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Enjoy privacy, quiet, and a pleasant outlook from this top-floor, end-unit condominium overlooking the courtyard and neighboring area. This inviting home features two gen...
- 2 Beds
- 1 Baths
- 2581869 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Northwest.
This top-floor end unit 2-bedroom Juanita condo offers quiet privacy with territorial views. The covered deck is steps from the dining area and has a back spiral staircas...
- 2 Beds
- 1 Baths
- 2580607 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Beautiful new construction home by Linmak Construction in a desirable Kirkland location, offering modern design, privacy, and exceptional flexibility. This thoughtfully c...
- 2 Beds
- 3 Baths
- 2581738 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
Introducing Mt. Stone, a collection of 8 homes built by Cordillera Homes. A refreshing alternative to larger homes without compromising comfort, quality, or style, these ...
- 3 Beds
- 3 Baths
- 2581725 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Step into a home where classic charm meets modern peace of mind. This beautifully maintained residence in Kirkland offers a thoughtful layout designed for both easy daily...
- 3 Beds
- 3 Baths
- 2581346 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Introducing Mt. Stone, a collection of 8 homes built by Cordillera Homes. A refreshing alternative to larger homes without compromising comfort, quality, or style. These ...
- 3 Beds
- 3 Baths
- 2581688 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Beautifully remodeled and updated, this top-floor home at Juanita Country Club feels quiet, private and tucked away, yet it’s just minutes from The Village at Totem Lake,...
- 2 Beds
- 2 Baths
- 2581056 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
BriKat Homes presents Reserve on 6th, a boutique new home community ideally sited in Kirkland's West of Market neighborhood. Sweet covered porch with timeless stone facad...
- 3 Beds
- 3 Baths
- 2581223 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Sweeping 180-degree westerly views of the Olympic Mountains, Seattle skyline, vibrant sunsets, and Lake Washington welcome you home! Located in a boutique complex right i...
- 3 Beds
- 2 Baths
- 2580258 MLS
- ACTIVE Status
Listing courtesy of Redfin.
Welcome to The Grove, a 3 home community built by Imagine Homes. Each home blends modern farmhouse aesthetic with designer finishes & thoughtful attention to detail throu...
- 3 Beds
- 3 Baths
- 2581585 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Highly desirable contemporary split-level home featuring a thoughtful, functional layout with sleek, modern finishes throughout. The main level showcases an open-concept ...
- 4 Beds
- 3 Baths
- 2581487 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
2026 New construction! One of three exceptional new homes by Debbas Homes. This thoughtfully designed 5-bedroom, 4-bath home offers 3,329 SF on a level, fully fenced 6,10...
- 5 Beds
- 4 Baths
- 2581508 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
This charming detached newer home lives like a single family home and offers privacy, efficiency, style and comfort at a convenient south Juanita location. Located on a ...
- 3 Beds
- 3 Baths
- 2581472 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to Otter Point. Major price improvement at Cordillera Homes' newest release in Rose Hill - three homes, each offering 1,859 square feet of thoughtfully designed l...
- 3 Beds
- 3 Baths
- 2581453 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Some homes simply have a little something extra. This gorgeous Kirkland 'duplex-style' end-unit is one of them. Bathed in natural light and embraced by lush greenery, th...
- 2 Beds
- 2 Baths
- 2580776 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Updated tri-level on amazing cul-de-sac lot in Juanita's coveted Idylwood neighborhood! Beautifully remodeled kitchen with granite counters, custom cabinets and ss applia...
- 4 Beds
- 3 Baths
- 2580443 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Metro Realty, Inc..
Fresh for Fall! Rare one-level retreat in Springbrook, this light-filled home pairs an effortless floor plan with exceptional indoor-outdoor living. Vaulted ceilings elev...
- 3 Beds
- 2 Baths
- 2581235 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
What's Special: Model Home | Mountain View | Close to Park | South Facing Patio | Final Opportunity | Appliances Included. Model Home - Available Now for November Closing...
- 4 Beds
- 3 Baths
- 2581244 MLS
- ACTIVE Status
Listing courtesy of Cascadian King Company, L.L.C..
Welcome to 12416 NE 72nd Street, Kirkland, WA, the newest jewel of South Rose Hill. This stunning Coastal Northwest Modern home was thoughtfully brought to life by the vi...
- 5 Beds
- 4 Baths
- 2580558 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
A charming covered front porch welcomes you to this stylish 2-story craftsman by Merit Homes. Refinished hardwood floors, new carpet, fresh interior paint, and abundant w...
- 4 Beds
- 3 Baths
- 2576368 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Bain.
Striking NW Contemporary style 2 bedroom/1bath condo in sought-after Juanita. This 2nd floor unit features an open concept floorplan that’s bathed in natural light with a...
- 2 Beds
- 1 Baths
- 2580542 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Realty Bothell.
What's Special: Model Home | Mountain View | Close to Park | Last Corner Lot | Dedicated Home Office | Oversized Deck. Model Home - Available Now at November Closing! Wel...
- 4 Beds
- 3 Baths
- 2581208 MLS
- ACTIVE Status
Listing courtesy of Cascadian King Company, L.L.C..
Beautiful new construction home by Linmak Construction in a desirable Kirkland location, offering modern design, privacy, and exceptional flexibility. This thoughtfully c...
- 2 Beds
- 3 Baths
- 2580460 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
Great Home & Investment Opportunity! Fantastic 2-bedroom townhouse in Kirkland’s desirable Juanita neighborhood, located within the highly regarded Lake Washington School...
- 2 Beds
- 2 Baths
- 2567963 MLS
- ACTIVE Status
Listing courtesy of Best Choice Realty LLC.
Special Financing available, Zero Down payment options for qualified borrowers! Welcome to this brand new, stand-alone home in Kirkland's West of Market neighborhood by l...
- 2 Beds
- 3 Baths
- 2581156 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Set in an exceptional location, this historic home has been thoughtfully expanded and extensively rebuilt, blending original character with modern comfort to create a fre...
- 2 Beds
- 2 Baths
- 2580756 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Special Financing available, Zero Down payment options for qualified borrowers! Beautiful new home in Kirkland's coveted West of Market neighborhood. This fantastic two-s...
- 2 Beds
- 3 Baths
- 2581086 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Set along a quiet lane on a corner lot, this beautifully updated Merit Homes resale offers timeless architecture, manicured grounds, & an exceptionally private setting. I...
- 4 Beds
- 3 Baths
- 2577361 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Introducing Kirkland’s latest luxury new construction residence in the coveted East of Market community. Meticulously crafted by renowned local builder A+R Homes, this si...
- 4 Beds
- 4 Baths
- 2580901 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Excellent value for a striking new construction residence in the coveted East of Market community of Kirkland! Meticulously crafted by renowned local builder A+R Homes, t...
- 2 Beds
- 3 Baths
- 2580956 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Sweeping Lake Washington views await in this beautiful Holmes Point cottage! Perfectly positioned across the street from the lake, this west-facing light-filled 3-bedroom...
- 3 Beds
- 3 Baths
- 2580794 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Welcome to Walnut Cottage, a 2017 John Buchan-built single-family home in Juanita Farmhouse Cottages—an intimate community of just 9 residences. Featured in The Wall Stre...
- 3 Beds
- 3 Baths
- 2578832 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Discover the unique character of this thoughtfully updated Highlands home, ideally located near Downtown Kirkland and directly across from Spinney Homestead Park. This in...
- 4 Beds
- 2 Baths
- 2562530 MLS
- ACTIVE Status
Listing courtesy of Rain Town Realty + JPAR.
Locate property using GPS: 5420 106th Ave NE Kirkland, WA. Gerry Homes proudly presents a thoughtfully designed new construction single family home blending timeless craf...
- 3 Beds
- 3 Baths
- 2580885 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
Merit Homes presents Zyla Lot 1! This 4-home community in desirable South Rose Hill offers a thoughtfully designed two-story floorplan offering a reduced footprint withou...
- 3 Beds
- 3 Baths
- 2577637 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Welcome to the perfect blend of location, lifestyle and peace of mind! This beautifully maintained two story home features a brand new roof and is ideally situated just m...
- 3 Beds
- 3 Baths
- 2580545 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Northwest.
Welcome to a home that lives large, offering the space, privacy, and versatility you’ve been looking for. Step inside to discover an expansive chef’s kitchen featuring te...
- 3 Beds
- 3 Baths
- 2580115 MLS
- ACTIVE Status
Listing courtesy of Real Broker LLC.
Tucked into a convenient Kirkland location, this inviting rambler offers the ease of single-level living with warm character and comfortable spaces throughout. Vaulted ce...
- 3 Beds
- 2 Baths
- 2580011 MLS
- ACTIVE Status
Listing courtesy of Redfin.
A bold statement in contemporary architecture, The Houghton House 2.0 is an extraordinary expression of detailed craftsmanship & tech forward design. Designed by McCullou...
- 4 Beds
- 4 Baths
- 2580773 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Top-floor, corner unit with a private deck, a wood-burning fireplace, and a nature preserve feel right outside. Tucked back from the road and surrounded by trees, the set...
- 3 Beds
- 2 Baths
- 2578886 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Welcome to this beautifully updated Kirkland home offering the perfect blend of comfort, style, and exceptional indoor-outdoor living. Thoughtfully enhanced with approxim...
- 3 Beds
- 2 Baths
- 2580185 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
After many wonderful memories were made here, this one owner home is ready for its next chapter. Lovingly maintained over the years, the original hardwood floors have rec...
- 4 Beds
- 3 Baths
- 2579311 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Move in ready, private, ground floor, 2 bedroom condo in the heart of Totem Lake! This single level home offers a rare tree-lined setting with no neighbors or road direct...
- 2 Beds
- 1 Baths
- 2579787 MLS
- ACTIVE Status
Listing courtesy of Every Door Real Estate.
Some homes give you a great backyard. This one gives you a park for a neighbor. Tucked onto a quiet cul-de-sac, this well cared for home offers something increasingly har...
- 3 Beds
- 3 Baths
- 2578978 MLS
- ACTIVE Status
Listing courtesy of Ensemble.
Welcome to this bright, single-level end unit condo in an unbeatable downtown Kirkland location. Set within a walkable, casual neighborhood, this home places you moments ...
- 2 Beds
- 2 Baths
- 2576950 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Bain.
NEW PRICE — $100,000 PRICE REDUCTION! An exceptional opportunity to own on the Kirkland waterfront! Enjoy beautiful Lake Washington views, spectacular sunsets and a true ...
- 1 Beds
- 1 Baths
- 2574510 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Newly updated 3-bedroom, 2.25-bath home in Bridle Trails. Vaulted ceilings with a wall of large windows bring western light into the updated living room, dining room, and...
- 3 Beds
- 3 Baths
- 2578608 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Introducing Mt. Stone, a collection of 8 homes built by Cordillera Homes. A refreshing alternative to larger homes without compromising comfort, quality, or style, these ...
- 3 Beds
- 3 Baths
- 2580405 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Introducing Mt. Stone, a collection of 8 homes built by Cordillera Homes. A refreshing alternative to larger homes without compromising comfort, quality, or style. These ...
- 3 Beds
- 3 Baths
- 2580385 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Convenience meets tranquil living in this 2020 custom Smart Home, where thoughtful design and premium finishes define every room. A dramatic double-height entry and expan...
- 5 Beds
- 5 Baths
- 2580322 MLS
- ACTIVE Status
Listing courtesy of Berkshire Hathaway HS NW.
A rare opportunity to acquire two new-construction, income-producing units in Kirkland’s coveted East of Market neighborhood. East of Market remains one of Kirkland’s m...
- 2580275 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Ideally located in the highly desirable S. Rose Hill, Grass Lawn Park, and Bridle Trails area, this home offers unmatched convenience just minutes from Microsoft, Google,...
- 3 Beds
- 3 Baths
- 2580402 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Locate property using GPS: 5420 106th Ave NE Kirkland, WA. Gerry Homes proudly presents a thoughtfully designed new construction single family home blending timeless craf...
- 3 Beds
- 3 Baths
- 2580131 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
Welcome to this beautifully renovated home in the desirable Copper Wood community of Kirkland’s South Juanita neighborhood. Completely renovated and refreshed, this home ...
- 3 Beds
- 2 Baths
- 2580276 MLS
- ACTIVE Status
Listing courtesy of WeLakeside.
Special Financing available, Zero Down payment options for qualified borrowers! Beautiful new home in Kirkland's coveted West of Market neighborhood. This fantastic two-s...
- 2 Beds
- 3 Baths
- 2579682 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Experience top-floor luxury in the heart of downtown Kirkland, just steps from Kirkland Urban, the waterfront, coffee shops, restaurants, and boutiques. Convenient elevat...
- 3 Beds
- 3 Baths
- 2579901 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Central.
Special Financing available, Zero Down payment options for qualified borrowers! Welcome to this brand new, stand-alone home in Kirkland's West of Market neighborhood by l...
- 2 Beds
- 3 Baths
- 2579689 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Set on a quiet cul-de-sac in the heart of Finn Hill, this home offers the space to spread out, and life feels just a little easier here. Natural light fills the main livi...
- 4 Beds
- 3 Baths
- 2578757 MLS
- ACTIVE Status
Listing courtesy of John L Scott Madrona Group.
A truly exceptional Lake Washington offering—this southwest-facing waterfront estate in coveted Holmes Point captures breathtaking views of Lk WA, the Olympics, Mt Rainie...
- 5 Beds
- 5 Baths
- 2574285 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Some homes are updated. This home has been completely reimagined! Tucked into a quiet Finn Hill neighborhood, this beautifully renovated home pairs dramatic vaulted ceili...
- 4 Beds
- 3 Baths
- 2579688 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Central.
Welcome to GreenHaven, an intimate community of six beautifully designed new homes, with only three remaining. Tucked away on a quiet dead-end street in Rose Hill, this s...
- 3 Beds
- 4 Baths
- 2580168 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Recently refreshed and energy-efficient single owner home in sought-after Highlands neighborhood! Move in and enjoy as is or add your own touch. Seasonal peek Lake Washin...
- 4 Beds
- 2 Baths
- 2578948 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
A world of country hush! Yet just minutes away from schools, totem lake village, parks, highways and work centers. The location could not be more idyllic, tucked away dow...
- 2 Beds
- 2 Baths
- 2580021 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to this spacious, move-in ready 2-bedroom, 1.5-bath condo in an exceptional Kirkland location. Situated just blocks from Juanita Beach, waterfront parks, dining, ...
- 2 Beds
- 2 Baths
- 2579633 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Nestled in the coveted Houghton neighborhood of Kirkland, this sophisticated west-facing Townhome offers an exceptional blend of comfort, style and Pacific Northwest char...
- 2 Beds
- 3 Baths
- 2580121 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Rarely does a home of this caliber come to market. Sited on more than 1/2 acre, a stone's throw from Lake Washington and Kiwanis Park. This significant California Craftsm...
- 4 Beds
- 5 Baths
- 2579126 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Light-filled and beautifully UPDATED 4BD/3.25BA Standalone home in a Quiet setting within Kirkland’s desirable The Enclave. Thoughtfully Updated kitchen & baths offer mod...
- 4 Beds
- 4 Baths
- 2577877 MLS
- ACTIVE Status
Listing courtesy of Kelly Right RE of Seattle LLC.
Experience unparalleled luxury living at this meticulously remodeled 4,307 square foot home with stunning lake views and manicured grounds. Nestled in sought-after Holmes...
- 4 Beds
- 5 Baths
- 2573514 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Nestled in the heart of sought-after Bridle Trails, this exceptional Craftsman “cream puff” blends timeless elegance, privacy, sophisticated entertaining, & exceptional m...
- 5 Beds
- 5 Baths
- 2576236 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Welcome to the coveted Holmes Point, where stunning Lake Washington and Olympic Mountain views meet peaceful Pacific Northwest living. Beautifully remodeled and thoughtfu...
- 3 Beds
- 3 Baths
- 2579424 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
With an impressive pedigree (architect Jeffrey Taylor, structural design KPFF Consulting Engineers, builder Ben Casady Custom Homes), this singular home is at once privat...
- 4 Beds
- 3 Baths
- 2578814 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
STUNNING NEW LUXURY REMODEL ~ Nestled on private wooded oasis between Totem Lake & Kingsgate, this 1,680sf open-concept tri-level boasts modern designer finishes with mov...
- 3 Beds
- 2 Baths
- 2579813 MLS
- ACTIVE Status
Listing courtesy of Upgrade Realty.
Move-in ready and beautifully refreshed! This ground-floor corner unit offers 2 bedrooms, 1.75 baths, and extensive updates throughout. ADA compliant with no steps, the h...
- 2 Beds
- 2 Baths
- 2561688 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Northwest.
This charming newer home offers privacy, efficiency, style and comfort at a convenient south Juanita location. Located on a small dead-end street, this home is the most ...
- 3 Beds
- 3 Baths
- 2579359 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
The perfect place to call home, ideally located at the end of a quiet cul-de-sac in the popular Bradford Place neighborhood of Bridle Trails. Handsome & confident Serena ...
- 4 Beds
- 4 Baths
- 2579586 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Nestled in the coveted Houghton neighborhood of Kirkland, this sophisticated west-facing Townhome offers an exceptional blend of comfort, style and Pacific Northwest char...
- 2 Beds
- 3 Baths
- 2576849 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Modern sophistication meets timeless design in this stunning NW contemporary nestled in desirable Holmes Point. Built in 2016 on a 10,245 SF lot, this 5 BR, 3.5 BA, 4,270...
- 5 Beds
- 4 Baths
- 2571401 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Tucked away on a peaceful dead-end street in the coveted Marinwood community, this exceptional Pulte-built corner-lot home embodies refined Pacific Northwest living. Boas...
- 5 Beds
- 4 Baths
- 2578736 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Mid-century character with thoughtful updates, moments from nearly 600 acres of forested parkland at St. Edward, Big Finn Hill, and O.O. Denny Parks, all connected by tra...
- 5 Beds
- 3 Baths
- 2579328 MLS
- ACTIVE Status
Listing courtesy of KW Greater Seattle.
Tucked away in the Desirable Kirkland's Juanita neighborhood, this extensively updated single-story rambler delivers modern luxury and effortless everyday living. *** ...
- 3 Beds
- 2 Baths
- 2579277 MLS
- ACTIVE Status
Listing courtesy of Globenex Realty.
Wonderful 2-bedroom, 2-bath condo in the highly desirable Kirkland Springs community! Soaring ceilings and abundant natural light create an inviting living and dining spa...
- 2 Beds
- 2 Baths
- 2578333 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Danforth.
Welcome home to 8710 112th Ave NE, a beautifully modern home, just blocks from downtown Kirkland with easy access to Bellevue, Redmond, and Seattle. Built in 2016, this h...
- 4 Beds
- 4 Baths
- 2578761 MLS
- ACTIVE Status
Listing courtesy of KW Greater Seattle.
Art meets everyday living in this rare mid century modern home designed by noted architect Myron Lewis. Tucked on a peaceful cul-de-sac, the home showcases timeless mid c...
- 3 Beds
- 3 Baths
- 2578663 MLS
- ACTIVE Status
Listing courtesy of Real Broker LLC.
A COVETED 2-STORY, TOP FLOOR, CORNER UNIT CONDO in an unbeatable location! This sweetheart of a home gives you The Village at Totem Lake Village- a walkable 5 minutes awa...
- 2 Beds
- 2 Baths
- 2573051 MLS
- ACTIVE Status
Listing courtesy of Best Choice Realty LLC.
If you've been waiting to find new construction that would make you fall in love, here it is. Esteemed local builder A+R Homes is proud to present its latest stunner in t...
- 5 Beds
- 6 Baths
- 2578324 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Welcome to ISLA by GreenCity Homes, an exclusive boutique community of four thoughtfully designed modern cottages nestled in the heart of North Rose Hill. Blending contem...
- 3 Beds
- 3 Baths
- 2578622 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Three bedrooms, a spacious balcony, central A/C, and a park-like setting that feels more like your own backyard than a condo community - welcome to Wild Glen! Tucked away...
- 3 Beds
- 2 Baths
- 2577997 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Welcome home to 8710 112th Ave NE, a beautifully modern home, just blocks from downtown Kirkland with easy access to Bellevue, Redmond, and Seattle. Built in 2016, this h...
- 4 Beds
- 4 Baths
- 2578204 MLS
- ACTIVE Status
Listing courtesy of KW Greater Seattle.
Nicely updated and move-in ready home in desirable Finn Hill with large detached garage/shop! The main level features open-concept living with an updated kitchen, quartz ...
- 4 Beds
- 3 Baths
- 2577438 MLS
- ACTIVE Status
Listing courtesy of Redfin.
Welcome to this beautifully remodeled 2-bedroom condo in the heart of Kirkland,where comfort, style, and convenience come together effortlessly. Step into a bright, airy ...
- 2 Beds
- 1 Baths
- 2578316 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Danforth.
Experience an exceptional waterfront lifestyle at Washington Shores 1, situated along Lake Washington Blvd NE in the heart of Kirkland. This 1,100 SQ.FT. beautifully upda...
- 2 Beds
- 2 Baths
- 2575180 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Tucked behind the private gates of Woodland Cove in Juanita, this rare Kirkland offering delivers an unparalleled blend of luxury, privacy, and waterfront lifestyle. Set ...
- 6 Beds
- 7 Baths
- 2577799 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Positioned on a large prominent corner lot in a sought-after Kirkland neighborhood, this recently refreshed home offers an inviting blend of warmth, character, and timele...
- 3 Beds
- 2 Baths
- 2577504 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Eastside.
Welcome to this beautifully designed Detached Single-family home in the sought-after Rosehaven community at Bradford Place by Toll Brothers. The open-concept floor plan w...
- 4 Beds
- 3 Baths
- 2577876 MLS
- ACTIVE Status
Listing courtesy of WeLakeside.
This downtown Kirkland home trades a commute for a walk with Kirkland's Urban's dining & shops just around the corner. Inside, a bright, open layout hosts 3 bedrooms & 3....
- 3 Beds
- 4 Baths
- 2577947 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Live across from Juanita Beach Park, where morning walks, sandy afternoons & sunset strolls are part of everyday life! Have you been dreaming of a home where you can enjo...
- 2 Beds
- 2 Baths
- 2576190 MLS
- ACTIVE Status
Listing courtesy of Think Frink Home Team.
Tucked in Kirkland's sought-after Juanita neighborhood, this beautifully updated 2 bedroom, 1.5 bath townhome welcomes you with abundant natural light and an open, airy a...
- 2 Beds
- 2 Baths
- 2577760 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to this beautifully designed Detached Single-family home in the sought-after Rosehaven community at Bradford Place by Toll Brothers. The open-concept floor plan w...
- 4 Beds
- 3 Baths
- 2568511 MLS
- ACTIVE Status
Listing courtesy of WeLakeside.
Secluded ground-floor end unit in the highly desirable Esplanade community! Ideal as a turn-key investment or future residence with built-in income from day one. This 2-b...
- 2 Beds
- 1 Baths
- 2577635 MLS
- ACTIVE Status
Listing courtesy of WeLakeside.
Welcome to Rose Hill! This charming, well maintained 2-story contemporary home has 4 beds, 2.5 baths,vaulted ceilings, a large fenced yard and cool transitional interiors...
- 4 Beds
- 3 Baths
- 2576338 MLS
- ACTIVE Status
Listing courtesy of Windermere RE Greenwood.
Experience exceptional new construction in Finn Hill, ideally positioned on a north/south-facing homesite within an intimate three-lot short plat. Scheduled for completio...
- 5 Beds
- 4 Baths
- 2576644 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Investment opportunity in one of Kirkland's most sought-after neighborhoods! This home has incredible bones, w/updated HardiePlank siding & paint, upgraded stainless stee...
- 3 Beds
- 3 Baths
- 2569604 MLS
- ACTIVE Status
Listing courtesy of Redfin.
A rare blend of privacy, tranquility, technology and refined everyday living in Kirkland’s desirable Cascade Ridge. Rarely available in this established neighborhood, thi...
- 5 Beds
- 4 Baths
- 2577160 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Ideally located in the highly desirable S. Rose Hill, Grass Lawn Park, and Bridle Trails area, this home offers unmatched convenience just minutes from Microsoft, Google,...
- 3 Beds
- 3 Baths
- 2577353 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Tucked in Kirkland's sought-after Juanita neighborhood, this beautifully updated 2 bedroom, 1.5 bath townhome welcomes you with abundant natural light and an open, airy a...
- 2 Beds
- 2 Baths
- 2577104 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
AN INVESTMENT DREAM COME TRUE! TWO HOMES. ONE PROPERTY. ONE COMPELLING PRICE. SO MANY WAYS TO LIVE. This rare Finn Hill property offers a beautifully refreshed 4-bedroom ...
- 2577124 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Central.
Nestled in the coveted Houghton neighborhood of Kirkland, this beautifully crafted custom home blends timeless design with modern comfort in one of the Eastside’s most de...
- 4 Beds
- 4 Baths
- 2577014 MLS
- ACTIVE Status
Listing courtesy of FIRST AND MAIN.
Welcome to a stunning Kirkland new construction w/an intentional elevated design. Custom finishes & designer choices at every turn providing the highest level of comfort ...
- 5 Beds
- 5 Baths
- 2576230 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
Quiet, convenient and move-in ready. Bright mid-floor home with western views & tasteful updates in an unusually peaceful setting just minutes from Totem Lake amenities. ...
- 1 Beds
- 1 Baths
- 2575706 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Newly remodeled ! Unlock the potential in highly sought after prime Kirkland location! This rambler offers an incredible opportunity- whether you want to continue making ...
- 3 Beds
- 2 Baths
- 2576780 MLS
- ACTIVE Status
Listing courtesy of Emerald Sound Realty.
Location is what this place has, Evergreen hospital less than 5min away, walking distance to mayor stores, gas stations, restaurants and only minutes away from Totem Lake...
- 2 Beds
- 1 Baths
- 2576640 MLS
- ACTIVE Status
Listing courtesy of Kelly Right RE of Seattle LLC.
An extraordinary opportunity to own one of Juanita's premier Lake Washington waterfront estates, where breathtaking panoramic views, unforgettable sunsets, & an unparalle...
- 4 Beds
- 5 Baths
- 2576563 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
AN INVESTMENT DREAM COME TRUE! TWO HOMES. ONE PROPERTY. ONE COMPELLING PRICE. SO MANY WAYS TO LIVE. This rare Finn Hill property offers a beautifully refreshed 4-bedroom ...
- 6 Beds
- 4 Baths
- 2576526 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Central.
Don’t Miss This Excellent Business Opportunity! High-visibility restaurant/café space offering approximately 1,573 SF in a prime location with reasonable rent for the are...
- 2576393 MLS
- ACTIVE Status
Listing courtesy of Realty ONE Group Orca Gold.
Vibrant contemporary living just steps from parks, top-rated LW schools, and shopping! This light-filled open layout features quartz countertops, high-end appliances, de...
- 4 Beds
- 4 Baths
- 2575450 MLS
- ACTIVE Status
Listing courtesy of Redfin.
This beautiful Kirkland condo offers a prime location right next to Juanita Beach Park. Positioned to take full advantage of the PNW landscape, it features a private balc...
- 2 Beds
- 2 Baths
- 2576331 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Nestled in Kirkland’s desirable Holmes Point neighborhood, this west-facing Northwest contemporary offers privacy, natural beauty, and convenience. Surrounded by mature e...
- 5 Beds
- 3 Baths
- 2575975 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Extensively & thoughtfully updated 4 bedroom home in North Juanita, with an oversized, fully-fenced backyard. This Kirkland home in the highly rated Lake Washington Scho...
- 4 Beds
- 3 Baths
- 2568604 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Picture waking up to Lake Washington sparkling right outside your window — that's everyday life in this Downtown Kirkland condo. You're steps from the waterfront, the mar...
- 1 Beds
- 1 Baths
- 2574819 MLS
- ACTIVE Status
Listing courtesy of Realty One Group Bold.
442 4th Ave is a residence with a functional layout and comfortable living spaces throughout. The kitchen features quartz countertops and stainless steel appliances, crea...
- 2 Beds
- 3 Baths
- 2575639 MLS
- ACTIVE Status
Listing courtesy of Opendoor Brokerage, LLC.
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Kirkland, WA Home Loans
Secure the right home loan in Kirkland, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.
AJ Allen
Your Kirkland, WA Mortgage Lender
AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Kirkland, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.
Best Home Loan Rate for Your New Kirkland Home Purchase
Locking the best home loan rate in Kirkland, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.
We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Kirkland home.
Secure the Best Home Loan in Kirkland, WA
Work with Kirkland’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Kirkland real estate market.
Mortgage and Home Financing in Kirkland, WA
Kirkland, Washington blends lakeside living, top-tier schools, and proximity to the Pacific Northwest’s strongest tech and biotech employers—making it one of the most desirable places to buy a home on the Eastside. Whether you’re eyeing a condo near the waterfront, a townhome in Totem Lake, or a single-family home in Houghton or Juanita, choosing the right financing strategy is key. This guide explains mortgage options, first-time homebuyer programs, refinancing strategies, and how to compare mortgage lenders in Kirkland so you can confidently pursue homeownership. Along the way, we’ll naturally reference Kirkland mortgage rates, home loans in Kirkland, and mortgage lenders in Kirkland to help you find information fast without the fluff.
Why finance a home in Kirkland, WA?
Kirkland offers a lifestyle that couples Lake Washington views with walkable neighborhoods and quick connections to Bellevue, Redmond, and Seattle. That desirability supports long-term housing demand and strong fundamentals for homeowners. Financing a home here can help you build equity in a high-opportunity community while taking advantage of competitive lending programs tailored to King County and the greater Seattle area.
- Walkable waterfront districts, boutique shops, and parks—from Marina Park to Juanita Bay—appeal to both first-time buyers and move-up homeowners.
- Easy access to I-405 and SR 520 connects you with the Eastside tech corridor and downtown Seattle in minutes during off-peak hours.
- Employers nearby include Google (Kirkland Urban), Microsoft (Redmond), Amazon, and growing health and life sciences hubs.
- Lake Washington School District and nearby higher education pipelines support long-term demand.
As you explore home loans in Kirkland, you’ll find that loan options and down payment assistance are designed to help buyers compete in a fast-paced market without compromising on terms.
Understanding Kirkland mortgage rates
Kirkland mortgage rates fluctuate with broader economic trends, inflation data, and mortgage-backed securities markets. Your personal rate depends on credit score, down payment, debt-to-income ratio, loan type (conventional, FHA, VA, jumbo), property type (single-family, condo, multi-unit), loan term, points, and lock period. Because King County includes high-cost areas, you’ll see both standard conforming and high-balance conforming pricing tiers alongside jumbos.
Buyers comparing mortgage lenders in Kirkland should ask about:
- Rate locks (30–60–90 days), extension costs, and whether a float-down option is available if rates improve.
- ARM options (such as 5/6, 7/6, and 10/6 SOFR ARMs) versus fixed-rate loans, especially useful for jumbo financing.
- Permanent and temporary buydowns that can lower your initial monthly payments.
Because Kirkland mortgage rates can vary daily, obtain same-day quotes from multiple lenders with identical assumptions (points, lock period, and closing date) for a fair comparison.
Popular home loans in Kirkland
Kirkland’s housing mix spans luxury waterfront estates, downtown condos, and established single-family neighborhoods. Accordingly, mortgage lenders in Kirkland offer a wide range of products to meet varied price points and borrower profiles.
- Conventional conforming: Competitive rates, flexible terms, as low as 3% down for first-time buyers, and options to reduce or eliminate PMI via lender-paid or single-premium structures.
- High-balance conforming: Designed for high-cost counties like King County, providing larger loan amounts at conforming guideline levels.
- Jumbo loans: Tailored to higher-priced homes; may offer interest-only periods, portfolio underwriting for complex income, and specialized ARM programs.
- FHA loans: 3.5% down with flexible credit standards and assumable loans; helpful for first-time buyers and those rebuilding credit.
- VA loans: 0% down for eligible veterans, service members, and surviving spouses; no monthly mortgage insurance and favorable guidelines in high-cost areas with full entitlement.
- Renovation loans: FHA 203(k) and Fannie Mae HomeStyle for updating older homes or expanding living space.
- Doctor/professional loans: Portfolio programs for physicians, dentists, and other professionals offering low or no down payment with no PMI (availability varies by lender).
- USDA loans: Typically not available within Kirkland city limits, but certain outlying areas in the greater Seattle region may qualify.
With the right match between property, price point, and loan program, home loans in Kirkland can be tailored to your timeline and budget.
First-time homebuyer programs in Kirkland and the Seattle area
First-time buyers often worry about down payments; fortunately, Washington State and local resources can help. The Washington State Housing Finance Commission (WSHFC) provides popular programs that many mortgage lenders in Kirkland are approved to offer.
- WSHFC Home Advantage: Pairs a competitive first mortgage with down payment assistance (often in the form of a low-interest or deferred second mortgage). Homebuyer education is typically required.
- House Key Opportunity: Income-based program that may provide below-market interest rates for qualified buyers.
- Down Payment Assistance (DPA): Multiple options that can layer with FHA or conventional loans to reduce upfront cash needs. Terms vary; some are deferred until sale or refinance.
- HomeReady and Home Possible: Conventional programs with 3% down, reduced PMI, and flexible credit guidelines, subject to income and area median income caps.
Some city or county initiatives may also be available periodically in King County—ask your lender and real estate agent to flag programs that fit your profile. Be sure to compare total costs, not just the rate, when evaluating first-time buyer options and DPA. A strong pre-approval and education certificate can make your offer more competitive in busy Kirkland submarkets like Downtown, Houghton, and Juanita.
How to compare mortgage lenders in Kirkland
Working with experienced mortgage lenders in Kirkland can make a significant difference when you’re competing in multiple-offer situations or financing a condo in a building with unique HOA requirements. Compare banks, credit unions, independent mortgage brokers, and direct lenders.
- Pricing: Compare rate, points, and APR on the same day with the same assumptions. Ask about lender credits to reduce closing costs.
- Fees: Review origination, underwriting, processing, and third-party fees (appraisal, title, escrow, recording).
- Execution: Local appraisal panels, turn times, and the ability to pre-underwrite your file can help you close faster.
- Lock policies: Understand lock lengths, extension costs, and float-down options as Kirkland mortgage rates move.
- Communication: Responsiveness, clear fee estimates, and status updates are essential in fast-moving Eastside markets.
Request a written loan estimate for transparency and to make an apples-to-apples comparison. Strong local lender relationships can also help with condo warrantability and HOA questionnaire nuances common to downtown Kirkland and Bellevue towers.
Getting pre-approved for home loans in Kirkland
A robust pre-approval sets your budget and strengthens your offer. In competitive Eastside markets, a fully underwritten pre-approval can rival cash in credibility. Start early so you can lock quickly if you find the right home and Kirkland mortgage rates dip.
- Documents: 30 days of pay stubs, two years of W-2s/1099s, two years of tax returns if self-employed, two months of asset statements, and ID.
- Credit and DTI: Review your credit for accuracy; discuss paying down balances to improve your debt-to-income ratio and qualify for better pricing.
- Funds to close: Prepare for earnest money, down payment, closing costs, and reserves. Source and season large deposits.
- Letters: Ask for a property-specific pre-approval letter aligned with your negotiation strategy.
Your real estate agent and lender can collaborate on offer terms—such as appraisal timelines, appraisal gap strategies, and potential seller credits for rate buydowns—to give you a competitive edge on the Eastside.
Refinancing and tapping equity in Kirkland
Refinancing can be an effective way to manage monthly payments, fund renovations, or eliminate mortgage insurance. Home equity has grown across many Seattle-area neighborhoods; homeowners may have options even if they purchased with a low down payment.
- Rate-and-term refinance: Lower your rate, shorten your term, or switch from an ARM to a fixed-rate loan.
- Cash-out refinance: Access funds for remodels, ADUs, tuition, or debt consolidation. Consider the tax and financial implications with your advisor.
- HELOC or home equity loan: Keep your existing first mortgage rate intact while borrowing against equity for flexible access to funds.
- PMI removal: Reappraise to document equity and remove private mortgage insurance on conventional loans when eligible.
Always calculate break-even timelines by dividing total costs by monthly savings. If you expect to move within a short period, a no-cost or low-cost option—or a HELOC—might be more appropriate.
Jumbo loans and high-balance strategies in Kirkland
Given Kirkland’s price points, many buyers explore high-balance conforming or jumbo financing. Jumbo programs can accommodate complex income and assets, which is particularly useful for tech professionals with RSUs, self-employed business owners with K-1 income, and buyers with concentrated stock holdings.
- Split-loan structures (e.g., 80-10-10) can keep your first mortgage at conforming limits and reduce or eliminate PMI.
- ARM choices (7/6 or 10/6) often price attractively in jumbo tiers, with caps designed for rate risk control.
- Portfolio underwriting may allow interest-only features, asset depletion, or alternative documentation.
For condos, ensure the project meets warrantability standards; some jumbo lenders offer more flexible reviews for strong buildings in downtown Kirkland, Bellevue, and South Lake Union.
FHA and VA loans in Kirkland
FHA loans help buyers overcome credit challenges with low down payments and more flexible debt ratios. They include upfront and monthly mortgage insurance and minimum property standards. Ask about FHA condo approvals if you’re buying in a building—your lender can help check the project’s eligibility or pursue spot approvals.
VA loans offer zero down, no monthly mortgage insurance, and powerful high-cost county benefits for eligible borrowers with full entitlement. VA appraisals have unique processes (including Tidewater) and residual income requirements, but experienced mortgage lenders in Kirkland can navigate these efficiently. Many VA buyers also pair seller credits with temporary buydowns to lower initial payments.
Condominiums and townhomes in downtown Kirkland
Condos near the waterfront, Kirkland Urban, and Totem Lake offer lock-and-leave living with quick access to dining, shopping, and the Cross Kirkland Corridor. Financing condos involves additional layers of review beyond your personal income and credit.
- Warrantability: Lenders review HOA budgets, reserves, insurance, litigation, and owner-occupancy ratios.
- HOA dues: Count toward your debt-to-income ratio and can affect affordability.
- New construction and presales: Builder timelines and HOA formation can influence loan products and rate locks.
- Non-warrantable options: Portfolio lenders may finance communities that don’t meet agency guidelines, often at higher rates.
Ask your lender to pre-screen the HOA before you waive contingencies, especially in competitive offers.
Interest rate buydowns and closing cost strategies
In markets like Kirkland, where pricing and competition vary by neighborhood and season, strategic use of points and credits can make a notable difference in your monthly payment.
- Permanent buydowns: Pay points at closing to reduce the rate for the life of the loan; assess the break-even period.
- Temporary buydowns: 2-1 or 1-0 buydowns funded by sellers/builders can lower payments in the first years of ownership.
- Lender credits: Accept a slightly higher rate to offset closing costs if your stay is shorter.
- Seller credits: Negotiate credits in lieu of price reductions to target rate buydowns or closing costs.
Because Kirkland mortgage rates can shift during your home search, discuss lock timing and contingency planning with your lender, especially on new construction in Totem Lake or Juanita where timelines can change.
Costs and timelines in Washington State
Plan for down payment, closing costs, prepaid interest, and initial escrow deposits for taxes and insurance. Washington is an escrow state; you’ll typically sign loan documents at a neutral escrow office. Most purchases close in roughly 25–35 days, though fully underwritten buyers can move faster. Title insurance, appraisal, lender fees, and recording costs are common line items; seller-paid credits and lender credits can offset some of these expenses.
Ask for a preliminary closing disclosure early, review fees carefully, and compare loan estimates from several mortgage lenders in Kirkland on the same day to account for market moves.
Local market context: Kirkland, Bellevue, Redmond, and greater Seattle
Inventory across the Eastside can tighten seasonally, particularly near major employment centers and waterfront corridors. New amenity-rich developments around Kirkland Urban and Totem Lake Village attract buyers seeking low-maintenance living, while single-family neighborhoods see steady demand for proximity to parks, schools, and Lake Washington. Light rail expansion, regional transit upgrades, and employer growth in Bellevue and Redmond all influence housing dynamics—and underscore the value of getting pre-approved early and tracking home loans in Kirkland as rates change.
Checklist to get started
- Review credit and address inaccuracies before pre-approval.
- Define your target monthly payment and total cash to close.
- Gather income, asset, and identity documents.
- Interview 3–5 mortgage lenders in Kirkland for quotes and service fit.
- Select a lender for pre-underwriting to strengthen your offer.
- Coordinate with your agent on offer terms, appraisal strategy, and timing.
- Monitor Kirkland mortgage rates and lock when your home is under contract.
This simple preparation can save time, reduce stress, and position you competitively in multiple-offer scenarios across the Eastside.
FAQ: Home loans in Kirkland
- Can I buy with a low down payment? Yes. Many first-time buyers use 3% down conventional loans, 3.5% down FHA, or 0% down VA (for eligible borrowers). Some pair these with state DPA programs.
- How many quotes should I get? Most experts recommend 3–5 same-day quotes using identical assumptions for an apples-to-apples view of pricing.
- Are adjustable-rate mortgages common? Yes, especially in jumbo tiers, where 7/6 or 10/6 ARMs can price attractively with reasonable caps.
- When does PMI drop? On conventional loans, PMI can be cancelled when you reach sufficient equity and meet investor guidelines; FHA MIP rules differ based on loan factors.
- What about investment properties? Expect higher down payments and rates; some non-QM lenders offer DSCR loans based on property cash flow.
Always consult with your lender and qualified tax or financial professionals about how different loan structures and deductions may affect your situation.
Your next step
If you’re ready to explore home loans in Kirkland, start with a strong pre-approval and a side-by-side comparison from several mortgage lenders in Kirkland. Ask about today’s Kirkland mortgage rates, confirm total costs and lock policies, and choose a lending partner who understands the nuances of Eastside neighborhoods, condo warrantability, and jumbo financing. With the right guidance, you can secure competitive terms and enjoy everything Kirkland—and the greater Seattle area—has to offer.
Finance Homes for Sale in Kirkland, WA
Kirkland, WA Real Estate Market
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Discover the best places to live in the greater Seattle area—from vibrant city neighborhoods to Eastside tech hubs, quiet Snoqualmie Valley towns, and scenic waterfront communities. Explore each region to find the perfect fit for your Washington lifestyle and real estate goals.