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Turnkey coffee shop business opportunity in Seattle's Roosevelt neighborhood, near the Roosevelt light rail station. Approximately 1,600 sq ft in an airy space with indus...
- 2602198 MLS
- ACTIVE Status
Listing Broker: Whisper Real Estate; Alia Kiyani; 425-208-1341; alia.kiyani@gmail.com
Magnolia Village 2 bedroom, light-filled condominium at the Bellagio! Private SE corner unit lives like a single family home. Expansive living room with gas fireplace & l...
- 2 Beds
- 2 Baths
- 2601247 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Tara Heimans; 206-851-9627; tara.heimans@cbrealty.com
Fully renovated 2-bedroom, 1-bath home in the Laurelhurst Condominiums, upgraded top to bottom. Open-concept living and dining, warm hardwood-style flooring, an expanded ...
- 2 Beds
- 1 Baths
- 2568366 MLS
- ACTIVE Status
Listing Broker: Skyline Properties, Inc.; Takami Barton; 425-233-5141; takamibarton@gmail.com
Charming, light-filled mid-century home in the heart of Crown Hill. This thoughtfully laid-out home makes great use of its 860 square feet, with comfortable living spaces...
- 2 Beds
- 1 Baths
- 2602184 MLS
- ACTIVE Status
Listing Broker: A Home in Seattle; Alexander Keyes; 360-441-9234; alexanderkeyes@ahomeinseattle.com
Beautifully remodeled 4-bedroom, 2.5-bathroom home offering a great floor plan with effortless main-level living. Three spacious bedrooms are situated together on the fir...
- 4 Beds
- 3 Baths
- 2602183 MLS
- ACTIVE Status
Listing Broker: Windermere RE Greenwood; Steve Laevastu; 206-226-5300; sold@windermere.com
Welcome to Aravita, a beautifully updated condo in the heart of Magnolia offering comfort, convenience, and exceptional value. This one-bedroom residence features hardwoo...
- 1 Beds
- 1 Baths
- 2601860 MLS
- ACTIVE Status
Listing Broker: eXp Realty; Stacie Haworth; 425-750-9002; stacie@haworthconsulting.com
$40K buyer bonus through November! Welcome to Cherry Hill Townhomes! Nestled on a tree-lined street, these brand new, chic, modern homes offer the best of city living. En...
- 3 Beds
- 3 Baths
- 2600966 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; John Cowan; 206-522-9600; hdteam@windermere.com
Mid-century modern architecture meets stunning contemporary design in this fully remodeled, permitted 6-bedroom, 4-bathroom home! Sleek, sophisticated, and effortlessly s...
- 6 Beds
- 4 Baths
- 2600909 MLS
- ACTIVE Status
Listing Broker: Skyline Properties, Inc.; Haley Dawn Archuleta; 801-560-2875; haley@skylineproperties.com
Welcome home to your own leafy retreat in the heart of Greenwood! Step inside to a fresh, inviting home where city living feels surprisingly peaceful. Brand-new carpet an...
- 1 Beds
- 1 Baths
- 2602144 MLS
- ACTIVE Status
Listing Broker: Keller Williams Seattle Metro; Amy Breach; 206-939-7929; Amy@thehillteam.com
Sophisticated contemporary charm in this bright & super spacious 3 bed 3.25 bath home off 16th Ave S. Down the street from McPherson's market, over 1500 sqft this TH feel...
- 3 Beds
- 4 Baths
- 2602128 MLS
- ACTIVE Status
Listing Broker: VerraTerra; Lindsey Montoya; 206-919-8480; lindsey@verraterra.com
First Light, designed by architect James KM Cheng and glass artist John Hogan is Westbank’s latest residential tower in Downtown Seattle. This Corner 2 Bedroom Home offer...
- 2 Beds
- 2 Baths
- 2601833 MLS
- ACTIVE Status
Listing Broker: COMPASS; Doug Sonnenberg; 801-824-2845; dougsonnenberg@compass.com
Stunning new construction in the heart of West Seattle, thoughtfully designed to elevate everyday living. This 2-story stand alone home blends refined style with exceptio...
- 3 Beds
- 2 Baths
- 2602119 MLS
- ACTIVE Status
Listing Broker: Keller Williams Seattle Metro; Jodi M. Hill; 206-412-6118; jodi@jodihill.com
Perched on the 36th floor of Seattle’s iconic Insignia Tower, this coveted corner residence offers elevated urban living with 2 bedrooms, 1.75 baths, and walls of glass f...
- 2 Beds
- 2 Baths
- 2602115 MLS
- ACTIVE Status
Listing Broker: MY International Real Estate; Mei Young; 206-696-9113; mei@myirealestate.com
Welcome to the Salmon Creek Townhomes presented by Blue Fern Homes. Featuring twelve sleek new construction townhomes nestled on a quiet street in the growing South West ...
- 2 Beds
- 3 Baths
- 2602117 MLS
- ACTIVE Status
Listing Broker: Teambuilder KW; Ashley Moore; 253-951-3502; AshleyMoore@Teambuilderkw.com
Recent zoning changes have been streamlined and developing this property is easier than ever before. Do you build a spacious single family home with a garage and rental i...
- 2 Beds
- 1 Baths
- 2602095 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Tara A Cummins; 206-779-8272; tara.seattle@gmail.com
Seller offering $15,000 credit with full price offer that you can use towards your closing costs, an interest rate buy down, or home improvements! Welcome to Whittier...
- 3 Beds
- 2 Baths
- 2601368 MLS
- ACTIVE Status
Listing Broker: Windermere RE Greenwood; Stephani Nelson; 206-250-0914; stephaninelson@windermere.com
Wake up to panoramic Lake Union views from Queen Anne’s coveted eastern slope, where waterfront living meets Seattle lifestyle. Only minutes from South Lake Union’s tech ...
- 2 Beds
- 2 Baths
- 2584072 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Neema Desai; 425-800-0310; neema.desai@rsir.com
Welcome to Toscano, a boutique enclave on Queen Anne’s coveted south slope. This refined 3-bedroom, 1.75-bath residence offers 1,977 sq ft of thoughtfully designed living...
- 3 Beds
- 2 Baths
- 2594313 MLS
- FIRST LOOK Status
Listing Broker: Windermere RE/Capitol Hill,Inc; Alessandro Albi; 206-326-8285; aalbi@windermere.com
Space, character, and a location that’s hard to beat. Built in 2005 and lovingly maintained, this 1,769 sq ft townhome offers generous living space, quality construction,...
- 3 Beds
- 3 Baths
- 2592125 MLS
- FIRST LOOK Status
Listing Broker: Windermere RE/Capitol Hill,Inc; Alessandro Albi; 206-326-8285; aalbi@windermere.com
Conveniently located on a flat, 5,040 SF NR3-zoned parcel in Crown Hill, this property offers a compelling opportunity for builders and investors in one of North Seattle’...
- 3 Beds
- 2 Baths
- 2594031 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Midtown; Emily Wang; 206-227-9264; emily.wang@windermere.com
This thoughtfully updated one-bedroom condo is located in the heart of Eastlake. Fresh paint, an updated bathroom, and a kitchen with stainless steel appliances, quartz c...
- 1 Beds
- 1 Baths
- 2601663 MLS
- ACTIVE Status
Listing Broker: COMPASS; Emily Shepodd; 206-617-4010; emily.shepodd@compass.com
Welcome to The Cove at 87th, a collection of thoughtfully designed homes in Seattle’s sought-after North Beach neighborhood. This standalone, two-story residence offers 2...
- 2 Beds
- 3 Baths
- 2601784 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Free standing single tenant commercial building, now available for lease in Hillman City on MLK Jr., Way, South. Located directly adjacent to light rail. Excellent locat...
- 2601369 MLS
- ACTIVE Status
Listing Broker: Realty ONE Group Orca Gold; Marguerite Marrs; 425-205-1991; mhkmarrs@gmail.com
Beauty & Brains on QA. Built in 1924 & upgraded from the inside out, this gorgeous Dutch Colonial delivers spectacular views of downtown, Lake Union, and the Cascades. Th...
- 5 Beds
- 4 Baths
- 2600582 MLS
- FIRST LOOK Status
Listing Broker: Windermere Real Estate Midtown; Theresa Truex; 206-972-7768; ttruex@windermere.com
Thoughtfully designed with quality finishes and natural wood details throughout, this home offers a comfortable and functional layout. A private entry and covered front p...
- 4 Beds
- 3 Baths
- 2602008 MLS
- ACTIVE Status
Listing Broker: MY REALTY GROUP LLC; Yang Song; 206-859-0810; yangsong@myrealtynw.com
{THIS LOCATION IS EVERYTHING!} Tucked into one of Seattle's most sought-after neighborhoods, this classic Fremont Craftsman is full of character and ready for its next ch...
- 2 Beds
- 2 Baths
- 2601349 MLS
- FIRST LOOK Status
Listing Broker: RE/MAX Elite; Nikki Ramsey; 425-577-8241; nikki@L47Homes.com
Tucked away on a private lane in West Seattle’s vibrant High Point neighborhood, this Craftsman-style home offers the perfect blend of comfort, space, and community. Buil...
- 4 Beds
- 4 Baths
- 2601948 MLS
- FIRST LOOK Status
Listing Broker: COMPASS; Tyler Davis Jones; 206-707-1701; tylerdavisjones@compass.com
Tranquility in the heart of Capitol Hill? Yes, it’s rare! AND it checks all the boxes: secured building with a lovely courtyard, secured covered parking with one designa...
- 1 Baths
- 2600497 MLS
- ACTIVE Status
Listing Broker: Pacific Edge Properties; Rowena Toguchi; 206-650-3633; rowenawong1017@gmail.com
New price AND Seller offering up to $5,000 towards buyers closing costs/interest rate buy down. Welcome to this two-bedroom, one bath condo nestled in a boutique nine-uni...
- 2 Beds
- 1 Baths
- 2601130 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Paula Knopf; 206-499-7733; pknopf@windermere.com
Attention investors, builders, and savvy homebuyers! Don't miss this rare opportunity to unlock the potential of this corner-lot property in Seattle's desirable North Bea...
- 3 Beds
- 1 Baths
- 2600666 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc; Moose Math; 206-227-2700; moose@moosegrouphomes.com
Welcome to West Seattle! Located on 25th Ave SW, a quiet neighborhood street just steps from Delridge Community Center and its surrounding park and green spaces, this mod...
- 2 Beds
- 2 Baths
- 2589332 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; James Campbell; 206-778-2424; james.campbell@cbrealty.com
Positioned on a premier corner within Harbor 26, this expansive 3 bed, 3 bath home offers 1,686 sqft of elevated living with a layout that balances space, light, and func...
- 3 Beds
- 3 Baths
- 2601693 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Located within the gated Harbor 26 community in the heart of Eastlake, this spacious 4-bedroom, 3.5-bath home offers 2,319 sqft of thoughtfully designed living designed f...
- 4 Beds
- 4 Baths
- 2601695 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Located within the gated Harbor 26 community in the heart of Eastlake, this spacious 3-bed, 3.5-bath home offers 2,091 sqft of thoughtfully designed living that balances ...
- 3 Beds
- 4 Baths
- 2601697 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Potential to rehab a 740 sf house or build a new home (approved plans and permit ready: 2 story, 3,119 SF Primary Residence & 753 SF AADU, 2-car garage) on an adorable 6,...
- 2601940 MLS
- ACTIVE Status
Listing Broker: North Pacific Properties; Kent Shea; 206-953-9533; kent@northpacificproperties.com
Sophisticated, modern, and filled with natural light, this CORNER UNIT townhome offers the perfect blend of comfort, convenience, and contemporary design. Enjoy two incre...
- 2 Beds
- 2 Baths
- 2601892 MLS
- ACTIVE Status
Listing Broker: Skyline Properties, Inc.; Jamie Lin; 206-495-7395; jamie@jamielinre.com
You can own your own charming Ravenna bungalow with a spacious yard and the Seller offering buyer’s choice: 2-1 interest rate buydown OR up to $10,000 credit toward closi...
- 2 Beds
- 1 Baths
- 2601777 MLS
- ACTIVE Status
Listing Broker: Bentley Properties; George Moorhead; 425-747-1901; georgem@bentleyproperties.com
NO HOA DUES! Experience the best of Ballard living in this stunning modern townhome where inside your home you experience style and privacy, while just outside your door ...
- 2 Beds
- 2 Baths
- 2601911 MLS
- ACTIVE Status
Listing Broker: KW Greater Seattle; Sharon O'Mahony; 206-465-8169; sharon@omahonyhomes.com
Ask about the preferred lender's 1% credit! Discover the Vera Collection, an exceptional new community by MRN Homes, a premier local builder known for thoughtfully design...
- 2 Beds
- 2 Baths
- 2601643 MLS
- ACTIVE Status
Listing Broker: Real Property Associates; Grecia Thomas; 425-583-6101; gthomas@rpare.com
Light-Filled Modern Living by Roosevelt Builders. Welcome to the new stand-alone two-story home you’ve been waiting for, complete with a spacious, fully fenced yard. Craf...
- 3 Beds
- 4 Baths
- 2601353 MLS
- ACTIVE Status
Listing Broker: RE/MAX Northwest; Michael Peters; 206-522-5500; mpeters@sellingseattle.com
Discover the perfect blend of vintage charm and modern updates in this delightful mid-century brick Cape Cod in popular Cedar Park. Set on a generous, level lot along a q...
- 3 Beds
- 2 Baths
- 2601355 MLS
- ACTIVE Status
Listing Broker: RE/MAX Northwest; Michael Peters; 206-522-5500; mpeters@sellingseattle.com
More home than you thought your budget could buy: three private bedroom suites, a rooftop deck with Mt. Rainier views, a garage and no HOA. Built in 2017, this detached 4...
- 3 Beds
- 4 Baths
- 2601775 MLS
- ACTIVE Status
Listing Broker: Keller Williams North Seattle; Dina Mathews; 206-222-6708; dina@bktnorthwest.com
Awarded "2025 Development of the Year"! Welcome home to modern high-rise living in Seattle’s historic First Hill neighborhood surrounded by tree-lined streets, pocket par...
- 1 Beds
- 1 Baths
- 2601882 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Rachel Buchanan; 425-380-9690; rachel.buchanan@rsir.com
Awarded "2025 Development of the Year"! Welcome home to modern high-rise living in Seattle’s historic First Hill neighborhood surrounded by tree-lined streets, pocket par...
- 1 Baths
- 2601870 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Rachel Buchanan; 425-380-9690; rachel.buchanan@rsir.com
1902 Victorian in the Center of the Universe ~ Just about anything you could desire is within about a block of this turn-of-the-century residence in the heart of Seattle'...
- 4 Beds
- 2 Baths
- 2601868 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Midtown; Heidi R. Ward; 206-419-4285; heidi@heidiwardre.com
Fresh design meets laid-back Ballard living in this stylish new construction! Bright, open, & thoughtfully designed, the main level brings together a sleek kitchen, invit...
- 4 Beds
- 3 Baths
- 2601416 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Modern design meets effortless Ballard living in this stunning new construction by Blackwood Homes! Thoughtfully designed w/ elevated finishes & a fresh Northwest aesthet...
- 3 Beds
- 3 Baths
- 2601412 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Stunning brand new construction stand-alone home with striking modern design and impressive views from multiple levels, thoughtfully built by Coombes Development in the h...
- 3 Beds
- 3 Baths
- 2600767 MLS
- ACTIVE Status
Listing Broker: Berkshire Hathaway HS NW; Jacob Menashe; 206-938-6864; jacobmenashe@BHHSNWRealEstate.com
A rare West Seattle contemporary offering sweeping views and a versatile layout designed for easy living. The main level showcases an open-concept great room with living,...
- 2 Beds
- 2 Baths
- 2600343 MLS
- ACTIVE Status
Listing Broker: Windermere R E Mount Baker; Heather O'Malley; 206-459-2256; homalley@windermere.com
Tucked into the heart of Magnolia, this charming 2-bedroom home is one that you can't miss! Enjoy an updated open concept main level. The lower level offers flexibility w...
- 2 Beds
- 2 Baths
- 2601528 MLS
- ACTIVE Status
Listing Broker: Windermere RE North, Inc.; Barbara Clark; 425-218-2754; bclark@windermere.com
Perched on the 11th floor in the heart of Belltown, this light-filled corner-style home pairs gorgeous water views with the best of urban living. Floor-to-ceiling windows...
- 1 Beds
- 1 Baths
- 2601674 MLS
- ACTIVE Status
Listing Broker: Every Door Real Estate; Ben Hackett; 206-681-0706; benh@everydoorrealestate.com
Enjoy breathtaking western views of the Olympic Mountains and unforgettable sunset skies from this beautifully remodeled 1-bedroom, 1-bath condominium. Bathed in natural ...
- 1 Beds
- 1 Baths
- 2600533 MLS
- ACTIVE Status
Listing Broker: Windermere R E Mount Baker; Steven R. Sterling; 206-719-4429; stevensterling@windermere.com
Fresh design meets laid-back Ballard living in this stylish new construction by Blackwood Homes! Bright, open, & thoughtfully designed, the main level brings together a s...
- 3 Beds
- 2 Baths
- 2601418 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Perfectly positioned just one block from Magnolia Village, this exceptional new build by Build Sound blends thoughtful design with effortless everyday living. Set on a le...
- 4 Beds
- 4 Baths
- 2601511 MLS
- ACTIVE Status
Listing Broker: Windermere RE Magnolia; Portia Gray; 206-818-7195; portia@windermere.com
Tucked into the heart of Magnolia, this charming 2-bedroom home is one that you can't miss! Enjoy an updated open concept main level. The lower level offers flexibility w...
- 2 Beds
- 2 Baths
- 2601526 MLS
- ACTIVE Status
Listing Broker: Windermere RE North, Inc.; Barbara Clark; 425-218-2754; bclark@windermere.com
Refined, spacious and effortlessly sophisticated living at iconic Escala! Coveted northwest exposure bathes this beautifully appointed 952 SF residence in gorgeous wester...
- 1 Beds
- 2 Baths
- 2593507 MLS
- ACTIVE Status
Listing Broker: FIRST AND MAIN; Ryan Raffetto; 206-261-1206; ryan@raffettorealestate.com
Space, versatility, and a sought-after Queen Anne setting come together in this home near the conveniences of Queen Anne and Fremont. Perched above the street, a covered ...
- 5 Beds
- 3 Baths
- 2601810 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc.; Teo Okamura; 206-578-1744; teookamura@gmail.com
Once you’ve lived on the water, you know what to look for: south-facing exposure with beautiful all-day light. Flat, usable land. Low-bank waterfront with an expansive la...
- 5 Beds
- 6 Baths
- 2601799 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Michelle Farber; 206-747-7429; michellefarber@windermere.com
LAST HOME! Right in Westlake, where everything feels close but never crowded, this home puts you minutes from Lake Union, SLU, and the café-lined edges of Queen Anne. You...
- 3 Beds
- 3 Baths
- 2601701 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
There’s living in Seattle, and then there’s living in the middle of it all. This new construction collection by Garton Developments puts you right in the heart of Capitol...
- 2 Beds
- 3 Baths
- 2601700 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Modern, bright and refreshingly easy to live in. This brand-new detached home by Garton Developments brings thoughtful design to a quiet, tree-lined pocket of Licton Spri...
- 2 Beds
- 2 Baths
- 2601698 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Abundant light and historic character await in this beautifully restored 1909 Roosevelt Craftsman. Greet neighbors from the charming front porch swing, then step inside t...
- 4 Beds
- 2 Baths
- 2601761 MLS
- ACTIVE Status
Listing Broker: John L. Scott Mill Creek; Jeff Sievers; 206-391-1200; jeff@jeffsievers.com
This incredible 3-story home features a chef-ready kitchen w/ black stainless steel KitchenAid appliances, quartz counters, 42” kitchen cabinets, & an oversized island. A...
- 4 Beds
- 4 Baths
- 2601758 MLS
- ACTIVE Status
Listing Broker: LGI Realty; Zachary Penrod; 206-818-0807; zachary.penrod@lgihomes.com
THIS IS THE ONE YOUR CLIENTS WILL REMEMBER. The 3,007 sq. ft. Cameo delivers the kind of space, design and wow-factor that immediately separates it from the ordinary. Ste...
- 4 Beds
- 4 Baths
- 2601762 MLS
- ACTIVE Status
Listing Broker: LGI Realty; Zachary Penrod; 206-818-0807; zachary.penrod@lgihomes.com
Stunning Corner Lot with Majestic Mount Rainier Views! Welcome to the highly sought-after Cameo floor plan, meticulously designed for seamless entertaining and luxury liv...
- 4 Beds
- 4 Baths
- 2601766 MLS
- ACTIVE Status
Listing Broker: LGI Realty; Zachary Penrod; 206-818-0807; zachary.penrod@lgihomes.com
Best priced new home in Seattle! This is what you have been looking for in a superior quality built home by MP Services Inc., Fresh modern design & finishes with spacious...
- 4 Beds
- 5 Baths
- 2600001 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Barrick Benson; 206-650-4564; barrickbenson@hotmail.com
Behind the gates of this Denny Blaine estate this French Provincial & Spanish architecture create a European setting that feels worlds apart from the city. Preserved orig...
- 4 Beds
- 5 Baths
- 2600796 MLS
- ACTIVE Status
Listing Broker: COMPASS; Bob Bennion; 206-650-0458; bob.bennion@compass.com
Discover an inviting urban retreat in the desirable Carkeek Park Condominiums, a charming boutique community nestled in a peaceful, garden-like setting. This thoughtfully...
- 1 Baths
- 2601105 MLS
- ACTIVE Status
Listing Broker: Pointe3 Real Estate; Brenden DuBois; 206-940-8230; brenden@pointe3.com
Discover more space, comfort, and flexibility than you thought possible in Seattle! Tucked into a quiet residential setting near vibrant Columbia City, this spacious 3-be...
- 3 Beds
- 4 Baths
- 2601423 MLS
- ACTIVE Status
Listing Broker: COMPASS; Anne Marie Peterson; 206-779-2174; annemarie.peterson@compass.com
Experience a touch of European charm in the heart of Lower Queen Anne, one of Seattle’s most vibrant neighborhoods! Queen’s Court is an architectural gem, showcasing time...
- 1 Beds
- 1 Baths
- 2595960 MLS
- ACTIVE Status
Listing Broker: Redfin; Francis Quedado; 425-221-1284; francis.quedado@redfin.com
Top-floor lakefront living with spectacular Mount Rainier views from both the condo and its private deck. This fourth-floor end unit at Leschi Shores looks across Lake W...
- 1 Beds
- 1 Baths
- 2601433 MLS
- ACTIVE Status
Listing Broker: COMPASS; Jeff J. Reynolds; 206-794-1118; jeff.reynolds@compass.com
Who says you can't have a backyard when you live in a condo? Tucked inside an intimate, secure 6 unit building, this home is the only unit with direct access to the fully...
- 2 Beds
- 1 Baths
- 2601630 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc.; Estelle Erhardt; 425-221-8805; estelleerhardt@johnlscott.com
Welcome home to this charming, extensively remodeled 2-bedroom, 2-bath home tucked away on a quiet street in the White Center/Top Hat neighborhood. Thoughtfully updated t...
- 2 Beds
- 2 Baths
- 2601285 MLS
- ACTIVE Status
Listing Broker: Windermere RE Greenwood; Leslie Fox; 206-527-5250; lfox@windermere.com
Charming one level craftsman sitting on a large & flat 6,600-square-foot lot in Boulevard Park is ready for your vision. fixer opportunity for the buyer who knows how to ...
- 3 Beds
- 2 Baths
- 2601716 MLS
- ACTIVE Status
Listing Broker: RexMont Real Estate; Adriano Tori; 425-420-5256; adriano@rexmont.com
Sophisticated Northwest Contemporary style meets comfortable living in Seattle’s desirable Cedar Park neighborhood. Set among neighboring view homes, this property enjoys...
- 4 Beds
- 4 Baths
- 2596694 MLS
- ACTIVE Status
Listing Broker: Lake & Company; Karen Sorensen; 206-579-1003; karenls@lakere.com
One of five single-family homes centrally located to Magnolia schools and Magnolia Village on 30th Ave W. This 2,467-square-foot residence by Mirra Homes pairs generous s...
- 5 Beds
- 5 Baths
- 2601565 MLS
- ACTIVE Status
Listing Broker: COMPASS; Michael Green; 917-873-3497; michael@michaelgreenandco.com
Put on your WALKING shoes—this home has a WALK SCORE OF 96! And you might as well leave your car parked in the garage, because you'll never need it! WALK outside onto Que...
- 2 Beds
- 2 Baths
- 2598325 MLS
- ACTIVE Status
Listing Broker: COMPASS; Judy Delen; 206-850-0186; judy.delen@compass.com
Take in the Seattle skyline from your own private rooftop retreat, where sweeping city, Puget Sound, and mountain views create an unforgettable backdrop for everyday livi...
- 3 Beds
- 2 Baths
- 2600846 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate/East; Hao N. Dang; 206-601-1548; haodang@windermere.com
1902 Victorian in the Center of the Universe ~ Just about anything you could desire is within about a block of this turn-of-the-century residence in the heart of Seattle'...
- 2601481 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Midtown; Heidi R. Ward; 206-419-4285; heidi@heidiwardre.com
Distinctive location at the top of Magnolia! This special enclave of 4 newly constructed homes is a head-turner. Built to be different, each unit is thoughtfully designe...
- 3 Beds
- 3 Baths
- 2601478 MLS
- ACTIVE Status
Listing Broker: Keller Williams Seattle Metro; Kristen Meyer; 206-769-2537; kristen@sweetliving.com
Tucked along a quiet street in Seattle’s Sunset Hill neighborhood, this well-cared-for 1945 Cape Cod offers 3 bedrooms, 1.75 baths, and a flexible two-level layout. Natur...
- 3 Beds
- 2 Baths
- 2601687 MLS
- ACTIVE Status
Listing Broker: Keller Williams Greater 360; Scott Leaver; 253-226-6208; scottleaver@kw.com
Tucked along a quiet street in Seattle’s Sunset Hill neighborhood, this 1945 Cape Cod pairs classic character with the chance to make it your own. The 3-bedroom, 1.75-bat...
- 4 Beds
- 2 Baths
- 2601690 MLS
- ACTIVE Status
Listing Broker: Keller Williams Greater 360; Scott Leaver; 253-226-6208; scottleaver@kw.com
Best priced new home in Seattle! This is what you have been looking for in a superior quality built home by MP Services Inc. Fresh modern design & finishes with spacious ...
- 3 Beds
- 3 Baths
- 2600083 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Barrick Benson; 206-650-4564; barrickbenson@hotmail.com
Discover the perfect blend of flexibility, location, & future appreciation in Seattle's desirable Bryant neighborhood. Ideally positioned moments from University Village ...
- 3 Beds
- 1 Baths
- 2599200 MLS
- ACTIVE Status
Listing Broker: Reddy Real Estate Team; Tom Reddy; 206-604-1711; tom@reddyrealestateteam.com
Welcome to this light-filled & spacious 2 bed & 1.75 bath ground-floor condo, perfectly located just minutes from downtown Seattle & SeaTac Airport! This inviting unit fe...
- 2 Beds
- 2 Baths
- 2601384 MLS
- ACTIVE Status
Listing Broker: Keller Williams Realty; Johanna Bourgette; 360-791-0880; johannachristine@kw.com
Introducing The Ashworth Collection by Brikat Homes, an exclusive boutique collection of just three thoughtfully designed new residences in the heart of Wallingford.The c...
- 3 Beds
- 3 Baths
- 2586360 MLS
- ACTIVE Status
Listing Broker: Lake & Company; Melissa McMurray; 206-949-6944; mcmurray20@yahoo.com
Ask about the preferred lender's 1% credit! Welcome to Vela by MRN Homes, an exceptional new construction residence offering elevated Ballard living with a thoughtful ble...
- 2 Beds
- 2 Baths
- 2601619 MLS
- ACTIVE Status
Listing Broker: Real Property Associates; Grecia Thomas; 425-583-6101; gthomas@rpare.com
Welcome to modern urban living at its finest. Defined by an enviable Walk Score & unmatched everyday convenience, this freestanding home delivers the perfect balance of t...
- 3 Beds
- 3 Baths
- 2601386 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc; Nick Gerisilo; 206-372-0218; info@HappyHomeTeam.com
This charming craftsman offers a unique opportunity just steps from the recreation and waters of Green Lake. Move-in ready with recently remodeled kitchen and bath, the h...
- 2 Beds
- 1 Baths
- 2600651 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate GH LLC; Luke Brown; 206-900-6483; lukebrown@windermere.com
Chic townhouse in the heart of Seattle. This 3 bdrm/3bath home features upgraded natural bamboo flooring, marble tile and upgraded finishes throughout. Open kitchen wit...
- 3 Beds
- 3 Baths
- 2601601 MLS
- ACTIVE Status
Listing Broker: South Lake Associates Inc.; Susan E. Shin; 206-488-3188; suzyshin@gmail.com
Investor and builder opportunity in Seattle’s South Park neighborhood! Zoned LR2(M), this property offers potential for townhouse or lowrise multifamily redevelopment. Ki...
- 1 Beds
- 1 Baths
- 2601632 MLS
- ACTIVE Status
Listing Broker: RE/MAX Premier Group; Israel Jimenez; 360-269-2083; israel.jimenez@remax.net
Awarded "2025 Development of the Year"! Welcome home to modern high-rise living in Seattle’s historic First Hill neighborhood surrounded by tree-lined streets, pocket par...
- 1 Baths
- 2601306 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Rachel Buchanan; 425-380-9690; rachel.buchanan@rsir.com
Awarded "2025 Development of the Year"! Welcome home to modern high-rise living in Seattle’s historic First Hill neighborhood surrounded by tree-lined streets, pocket par...
- 1 Beds
- 1 Baths
- 2601364 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Rachel Buchanan; 425-380-9690; rachel.buchanan@rsir.com
Seated in a coveted neighborhood touting the convenience of city life coupled with the palatable charm of the historic 1909 Lorington cooperative, you’ll find this light ...
- 1 Beds
- 1 Baths
- 2601650 MLS
- ACTIVE Status
Listing Broker: William E. Johnson; Bill Johnson; 760-760-4320; broker@drslisting.com
Located along a quiet residential street between the vibrant 15th Avenue and 19th Avenue commercial corridors, Mod 19 offers residents immediate access to Capitol Hill’s...
- 2599302 MLS
- ACTIVE Status
Listing Broker: Westlake Associates, Inc.; Curran C. Hagstrom; 206-505-9426; curran@westlakeassociates.com
Mid-century character meets modern comfort on one of Wedgwood’s most admired streets! Hardwood floors, custom interior shutters, gas heat, two gas fireplaces and a Wolf g...
- 3 Beds
- 2 Baths
- 2600958 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Jay Nemitz; 206-714-9911; jaynemitz@windermere.com
Timeless. Elevated. Unique. This brand-new detached Modern Craftsman by Gerry Homes, one of Seattle's premier home builders, is sure to impress. And this is one of the fi...
- 2 Beds
- 3 Baths
- 2601621 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Midtown; Dan Wilcynski; 206-759-7752; newhomes@wilcynskipartners.com
This is the one you have been waiting for! A beloved home graciously situated in the heart of Ballard neighborhood this two bedroom, two bath home is brimming with all th...
- 2 Beds
- 2 Baths
- 2601044 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; Linda Moline; 206-618-2189; lmoline@windermere.com
Space Needle and sweeping territorial views from your private rooftop deck. Set on a quiet residential street in the heart of Wallingford, this new home by MRN Homes pair...
- 2 Beds
- 2 Baths
- 2601197 MLS
- ACTIVE Status
Listing Broker: Real Property Associates; Grecia Thomas; 425-583-6101; gthomas@rpare.com
Welcome to Northern Lights, where affordability, convenience, and flexibility come together in Queen Anne! With LOW HOA DUES and NO RENTAL CAP, this charming 1-bedroom, ...
- 1 Beds
- 1 Baths
- 2600234 MLS
- ACTIVE Status
Listing Broker: Redfin; Casey Robert Mcquery; 253-802-5400; Casey.Mcquery@redfin.com
Stunning new construction in the heart of West Seattle, thoughtfully designed to elevate everyday living. This 2-story stand alone home blends refined style with exceptio...
- 3 Beds
- 2 Baths
- 2601635 MLS
- ACTIVE Status
Listing Broker: Keller Williams Seattle Metro; Jodi M. Hill; 206-412-6118; jodi@jodihill.com
Fresh design meets laid-back city living at The Central on 29th! Perfectly positioned along the Madrona/Central District border, this stylish new construction brings toge...
- 2 Beds
- 2 Baths
- 2601406 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Fresh design meets easygoing city living at The Central on 29th! Tucked along the Madrona/Central District border, this stylish new construction delivers modern finishes,...
- 2 Beds
- 2 Baths
- 2601407 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Big spaces, bold design, & laid-back Beacon Hill living! This stylish end-unit home offers 3 bedrooms, 1.75 baths, & an impressive 1,755 SF of bright, thoughtfully design...
- 3 Beds
- 2 Baths
- 2601411 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Fresh design meets effortless city living at The Central On 29th! Perfectly positioned on the Central District/Madrona border, this stylish new construction brings togeth...
- 2 Beds
- 2 Baths
- 2601408 MLS
- ACTIVE Status
Listing Broker: Realogics Sotheby's Int'l Rlty; Tom Skepetaris; 206-935-6262; email@tomandrebecca.com
Not all Seattle views are created equal, and not all decks are either! This stunning Portal Over Lake Union condo offers more deck space, parking, and storage than most i...
- 1 Beds
- 1 Baths
- 2601598 MLS
- ACTIVE Status
Listing Broker: Upside Properties; Brian Side; 206-678-2657; brian@allseattlehomes.com
Why settle for a typical townhome! Here's one you'll actually want to show off! Don't be fooled by the address. Set back from 23rd, this Green Built, sun-filled end-unit ...
- 3 Beds
- 3 Baths
- 2601476 MLS
- ACTIVE Status
Listing Broker: Ensemble; Phillip Belenky; 206-200-7842; phillip@pbnwhomes.com
The best condo deal in NE Seattle - down the street from the new light rail station! Discover easy NE Seattle living at Thornton Creek! This spacious condo offers a gener...
- 1 Beds
- 1 Baths
- 2601599 MLS
- ACTIVE Status
Listing Broker: John L. Scott, Inc.; Kimberly Shaeffer; 206-475-6500; kimberlyshaeffer@johnlscott.com
Not all townhomes are created equal. And I'm living proof. Forget the long, narrow layouts, awkward spaces, and bedrooms that barely fit a bed. I'm breaking the townhouse...
- 3 Beds
- 2 Baths
- 2580133 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Ian Gordon; 206-427-6511; Partners@SocietyNW.com
Consider me a tale of two houses, beautifully told under one roof. My story began in 1905, with the craftsmanship, character, and enduring charm that make a Queen Anne Cr...
- 4 Beds
- 5 Baths
- 2601227 MLS
- ACTIVE Status
Listing Broker: Coldwell Banker Bain; Ian Gordon; 206-427-6511; Partners@SocietyNW.com
Stop what you're doing, folks, because we've got a DEAL you won't want to miss! Tucked away in the desirable Victory Heights neighborhood, this brand-new, standalone beau...
- 2 Beds
- 2 Baths
- 2601597 MLS
- ACTIVE Status
Listing Broker: Array Real Estate; Michael Espada; 425-588-8893; michael@arrayrealestate.com
2.25% ASSUMABLE LOAN! Discover exceptional value, style, and comfort in this beautifully appointed townhome, featuring over $40,000 in recent upgrades that elevate both e...
- 3 Beds
- 2 Baths
- 2600730 MLS
- ACTIVE Status
Listing Broker: eXp Realty; Tanya Headrick; 253-389-7204; tanya@pnwsold.org
Welcome to Luma, First Hill's premier condominium, where elevated finishes, resort-style amenities, and an unbeatable location come together for effortless city living. T...
- 1 Beds
- 1 Baths
- 2600807 MLS
- ACTIVE Status
Listing Broker: Windermere RE/Capitol Hill,Inc; Jimmy Chuang; 206-422-0600; jimmychuang@windermere.com
A charming home to call your own, BIG backyard, and room to grow—all in the heart of Whittier Heights! This sweet 1928 Tudor offers the freedom of detached living, with r...
- 3 Beds
- 1 Baths
- 2601440 MLS
- ACTIVE Status
Listing Broker: KW Greater Seattle; Lisa Kim; 206-909-2952; lisa@expansivere.com
From respected local builder Stack, gorgeous Scandinavian design meets sweeping Sound and mountain views in this stunning West Seattle home. The great room soars beneath ...
- 4 Beds
- 4 Baths
- 2601596 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; John Cowan; 206-422-8741; hdteam@windermere.com
This large, top-floor 1,716-square-foot condo not only boasts 3 large bedrooms, 2 covered parking spots & dues below $900/month, it also offers a huge, covered porch with...
- 3 Beds
- 2 Baths
- 2601579 MLS
- ACTIVE Status
Listing Broker: Windermere RE Greenwood; Ben Stigler; 206-512-0525; benstigler@windermere.com
Reimagined in 1992 with Ric Peterson, FAIA, a partner with George Suyama Architects, now Suyama Peterson Deguchi, this stately home is full of surprises! Step inside & di...
- 3 Beds
- 3 Baths
- 2601244 MLS
- ACTIVE Status
Listing Broker: Windermere West Metro; Cara Mohammadian; 206-650-9554; caram@windermere.com
This brand-new cottage home by respected local builder Stack blends Scandinavian design with contemporary style, welcoming you with a cozy front patio and a spacious foye...
- 2 Beds
- 2 Baths
- 2601576 MLS
- ACTIVE Status
Listing Broker: Windermere Real Estate Co.; John Cowan; 206-422-8741; hdteam@windermere.com
This detached single-family home in the High Point community welcomes you with a covered front porch & spacious entry to your main-level open floor plan. The kitchen feat...
- 4 Beds
- 3 Baths
- 2601491 MLS
- ACTIVE Status
Listing Broker: Keller Williams Downtown Sea; Eric J Robison; 206-858-6800; eric@eric-robison.com
Discover Wallingford Collective, an exceptional new community by Jake’s D Corporation—Seattle’s premier builder of thoughtfully designed urban in-fill homes. This limited...
- 3 Beds
- 3 Baths
- 2601167 MLS
- ACTIVE Status
Listing Broker: Momentum Venture Partners LLC; Jay Miller; 206-409-4332; jay@momentumvp.com
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Seattle, WA Home Loans
Secure the right home loan in Seattle, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.
AJ Allen
Your Seattle, WA Mortgage Lender
AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Seattle, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.
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Best Home Loan Rate for Your New Seattle Home Purchase
Locking the best home loan rate in Seattle, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.
We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Seattle home.
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Secure the Best Home Loan in Seattle, WA
Work with Seattle’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Seattle real estate market.
Mortgage and Home Financing in Seattle, WA
Why finance a home in Seattle and the Puget Sound region
Seattle’s dynamic job market, exceptional outdoor access, and rich neighborhood culture make buying a home a compelling long-term move. From tech hubs in South Lake Union and Redmond to waterfront enclaves in Ballard and Kirkland, the metro offers lifestyle variety that can reward patient homeowners with stability and potential equity growth. With the right financing plan, homebuyers can navigate higher home values and still secure a monthly payment that fits their budget.
Whether you’re eyeing a craftsman in Queen Anne, a condo in Capitol Hill, or a newer build in Issaquah or Sammamish, smart planning around Seattle mortgage rates and program selection can turn a complex market into an opportunity. Thoughtful buyers compare home loans in Seattle, weigh closing timelines, and choose mortgage lenders in Seattle who know local appraisal trends, high-balance conforming limits, and neighborhood nuances from Tacoma to Everett.
- Strong employment base and diverse neighborhoods
- Historically resilient housing demand across King, Snohomish, and Pierce counties
- Commutable options on the Eastside and Sounder/Link light rail corridors
- Potential long-term equity growth supported by limited land and robust amenities
Seattle mortgage rates and how to shop them
Seattle mortgage rates move daily based on inflation data, bond markets, and lender pricing strategies. Your individual rate also reflects credit score, down payment, loan type, property type, and the length of your rate lock. Comparing multiple quotes on the same day with the same assumptions is the best way to evaluate offers on home loans in Seattle.
Consider how discount points, temporary buydowns, and adjustable-rate mortgages (ARMs) stack up against fixed-rate loans. For buyers planning to relocate within 5–7 years, an ARM might pair well with future mobility. If you plan to stay long-term, a fixed rate can offer payment stability in the face of market swings.
- Request standardized quotes on the same day
- Compare APR, not just rate
- Ask about buydowns, points, and lender credits
- Understand lock periods and extension fees
Home loans in Seattle: core mortgage options
Most buyers choose from four primary categories: conventional, FHA, VA, and jumbo. In the greater Seattle area, high-cost designations can increase conforming loan limits for eligible conventional loans, which may reduce the need to go jumbo. Outside urban cores—think parts of Snohomish or Pierce Counties—USDA loans may be available for qualifying properties and borrowers.
- Conventional: 3%–20%+ down, competitive for strong credit
- FHA: 3.5% down, flexible credit and DTI allowances
- VA: 0% down for eligible service members and veterans
- Jumbo: for loan amounts above local conforming limits
- USDA: for eligible rural/suburban properties in outlying areas
First-time homebuyer programs and down payment assistance
Washington State and local partners offer tools that can make a first purchase more attainable. The Washington State Housing Finance Commission (WSHFC) facilitates first mortgages paired with down payment assistance (DPA) for qualifying income and credit profiles. In and around Seattle, additional assistance may be available through city or county initiatives and nonprofit partners focused on affordability and community stability.
Program availability changes, and income/credit limits apply. Always confirm current terms with participating mortgage lenders in Seattle or directly with program administrators before you shop homes.
- WSHFC first mortgages with paired DPA second loans
- Potential interest rate reductions for select program tiers
- City and county DPA for eligible buyers within boundaries
- Nonprofit/shared-equity programs that lower entry costs
FHA loans in Seattle, WA
FHA financing helps buyers who need more flexible credit, a smaller down payment, or higher debt-to-income allowances. In a competitive market like Seattle, FHA can be a bridge for renters with strong income but limited savings. Expect mortgage insurance and property condition standards; FHA appraisals review safety and livability, which can be a plus for long-term maintenance.
Because parts of the Seattle metro are designated high cost, applicable FHA loan limits can be higher than the national baseline. This helps bridge the gap between entry-level buyer budgets and local prices in neighborhoods from West Seattle to Shoreline and Bothell.
- 3.5% minimum down payment with qualifying credit
- Flexible underwriting for recent credit events
- Mortgage insurance applies; ask about future removal via refinance
- Useful for condos in approved communities
VA home loans around Joint Base Lewis-McChord and beyond
For eligible veterans, active-duty service members, and qualifying surviving spouses, VA loans deliver exceptional benefits in the Seattle area and beyond, including Tacoma, Puyallup, Federal Way, and Kitsap County communities like Bremerton and Bainbridge Island. With full entitlement, VA buyers often face no down payment requirement, no monthly mortgage insurance, and competitive rates—even in higher-priced submarkets.
VA appraisals and property standards encourage safe, livable housing. While a funding fee may apply, certain exemptions exist. If you’re PCSing to JBLM or transitioning from base housing, talk with mortgage lenders in Seattle familiar with VA nuances, appraisal timelines, and condo approvals.
- $0 down with full entitlement
- No monthly mortgage insurance
- Flexible credit and DTI compared with many programs
- Competitive rates and closing cost options
Conventional mortgages in Seattle
Conventional loans suit borrowers with strong credit and documented income. In King, Snohomish, and Pierce Counties, higher conforming limits make it possible to finance many homes without going jumbo, which can simplify underwriting and reduce down payment needs. First-time buyers may qualify for 3% down options such as income-capped programs that offer pricing and mortgage insurance benefits.
Private mortgage insurance (PMI) can be cancellable once you reach sufficient equity. You can also structure PMI as a monthly cost, a single premium, or lender-paid, depending on your rate and cash-flow goals.
- 3% down options for qualifying first-time buyers
- High-balance conforming limits in many Seattle-area ZIP codes
- Multiple PMI structures and removal paths
- Strong fit for well-qualified W-2 or self-employed borrowers
Jumbo loans for luxury and high-price neighborhoods
For loan amounts above the area’s conforming limits, jumbo financing supports purchases in neighborhoods like Laurelhurst, Madison Park, Medina, Clyde Hill, and parts of Bellevue and Kirkland. Jumbo programs reward higher credit scores, larger down payments, and ample reserves. Underwriting is typically more detailed, but competition among lenders has expanded options, including interest-only features and ARM structures.
If you’re weighing Seattle mortgage rates on jumbo vs. high-balance conventional, ask lenders to quote both. Depending on pricing cycles, one may deliver a better payment or lower overall cost even at similar rates.
- Commonly 10%–20%+ down with reserve requirements
- Detailed income and asset documentation
- Fixed and ARM options, sometimes with interest-only periods
- Portfolio underwriting flexibility at certain banks
Refinancing in Seattle: rate, cash-out, and home equity
Homeowners across the Puget Sound refinance to reduce monthly payments, shorten loan terms, or access equity for renovations, debt consolidation, or investment. Rate-and-term refinances aim to lower costs, while cash-out refinances and home equity lines of credit (HELOCs) unlock funds for strategic goals. If you locked a higher rate during a volatile period, watching Seattle mortgage rates for a window to refinance can yield meaningful savings.
Calculate break-even timelines, factor closing costs, and consider future plans. If you expect to sell soon, a HELOC might offer flexibility. If you plan to stay long-term in places like Edmonds, Renton, or Maple Valley, a fixed-rate refinance could deliver stability.
- Rate-and-term refi to lower payment or shorten term
- Cash-out refi for renovations or major expenses
- HELOC/HELOAN for flexible, project-based borrowing
- Evaluate APR and total cost versus monthly savings
How to compare mortgage lenders in Seattle
Local experience can be a decisive advantage. Mortgage lenders in Seattle understand fast-moving listings, condo HOA reviews, jumbo nuances, and high-balance conforming rules across the metro. Compare banks, credit unions, and independent mortgage lenders; each may excel with different borrower profiles, property types, and timelines.
In addition to rate and fees, assess service responsiveness and underwriting turn times—especially for competitive neighborhoods where pre-approval strength and appraisal speed can win offers.
- Compare rates, APRs, and fee transparency side by side
- Ask about average closing times and appraisal coverage
- Check condo and jumbo expertise if applicable
- Read recent local reviews and agent referrals
Step-by-step: getting pre-approved and closing in Seattle
A strong pre-approval positions you to act quickly when the right home hits the market in Ballard, Wallingford, Beacon Hill, or Kenmore. Organize financial documents early, review any credit issues, and understand your budget including taxes, insurance, HOA dues, and commuting costs. Align your offer strategy with your lender’s appraisal and closing timelines.
Washington uses escrow closings, and you’ll coordinate with a title/escrow company to finalize paperwork and recording. Your lender will order an appraisal, verify employment and assets, and clear conditions before signing. Plan for potential appraisal gaps and consider contingency strategies with your real estate agent.
- Gather pay stubs, W-2s/1099s, tax returns, and bank statements
- Obtain a fully underwritten pre-approval when possible
- Lock your rate strategically based on timeline
- Coordinate appraisal, inspections, and HOA docs early
Costs to plan for in King, Snohomish, and Pierce counties
Beyond your down payment, budget for closing costs and prepaid items. Typical buyer-paid costs include lender fees, appraisal, title and escrow services, recording, owner’s and lender’s title policies (varies by contract), and initial escrow deposits for property taxes and homeowners insurance. In condos, expect HOA document fees and possible move-in deposits.
Ask lenders for a detailed loan estimate and compare it with competing offers. Seller credits or lender credits can offset some costs; be sure to understand how credits interact with your rate and program.
- Lender fees and third-party services (appraisal, credit report)
- Title insurance and escrow services
- Recording and transfer-related fees per contract
- Prepaid taxes, insurance, and initial escrow funding
Tips to strengthen your application and rate
Small adjustments can make a big difference in eligibility and pricing. If you’re within range of a better tier, targeted actions can improve outcomes on home loans in Seattle. Lenders can run “what-if” scenarios to quantify benefits before you act.
Beyond credit and debt levels, consider fine-tuning loan structure: selecting a slightly larger down payment to reduce PMI, or opting for a shorter rate lock if your timeline is tight and predictable.
- Pay down revolving balances to reduce utilization
- Season assets and document large deposits
- Avoid new credit inquiries before closing
- Evaluate discount points and temporary buydowns
Neighborhood and lifestyle considerations that affect financing
Financing is influenced by property type and location. Condos in Belltown or South Lake Union may involve HOA reviews and insurance considerations. Older homes in Phinney Ridge, Fremont, or West Seattle might require attention to condition items flagged by appraisers. Newer Eastside properties in Redmond, Bellevue, or Newcastle often come with HOA dues that factor into your debt-to-income ratio.
Commuting patterns and transit access—from Link light rail expansions to ferry routes—also affect value and desirability. Mortgage lenders in Seattle who know micro-markets can help anticipate appraisal comps and avoid delays.
- Condo HOA health and budget reserves
- Property condition and potential repair escrows
- HOA dues and special assessments
- Appraisal comps in fast-changing submarkets
Frequently asked questions about home loans in Seattle
How do Seattle mortgage rates compare nationally? Rates are set nationally but your local pricing can differ based on competition among lenders and property-type nuances. Always compare at least three quotes on the same day.
What down payment do I need? Conventional loans can go as low as 3% for qualifying first-time buyers; FHA starts at 3.5%; VA may allow $0 down. In competitive price ranges, a higher down payment can strengthen offers, but it isn’t always required.
What if I’m self-employed? Provide two years of tax returns, year-to-date financials, and business bank statements. Some jumbo and portfolio programs offer additional flexibility—ask lenders to explore options.
Can I buy a condo with FHA or VA? Yes, if the project meets program requirements. Work with lenders experienced in Seattle-area condo approvals to streamline the process.
Putting it all together: your Seattle home financing strategy
A winning plan blends preparation, the right program, and a lender partner who understands the Seattle metro—from Everett and Lynnwood down to Kent, Auburn, and Tacoma, and across the Eastside to Bellevue, Kirkland, and Sammamish. Start with a thorough pre-approval, compare Seattle mortgage rates from multiple sources, and align loan structure with your timeline and risk comfort.
With expert guidance and a clear budget, home loans in Seattle can be both competitive and predictable. Explore FHA, VA, conventional, and jumbo options, leverage first-time buyer and down payment assistance where eligible, and work with established mortgage lenders in Seattle to craft a confident, offer-ready path to closing in the Pacific Northwest.
Programs and pricing change frequently; verify current details with licensed professionals. When you’re ready, request personalized quotes tailored to your credit, income, property type, and neighborhood to lock in the right rate at the right time.
Finance Homes for Sale in Seattle, WA
Seattle, WA Real Estate Market
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