Mukilteo image
6031 88th Street SW, Mukilteo $999,000 ▼

Enjoy the privacy now, explore the view potential later. Discover a private Mukilteo retreat tucked into a peaceful, wooded setting. Mature trees create a tranquil sen...

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  • 4 Beds
  • 3 Baths
  • 2516274 MLS
  • ACTIVE Status
Courtesy of Rain Town Realty + JPAR

Listing courtesy of Rain Town Realty + JPAR.

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13227 Harbour Heights Drive, Mukilteo image
13227 Harbour Heights Drive, Mukilteo — Harbour Heights Div 1-A $899,950 ▼

Over $200K in UPDATES! located in Mukilteo’s Possession Bay Highlands neighborhood, this beautifully designed & newly updated home offers luxury, space, privacy & timeles...

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  • 4 Beds
  • 3 Baths
  • 2486051 MLS
  • ACTIVE Status
Courtesy of Pacific Properties

Listing courtesy of Pacific Properties.

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9127 Surrey Lane SW, Mukilteo image
9127 Surrey Lane SW, Mukilteo — Horseshoe Ridge $1,250,000 ▼

One of Mukilteo's most sought-after communities! This stunning 5-bed, 3.5-bath, 3,345 sq ft home perfectly blends elegance and functionality. A grand entryway sets the to...

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  • 5 Beds
  • 4 Baths
  • 2517436 MLS
  • ACTIVE Status
Courtesy of CENTURY 21 Real Estate Center

Listing courtesy of CENTURY 21 Real Estate Center.

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645 Cornelia Avenue, Mukilteo image
645 Cornelia Avenue, Mukilteo $2,100,000

Enjoy breathtaking views of Puget Sound and the Olympic Mountains from this extraordinary 6,000-square-foot custom home, ideally positioned above the new ferry terminal. ...

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  • 4 Beds
  • 5 Baths
  • 2513786 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate M2 LLC

Listing courtesy of Windermere Real Estate M2 LLC.

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5317 80th Place SW Unit #1, Mukilteo image
5317 80th Place SW Unit #1, Mukilteo — The Ridge at Saratoga $939,000

Modern Townhome with Partial Sound and Mountain Views on a quiet street. Each level is designed for Modern living! 3 bed 3.25 bath including guest room and full bath on e...

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  • 3 Beds
  • 4 Baths
  • 2510501 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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5317 80th Place SW Unit #1, Mukilteo image
5317 80th Place SW Unit #1, Mukilteo — The Ridge at Saratoga $939,000

Modern Townhome with Partial Sound and Mountain Views on a quiet street. Each level is designed for Modern living! 3 bed 3.25 bath including guest room and full bath on e...

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  • 3 Beds
  • 4 Baths
  • 2507397 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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8412 54th Avenue W, Mukilteo image
8412 54th Avenue W, Mukilteo — Soundview Ridge $1,850,000 ▼

Exceptional residence! Mountain, island & sound views for days! NW contemporary facade, perched to capture views from most every room. Double door entry to greet your gue...

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  • 4 Beds
  • 3 Baths
  • 2499857 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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4895 76th Street SW Unit #D701, Mukilteo image
4895 76th Street SW Unit #D701, Mukilteo — Longwood Condominiums $340,000 ▼

Well-maintained and thoughtfully upgraded, this 2 bed / 1 bath condo offers comfortable, low-maintenance living in one of Mukilteo’s most sought-after communities. The in...

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  • 2 Beds
  • 1 Baths
  • 2505918 MLS
  • ACTIVE Status
Courtesy of Pacific Residential Brokers

Listing courtesy of Pacific Residential Brokers.

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607 Webster Street, Mukilteo image
607 Webster Street, Mukilteo — Olympic View Estates $2,250,000 ▼

*** 170' linear feet of high-bank Puget Sound waterfront...! *** Perched up high above the Puget Sound waterfront, this 3-lot short-plat opportunity presents sweeping, un...

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  • 2490050 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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607 Webster Street, Mukilteo image
607 Webster Street, Mukilteo — Olympic View Estates $2,250,000 ▼

***** 170' linear feet of high-bank Puget Sound waterfront...! ***** Perched up high above the Puget Sound waterfront, this 3-lot short-plat opportunity presents sweeping...

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  • 3 Beds
  • 2 Baths
  • 2477513 MLS
  • ACTIVE Status
Courtesy of Windermere Real Estate/East

Listing courtesy of Windermere Real Estate/East.

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1803 19th Drive, Mukilteo image
1803 19th Drive, Mukilteo $290,000

Build the home you’ve always dreamed of on this exceptional vacant lot at 1803 19th Dr in Mukilteo, WA. Perfectly positioned in a highly desirable neighborhood, this buil...

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  • 2393825 MLS
  • ACTIVE Status
Courtesy of John L. Scott, Inc

Listing courtesy of John L. Scott, Inc.

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0 Lot19 61st Place W, Mukilteo image
0 Lot19 61st Place W, Mukilteo — Smuggler's Gulch $599,950 ▼

Olympus Terrace offers a dynamic rare find low bank bluff building lot. Lot 19 is now available! Views for days. Bring your architect, builder and creative design to capt...

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  • 2206098 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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0 Lot1300 61st Place W, Mukilteo image
0 Lot1300 61st Place W, Mukilteo — Smugglers Gulch $299,950 ▼

Olympus Terrace offers a dynamic rare find high bank bluff building lot with adjacent parcels to the West and East! Lot 1300 is now available! Bring your architect, build...

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  • 2206099 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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0 Lot1501 61st Place W, Mukilteo image
0 Lot1501 61st Place W, Mukilteo — Smugglers Gulch $274,950 ▼

Olympus Terrace offers a dynamic rare find medium bank bluff building lot with adjacent parcels to the West. Lot 1501 is now available. Bring your architect, builder, and...

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  • 2206101 MLS
  • ACTIVE Status
Courtesy of RE/MAX Town Center

Listing courtesy of RE/MAX Town Center.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Mukilteo, WA home financing

Mukilteo, WA Home Loans

Secure the right home loan in Mukilteo, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.

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AJ Allen

Your Mukilteo, WA Mortgage Lender

AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Mukilteo, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.

Mukilteo, WA Mortgage Lender

Best Home Loan Rate for Your New Mukilteo Home Purchase

Locking the best home loan rate in Mukilteo, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.

We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Mukilteo home.

best mortgage rates in Mukilteo, WA

Secure the Best Home Loan in Mukilteo, WA

Work with Mukilteo’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Mukilteo real estate market.

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Mortgage and Home Financing in Mukilteo, WA

Mukilteo, Washington blends Puget Sound views, great schools, and proximity to major job centers into a highly desirable place to call home. Whether you are a first-time buyer looking for an affordable foothold near Everett and the greater Seattle area, a move-up purchaser seeking more space in Harbour Pointe, or a homeowner evaluating refinancing, this guide explains how to navigate home loans in Mukilteo, compare Mukilteo mortgage rates, and partner with trusted mortgage lenders in Mukilteo to secure the right financing.

Why finance a home in Mukilteo?

Peaceful neighborhoods, shoreline parks, and convenient connections to Everett, Lynnwood, Edmonds, and Seattle make Mukilteo a strategic home base. Residents enjoy quick access to Paine Field, the Boeing Everett complex, and the Mukilteo ferry to Whidbey Island. With commuter options that include the Mukilteo Sounder rail station and nearby I-5 and I-405, Mukilteo supports flexible work and lifestyle choices while maintaining a relaxed coastal feel. Financing a home here can be a wealth-building move, and competitive Mukilteo mortgage rates, paired with strong local lending options, help make ownership attainable.

  • Balanced lifestyle: Waterfront parks, Harbour Pointe Golf Club, and Lighthouse Park provide recreation close to home.
  • Career access: Boeing, aerospace suppliers, healthcare, and tech corridors in Seattle and Bellevue are all within reach.
  • Housing variety: Condos, townhomes, and single-family homes offer options for first-time buyers to luxury purchasers.
  • Long-term stability: Tight inventory in Snohomish County supports sustained demand and potential equity growth.
  • Tax advantages: Washington’s lack of state income tax can improve overall affordability for many buyers.

Mukilteo mortgage rates: what drives them and how to optimize your offer

Mukilteo mortgage rates move with national bond markets, but your personal profile plays a major role. Credit score, down payment, debt-to-income ratio, loan type, property type, and whether you choose to pay discount points all influence your rate and costs. Because there is healthy competition among mortgage lenders in Mukilteo and the surrounding Seattle metro, well-prepared borrowers can often secure better pricing by shopping strategically and locking at the right time.

  • Strengthen credit: Pay down revolving balances and correct any errors before applying for home loans in Mukilteo.
  • Stabilize income: Keep consistent employment and avoid large purchases before closing.
  • Right-size the down payment: Even an extra 2–5% down can improve pricing or remove mortgage insurance on conventional loans.
  • Compare multiple quotes: Request same-day Loan Estimates from several mortgage lenders in Mukilteo to compare apples-to-apples.
  • Consider points: Paying points can lower your rate; analyze the break-even period based on how long you plan to hold the loan.
  • Leverage local expertise: Local lenders understand Mukilteo-specific appraisal trends, condo approvals, and closing timelines.
  • Use a rate lock plan: Discuss lock periods, extensions, and potential float-down options if rates improve before closing.

Home loans in Mukilteo: key mortgage options

Mukilteo buyers can choose from a range of programs designed to serve different credit, down payment, and price-point needs. Because parts of the Puget Sound region feature higher home values, many purchasers also benefit from high-balance conforming or jumbo options. A knowledgeable local lender will help match your goals to the right loan for the property and your financial profile.

  • Conventional mortgages: Popular for borrowers with solid credit and steady income. As little as 3% down for qualified first-time buyers; 5%+ for repeat buyers. Private mortgage insurance (PMI) can be canceled once sufficient equity is reached.
  • FHA loans: Designed for flexibility with credit and down payment (as low as 3.5% down for eligible borrowers). Government-backed and often attractive for first-time homebuyers seeking competitive credit guidelines.
  • VA loans: Exceptional benefits for eligible veterans, active-duty service members, and certain surviving spouses. Zero down payment options, no monthly mortgage insurance, and competitive rates—particularly relevant near Naval Station Everett.
  • USDA loans: Offer zero down in eligible rural areas; availability within Mukilteo’s suburban footprint may be limited. A lender can check property eligibility nearby in Snohomish County.
  • High-balance conforming loans: For loan sizes above standard conforming limits but still within area-specific caps. These can carry better pricing than full jumbos in certain years if Snohomish County is designated as high-cost.
  • Jumbo loans: For price points exceeding conforming or high-balance limits. Ideal for move-up and luxury homes in Harbour Pointe and view properties. Typically require strong credit, larger reserves, and meticulous underwriting.
  • Portfolio loans: Specialized lender programs for unique scenarios such as self-employed income, recent credit events, or non-warrantable condos; pricing varies by lender.

First-time homebuyer programs in Mukilteo and Washington State

First-time buyers in Mukilteo can access statewide support through the Washington State Housing Finance Commission (WSHFC). These programs can pair affordable first mortgages with down payment assistance and education courses to improve readiness and long-term success. Many mortgage lenders in Mukilteo are approved to originate these loans and can guide you through eligibility and paperwork.

  • Home Advantage: A popular WSHFC program offering competitive fixed rates, often paired with down payment assistance in the form of a deferred second mortgage.
  • House Key Opportunity: Income and purchase price limits may apply; can be combined with targeted assistance options when available.
  • Down Payment Assistance (DPA): Multiple WSHFC DPA programs exist, varying by buyer profile and location. Funds can cover a portion of down payment and allowable closing costs.
  • Homebuyer education: A WSHFC-approved course may be required; it equips buyers with budgeting, loan process knowledge, and ownership best practices.
  • Local and employer assistance: Explore Snohomish County or city-level grants and employer benefits (for example, large-area employers may partner on DPA or homeownership resources).

Because program income limits, credit thresholds, and funding availability change, start early with lenders who actively originate first-time buyer loans in the Seattle–Everett corridor. This ensures time to gather documents, complete education, and lock your rate when the right Mukilteo home appears.

Refinancing and tapping home equity

As markets shift, refinancing can lower monthly payments, change loan terms, or unlock equity for renovations or debt consolidation. Homeowners in Mukilteo who purchased during a different rate cycle should periodically compare current Mukilteo mortgage rates to their existing note. Whether your goal is cash-out for a kitchen upgrade or a streamlined rate-and-term refinance, run the numbers carefully to confirm a sensible break-even.

  • Rate-and-term refinance: Replace your existing mortgage to reduce the rate, shorten the term, or remove mortgage insurance.
  • Cash-out refinance: Tap equity for remodeling, education, or consolidating higher-interest debt—watch loan-to-value and pricing adjustments.
  • FHA Streamline: For eligible FHA borrowers, reduced documentation and potentially no appraisal can speed savings.
  • VA IRRRL: The VA Interest Rate Reduction Refinance Loan simplifies refinancing for eligible VA borrowers.
  • HELOC/HELOAN: Consider a home equity line of credit or fixed-rate second mortgage if you prefer to keep your primary loan intact.
  • Break-even analysis: Weigh closing costs against monthly savings and your expected time in the home.

Jumbo and high-balance strategies in Snohomish County

With desirable neighborhoods and view homes, Mukilteo buyers frequently explore high-balance conforming or jumbo financing. Conforming loan limits are set annually by the FHFA and may vary by county and year. In some years, Snohomish County qualifies for higher “high-balance” caps. If your purchase price or refinance balance exceeds the applicable limit, jumbo loans provide flexible options tailored to larger financing needs.

  • Shop pricing tiers: Rates and fees can vary significantly among lenders for high-balance and jumbo loans.
  • Mind reserves: Jumbo programs commonly require several months of mortgage payments in reserves.
  • Document thoroughly: Be prepared for detailed income and asset verification—especially for self-employed borrowers.
  • Piggyback structures: An 80-10-10 (first mortgage + second mortgage + 10% down) can help manage mortgage insurance and stay within conforming tiers.
  • Property nuances: Waterfront, view, and condo properties can carry distinct underwriting considerations—local appraisal experience matters.

What to expect from mortgage lenders in Mukilteo

Local knowledge can be the difference between a smooth closing and a delayed one. Established mortgage lenders in Mukilteo understand appraisal turn times, how to navigate condo questionnaires in Harbour Pointe, and the nuances of properties with views, slopes, or homeowners’ associations. They coordinate effectively with Snohomish County title companies and real estate agents throughout Everett, Edmonds, Lynnwood, and the North Seattle suburbs.

  • Communication: Expect clear timelines from pre-approval to closing and regular status updates.
  • Accurate pre-approval: A robust review upfront helps you write stronger offers in competitive markets.
  • Local appraisers: Lenders with strong local panels can avoid surprises late in the process.
  • Closing coordination: Efficient collaboration with your agent, escrow, and title teams to hit contract deadlines.

Gathering documentation early helps your lender deliver a confident pre-approval letter that sellers in Mukilteo and the greater Seattle area will trust.

  • Recent pay stubs and W-2s or 1099s
  • Two years of federal tax returns (all pages and schedules, if applicable)
  • Two months of asset statements (bank, retirement, brokerage)
  • Photo ID and proof of residence history
  • Letters of explanation for large deposits, credit inquiries, or job changes
  • Gift documentation if using gift funds for down payment or closing costs

Closing costs, taxes, and budgeting for home loans in Mukilteo

In addition to your down payment, plan for closing costs and prepaids. Costs vary by lender and property type, so request a detailed Loan Estimate early and update it when your interest rate is locked. While Washington’s real estate excise tax is typically paid by the seller, buyers should budget conservatively for their side of closing.

  • Lender fees: Origination, underwriting, processing, and potential discount points.
  • Third-party fees: Appraisal, credit report, title insurance, escrow/settlement, and recording.
  • Prepaids and escrows: Homeowners insurance, initial property tax escrow deposits, and per diem interest.
  • HOA dues and reserves: For condos or planned communities, prorations and move-in fees may apply.
  • Mortgage insurance: Required on FHA and most conventional loans with less than 20% down; consider strategies to remove it later.

Ask your lender about seller credits or lender credits to offset some costs, and evaluate whether paying points to improve your rate aligns with your timeline. A careful budget can make home loans in Mukilteo more comfortable from day one.

How to start your Mukilteo mortgage journey

Preparation is the fastest path to confident offers and smooth closings. Because Mukilteo homes can draw interest from buyers across Snohomish County and North King County, a strong pre-approval and well-structured financing can help your offer stand out—especially on popular listings near Harbour Pointe, Old Town, or the waterfront.

  • Set goals: Define budget, monthly comfort level, and desired neighborhoods.
  • Get pre-approved early: Share documents and obtain a fully underwritten pre-approval if possible.
  • Shop lenders: Compare two to three mortgage lenders in Mukilteo for rates, fees, and service.
  • Coordinate with your agent: Align financing contingencies and closing dates with market conditions.
  • Lock your rate: Discuss lock strategy when you’re under contract and monitor Mukilteo mortgage rates up to closing.
  • Close with confidence: Review closing disclosure, wire funds safely, and celebrate your new Mukilteo home.

Frequently asked questions about Mukilteo mortgage rates and programs

  • How do Mukilteo mortgage rates compare to Seattle? Rates are primarily driven by national markets and personal qualifications, but local lender competition around Seattle and Everett can improve pricing and service.
  • Are first-time buyer programs available in Mukilteo? Yes. WSHFC offers first mortgages and down payment assistance; many local lenders are approved to originate them.
  • Do I need 20% down? Not necessarily. Conventional loans can start at 3–5% down, FHA at 3.5% down, and VA may be zero down for eligible borrowers.
  • What if my price exceeds conforming limits? Explore high-balance conforming (when available) or jumbo loans; your lender will advise on reserves, appraisal, and documentation requirements.
  • When should I refinance? Consider refinancing when the projected monthly savings or term reduction will recoup costs during your expected time in the home.

Mukilteo offers an attractive blend of coastal charm and regional convenience, and the right mortgage strategy can make owning here both achievable and rewarding. By comparing home loans in Mukilteo, watching Mukilteo mortgage rates, and partnering with experienced mortgage lenders in Mukilteo, you can secure financing that fits your goals—whether you are purchasing your first condo near Harbour Pointe, upgrading to a view home, or refinancing to enhance your long-term financial picture. Always confirm current loan limits, program availability, and interest rates with a licensed lender, and consider guidance from a housing counselor or financial advisor to complement your homeownership plan.

Finance Homes for Sale in Mukilteo, WA

Mukilteo, WA Real Estate Market

Stay informed on the latest trends in the Mukilteo real estate market. As local experts, we know the area's homes, condos, and neighborhoods inside and out—and can help you make the best decisions whether you're buying or selling in today’s market. Contact us for questions or to request more detailed market statistics.

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Discover the best places to live in the greater Seattle area—from vibrant city neighborhoods to Eastside tech hubs, quiet Snoqualmie Valley towns, and scenic waterfront communities. Explore each region to find the perfect fit for your Washington lifestyle and real estate goals.

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Island & Waterfront

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Pellego
675 S Lane St.
Seattle, WA 98104
425-223-6021
LIC#: 25019681

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Pellego is a licensed real estate brokerage serving Seattle and surrounding communities, with AJ Allen as the designated broker. We comply with all applicable fair housing laws. All information provided is deemed reliable but not guaranteed and is subject to change without notice, including price, availability, or condition. No representation or warranty is made regarding the accuracy of property details. All measurements and square footage are approximate. This content is not intended to solicit properties already listed. Nothing contained herein should be considered legal, tax, or professional advice outside the scope of real estate brokerage services.

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