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Welcome to an exceptional new construction opportunity in The Reserve at Phantom Lake, an intimate enclave of only six homes in a highly desirable Bellevue setting. The p...
- 5 Beds
- 5 Baths
- 2581634 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to elevated living at Bellevue Towers! Occupying two corners high above the city, this exceptional residence has a true penthouse feel, with walls of glass, incre...
- 2 Beds
- 2 Baths
- 2570845 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Experience elevated living at Washington Square in this light-filled residence, featuring soaring 10-foot ceilings, floor-to-ceiling windows, fresh interior paint, and ne...
- 1 Beds
- 2 Baths
- 2581736 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Set just steps from the water, this 5-bedroom Northwest Contemporary retreat is immersed in its natural surroundings, where shimmering lake views, abundant light, and the...
- 5 Beds
- 4 Baths
- 2581494 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
SIGNIFICANT PRICE REDUCTION! Aggressively priced for its extraordinary scale & premier setting, this 8,020-sf home offers 5-suite style bedrooms & 8-bathrooms in Bellevue...
- 5 Beds
- 8 Baths
- 2581495 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Town Center.
Exceptional new construction by A&R Homes offering sophisticated modern living in a prime Bellevue location. Thoughtfully designed with elevated finishes and timeless con...
- 3 Beds
- 3 Baths
- 2581770 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
West Bellevue Retreat // Ideally positioned in the heart of West Bellevue, this residence offers a rare combination of privacy, proximity, and protected west-facing views...
- 4 Beds
- 4 Baths
- 2581716 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Discover refined luxury and elevated design in this exceptional new construction residence by A&R Homes, ideally situated in Bellevue’s highly desirable Eastgate neighbor...
- 4 Beds
- 5 Baths
- 2581744 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
The Best Value in Hidden Creek! - Welcome to this beautifully remodeled end unit in the desirable Hidden Creek community, offering quiet privacy and an unbeatable locatio...
- 2 Beds
- 1 Baths
- 2580671 MLS
- ACTIVE Status
Listing courtesy of Levin Moncastro Group.
Exceptionally maintained end-unit townhome in Bellevue’s highly desirable Madrona Park! Enjoy beautiful western-horizon views from this private and thoughtfully positione...
- 3 Beds
- 3 Baths
- 2580668 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc.
A rare expression of modern luxury, this exceptional new-construction residence occupies a coveted corner lot and showcases impeccable craftsmanship, elevated design, and...
- 5 Beds
- 5 Baths
- 2581417 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Rarely does Somerset’s signature western view come with true single-level living. This updated rambler captures sweeping views of Lake Washington, the Olympic Mountains, ...
- 3 Beds
- 2 Baths
- 2580170 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Final remaining home! Experience modern Northwest living in the heart of Meydenbauer, just moments from Meydenbauer Bay, downtown Bellevue, waterfront parks, acclaimed di...
- 4 Beds
- 4 Baths
- 2581479 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Beautiful PNW Contemporary townhouse in Yarrowood! Nestled in a prime location near Seattle, DT Bellevue, Redmond & Kirkland. This spacious end unit townhome has vaulted ...
- 2 Beds
- 2 Baths
- 2581489 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Rlty Bellevue.
Nestled in Bellevue’s desirable Lake Hills community, this beautifully reimagined home offers the rare combination of thoughtful design, meaningful upgrades, and a truly ...
- 4 Beds
- 3 Baths
- 2572280 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Perched above the surroundings in a peaceful, elevated setting, this beautifully remodeled home delivers the rare combination of sweeping views, exceptional privacy, and ...
- 4 Beds
- 3 Baths
- 2581425 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
Perched in the heart of coveted Vuecrest, this graceful, arch accented residence captures some of the best views in the neighborhood, the Downtown Bellevue skyline, the C...
- 4 Beds
- 4 Baths
- 2560752 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Rare Bellevue opportunity in desirable Lake Hills! Extensively renovated with permitted improvements and thoughtfully designed in a horizontal duplex-style layout, offeri...
- 2581388 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
Completely remodeled from top to bottom, this 5 bed, 2.75 bath home is nestled in the heart of the highly desirable Imperial East community. Nicely updated kitchen with n...
- 5 Beds
- 3 Baths
- 2581359 MLS
- ACTIVE Status
Listing courtesy of TEC Real Estate Inc..
Private corner lot w/ spectacular 180° views from living rm & primary bdrm, overlooking Seattle, Bellevue, Mercer Is., LK WA & I-90. Extensively updated, this sought-afte...
- 4 Beds
- 3 Baths
- 2572055 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Fully remodeled and thoughtfully designed, this exceptional rambler with daylight basement offers incredible flexibility with two primary suites, one on each level. The m...
- 4 Beds
- 3 Baths
- 2579439 MLS
- ACTIVE Status
Listing courtesy of Rain Town Realty + JPAR.
Discover refined luxury and elevated design in this exceptional new construction residence by A&R Homes, ideally situated in Bellevue’s highly desirable Eastgate neighbor...
- 4 Beds
- 5 Baths
- 2580931 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
Exceptional new construction by A&R Homes offering sophisticated modern living in a prime Bellevue location. Thoughtfully designed with elevated finishes and timeless con...
- 3 Beds
- 3 Baths
- 2580972 MLS
- ACTIVE Status
Listing courtesy of Gillis Real Estate LLC.
Beautiful Corner Lot! Bridle Trails mid-century home offers the opportunity to live in a tranquil and forested setting just steps away from the light rail, Lake Washingto...
- 5 Beds
- 3 Baths
- 2577949 MLS
- ACTIVE Status
Listing courtesy of HomeSmart Real Estate Assoc.
Turnkey 2BD/1.5BA condo in Bellevue's coveted Bridle Trails neighborhood! This 857 sq ft ground floor condo is move-in ready, with townhome vibe, featuring wood floors, ...
- 2 Beds
- 2 Baths
- 2580608 MLS
- ACTIVE Status
Listing courtesy of Every Door Real Estate.
Discover the perfect mix of style, space, and flexibility in desirable Lake Hills. Step into this move-in-ready home in the highly sought-after Lake Hills community, wher...
- 4 Beds
- 2 Baths
- 2580598 MLS
- ACTIVE Status
Listing courtesy of Dulay Homes LLC.
Fully Remodeled Condo in One of Bellevue's Most Desirable Communities – Move-In Ready! Welcome home to this beautifully updated 1-bed, 1-bath condo in the heart of New...
- 1 Beds
- 1 Baths
- 2563477 MLS
- ACTIVE Status
Listing courtesy of Kelly Right RE of Seattle LLC.
Ideally located in Bellevue’s highly desirable Somerset community, this exceptional home combines everyday convenience with outstanding lifestyle appeal. The gorgeous che...
- 5 Beds
- 3 Baths
- 2580763 MLS
- ACTIVE Status
Listing courtesy of FIRST AND MAIN.
Luxury w/retreat setting, farmhouse charm & modern comfort in suburban West Bellevue. Everything you desire - downtown proximity w/space, style, quality finishing & supe...
- 5 Beds
- 8 Baths
- 2580122 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Amazing remodeled 2 bed 2.5 bath Townhouse just minutes from Microsoft. Updates include a gorgeous chefs kitchen with quartz counter tops, each individual bathroom has ne...
- 2 Beds
- 3 Baths
- 2581037 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Eastside.
Stunning Mid-Century Modern masterpiece in Bellevue’s sought-after Newport Shores community, this one is truly special. Set on a rare half-acre lot, this architecturally ...
- 3 Beds
- 3 Baths
- 2581036 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
A Legacy property in Bellevue's beloved Newport Hills that simply cannot be recreated. Generous living spaces & multiple gathering areas flow across beautiful hardwood fl...
- 5 Beds
- 4 Baths
- 2577939 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Exceptional value in the heart of Bellevue! This well-tended 1-bedroom, 1-bath ground-floor condo has been lovingly held by the same family for decades and offers a wonde...
- 1 Beds
- 1 Baths
- 2580948 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Exceptionally well cared for townhome with dramatic vaulted ceilings, and pastoral westerly views of splendid lush green forests. Deer and other wildlife can be found f...
- 3 Beds
- 2 Baths
- 2578119 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Bain.
Ready to simplify without giving up the space and conveniences of a single-family home? This rare end-unit Factoria townhome offers 3 bedrooms, 2.5 baths, multiple outdoo...
- 3 Beds
- 3 Baths
- 2581044 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Welcome home to this charming 2-bedroom, 1-bath condo, where comfort and convenience come together in a peaceful, tree-lined setting. Freshly painted throughout and move-...
- 2 Beds
- 1 Baths
- 2579563 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Co..
Welcome to one of the largest residences at The Arbors! This immaculate 2,010 SF condo offers an exceptional combination of space, privacy, and natural light. The expansi...
- 3 Beds
- 2 Baths
- 2580499 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Rarely available top-floor penthouse at The Arbors, a sought-after community tucked into a peaceful, park-like setting. Natural light fills the home, where 9' ceilings an...
- 2 Beds
- 2 Baths
- 2579189 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Midtown.
Experience an exceptional expression of luxury living at Bellevue Towers. Perched high in the coveted North Tower, this impeccably renewed residence has been finished to ...
- 2 Beds
- 3 Baths
- 2579724 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Experience the ease of a lock-and-leave lifestyle with the space and privacy of a luxury single-family home. Built in 2019 by Worthington Custom Homes, this 2,724 SF resi...
- 3 Beds
- 4 Baths
- 2580941 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Well appointed, meticulously kept condo close to Microsoft. This gorgeous home lives large and is privately situated with lush greenery views. Light and bright with Invit...
- 2 Beds
- 1 Baths
- 2580895 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
High on Cougar Mountain, where the trees open to Lake Sammamish, the valley, and mountains beyond, this home offers craftsmanship and a setting that are hard to replicate...
- 5 Beds
- 4 Baths
- 2579780 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to this charming 4-bedroom, 1.75-bathroom Bellevue rambler, perfectly set back from the street via a long, sweeping driveway for ultimate privacy and an estate-li...
- 4 Beds
- 2 Baths
- 2580175 MLS
- ACTIVE Status
Listing courtesy of HERE.
Unlock the potential in this Lake Hills property! Great location and opportunity to remodel or build new. Current home is 1,660 square feet and ready for your ideas and v...
- 3 Beds
- 2 Baths
- 2579048 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
Light-filled midcentury gem pairs distinctive architecture with fresh, modern updates. Soaring ceilings, exposed beams, expansive windows, skylights, and built in speaker...
- 4 Beds
- 3 Baths
- 2580014 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Bright, beautiful, and better than new! Move right in to this tastefully remodeled Pembrook Meadow home where high-end upgrades—such as solid-core doors, designer bathroo...
- 2 Beds
- 3 Baths
- 2579332 MLS
- ACTIVE Status
Listing courtesy of Windermere Mercer Island.
Original owner, 2018-built end-unit in Upton at Crossroads. Meticulously maintained with full custom builder upgrades. Abundant corner windows provide exceptional natural...
- 3 Beds
- 3 Baths
- 2570852 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc.
Breathtaking Lake Washington views and exceptional craftsmanship define this extraordinary Newport Hills residence. Privately positioned on a premium end lot at the end o...
- 5 Beds
- 4 Baths
- 2580800 MLS
- ACTIVE Status
Listing courtesy of WeLakeside.
The Mckee, ideally positioned in Bellevue's most coveted location. In the heart of the ever-classy Downtown Bellevue, this TOP floor unit has sweeping views of Mt. Rainie...
- 2 Beds
- 2 Baths
- 2554059 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc.
Mid Century 3 bedroom, 1 3/4 baths Rambler in Wilburton. Needs interior paint and flooring. Recent A/C unit. 5 Skylights in Vaulted ceiling. Gas Log in 2-sided fireplace ...
- 3 Beds
- 2 Baths
- 2580457 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Welcome to an exceptional new-construction residence in East Bellevue’s coveted Lakemont neighborhood. Offering approximately 4,030 square feet of sophisticated living sp...
- 4 Beds
- 5 Baths
- 2579574 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc.
There is an ease to this home that is hard to manufacture. Set in coveted Sammamish Heights, known for its private beach access, this mid-century residence pairs original...
- 4 Beds
- 3 Baths
- 2579993 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Rare Bellevue Eastgate 98006 single-family home on a park-like 0.66-acre lot with Pacific NW privacy, Cascade Mountain, Lake Washington and territorial views, evergreens ...
- 4 Beds
- 3 Baths
- 2578465 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Bright, beautifully updated and tucked into a convenient Bellevue location! Welcome home to Woodcreek. Soaring ceilings and abundant natural light create an impressive se...
- 3 Beds
- 2 Baths
- 2579660 MLS
- ACTIVE Status
Listing courtesy of Windermere Mercer Island.
Immaculate tri-level with a versatile, well-designed layout in the desirable Newport Hills neighborhood. Thoughtfully remodeled with stylish, high-quality finishes throug...
- 4 Beds
- 3 Baths
- 2579290 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Metro Realty, Inc..
A striking expression of modern luxury, this brand-new residence pairs sophisticated architecture with serene territorial views and an exceptional connection to nature—al...
- 5 Beds
- 5 Baths
- 2579955 MLS
- ACTIVE Status
Listing courtesy of Kronos Real Estate.
An Exceptional Place to Call Home! This signature MN Custom Homes masterpiece, this exceptional Clyde Hill residence blends timeless elegance with effortless four-season ...
- 5 Beds
- 5 Baths
- 2578221 MLS
- ACTIVE Status
Listing courtesy of Redfin.
A spacious and private end unit, upstairs in the small, well-maintained Highland Lane Condominium complex. Tucked away from busy streets and just past the new Loft Condom...
- 2 Beds
- 2 Baths
- 2579887 MLS
- ACTIVE Status
Listing courtesy of Windermere R E Mount Baker.
Live at the center of Eastside convenience in Newport Commons, where shopping, dining, schools, parks, and major commuter routes are all within easy reach. Walk to Factor...
- 3 Beds
- 4 Baths
- 2580063 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to you own private sanctuary! Nestled on a 3/4 acre lot in Lakemont’s coveted Vuemont Meadows neighborhood this 3,870-sf/4-Bed/4-Bath-room blends timeless quality...
- 4 Beds
- 4 Baths
- 2580379 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Town Center.
Rare Turnkey Investment: Custom 10-Bedroom Adult Family Home. Purpose-built from the ground up with meticulous attention to caregiving excellence and licensing standards,...
- 10 Beds
- 10 Baths
- 2579429 MLS
- ACTIVE Status
Listing courtesy of HomeSmart Real Estate Assoc.
Nestled in the sought-after Wilburton neighborhood, this beautifully crafted Craftsman offers timeless elegance and exceptional livability. A grand two-story foyer welcom...
- 4 Beds
- 3 Baths
- 2580403 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Welcome to Lakemont Ridge! This lovely corner-unit townhome is a turn-key dream offering incredible upgrades, a super-convenient location, and a charming-yet-private atmo...
- 3 Beds
- 2 Baths
- 2573759 MLS
- ACTIVE Status
Listing courtesy of Redfin.
Coveted Robinswood Mid-Century Modern, where classic character meets thoughtful updates for today’s lifestyle. Designed for entertaining, the flexible main floor offers m...
- 4 Beds
- 2 Baths
- 2580035 MLS
- ACTIVE Status
Listing courtesy of Lake & Company.
Set at the end of a cul-de-sac in the coveted Lockmore neighborhood, this amazing two-story home opens with hardwood floors, a refreshed kitchen with new countertops, and...
- 3 Beds
- 3 Baths
- 2577970 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Tucked onto a quiet Newport Hills street and backing to a wooded greenbelt, this light-filled home offers 2,550 sq ft, 4 bedrooms, and 2.5 baths. The inviting living room...
- 4 Beds
- 3 Baths
- 2580135 MLS
- ACTIVE Status
Listing courtesy of Keller Williams North Seattle.
First time on the market in nearly 50 years, this kind of opportunity rarely comes along in coveted Clyde Hill. Tucked down a private drive on nearly ½ an acre, this 3,00...
- 5 Beds
- 3 Baths
- 2579234 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Elite.
Available immediately! Well-maintained and thoughtfully designed 5-bedroom + 6th bedroom/den home on a quiet neighborhood street in the highly sought-after Bellevue Schoo...
- 6 Beds
- 3 Baths
- 2578819 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
Luxury townhome located just a 10-minute walk from Meta and only 5 minutes by car to two light rail stations, I-405 and SR-520. Downtown Bellevue, groceries, hospitals, M...
- 3 Beds
- 4 Baths
- 2579055 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Wake up right across the street from Bellevue Square Mall & Bellevue Downtown Park, with Meydenbauer Beach Park just a short stroll away, all for under $500K with low HOA...
- 1 Beds
- 2 Baths
- 2579513 MLS
- ACTIVE Status
Listing courtesy of Berkshire Hathaway HS NW.
Welcome to Lake Hills — Where Opportunity Awaits Nestled on a generous 9,551-square-foot double lot, this charming northeast-facing one-story residence offers 1,900 squar...
- 5 Beds
- 2 Baths
- 2579661 MLS
- ACTIVE Status
Listing courtesy of The Joseph Group.
A rare, radiant offering in West Bellevue's most treasured close in neighborhood of Lochleven. This new construction VIEW home offers 5,133 SF of elevated living, is walk...
- 7 Beds
- 7 Baths
- 2557617 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Set within an intimate six-residence building one block from Meydenbauer Bay Park, this Old Bellevue penthouse pairs gracious one-level living with exceptional custom cra...
- 2 Beds
- 3 Baths
- 2578130 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Luxury, space, and versatility come together in this beautifully updated Bellevue rambler, tucked into a quiet cul-de-sac just minutes from Microsoft, Idylwood Park, and ...
- 4 Beds
- 3 Baths
- 2579493 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
A statement of modern luxury in coveted Clyde Hill, this exceptional 6,323 SF custom residence was designed to deliver something increasingly rare on the Eastside: extrao...
- 5 Beds
- 6 Baths
- 2579348 MLS
- ACTIVE Status
Listing courtesy of KW Greater Seattle.
Experience the ease of a lock-and-leave lifestyle with the space and privacy of a luxury single-family home. Built in 2019 by Worthington Custom Homes, this 2,724 SF resi...
- 3 Beds
- 4 Baths
- 2572560 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Best value in West Bellevue! Bright Corner Unit – 2 bedroom, 2 bathroom condo – in fantastic Meydenbauer neighborhood, just $695,000. Delightful Ashley House boutique com...
- 2 Beds
- 2 Baths
- 2579329 MLS
- ACTIVE Status
Listing courtesy of Windermere Mercer Island.
A rare opportunity to enjoy the space and comfort of a home with the ease of single-level condo living. This beautifully renovated, top-floor, 1,548-square-foot residence...
- 3 Beds
- 2 Baths
- 2567874 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Perched above Meydenbauer Bay, this Bender Custom Home, designed by Baylis Architects with a feng shui inspired flow, blends serious architecture with total privacy and a...
- 5 Beds
- 7 Baths
- 2579085 MLS
- ACTIVE Status
Listing courtesy of Coldwell Banker Danforth.
Highly desired and rarely available, this beautifully updated McKee Parkside boutique residence offers the rare combination of private street-level gated entry as well as...
- 2 Beds
- 2 Baths
- 2578912 MLS
- ACTIVE Status
Listing courtesy of The Preview Group.
PERMIT APPROVED & READY TO BUILD! Skip the grueling months of county delays, architectural back-and-forth, and permitting headaches. This rare, flat, shovel-ready parcel ...
- 2579023 MLS
- ACTIVE Status
Listing courtesy of Kelly Right RE of Seattle LLC.
A rare opportunity to own a beautifully renovated home in Hunts Point, Washington. Set on a private, level 0.36-acre lot, this single-level residence offers 3 bedrooms, 2...
- 3 Beds
- 2 Baths
- 2552905 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Discover the sought-after Carbondale floor plan by Murray Franklyn at The Reserve at Phantom Lake, a desirable community of just six new homes near Phantom Lake in Bellev...
- 5 Beds
- 6 Baths
- 2578733 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Surrey Downs living at its best: this turnkey 4 bedroom, 2.5 bath home sits just blocks from downtown Bellevue's shops and dining, with architectural character and a func...
- 4 Beds
- 3 Baths
- 2578708 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Discover the sought-after Carbondale floor plan by Murray Franklyn in The Reserve at Phantom Lake, an exclusive neighborhood of just six new homes near Phantom Lake in th...
- 5 Beds
- 6 Baths
- 2578168 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Unique opportunity with upside potential on a quiet dead end street. Located in the Award-Winning Newport High School district. Tremendously large entertainment deck with...
- 4 Beds
- 3 Baths
- 2575888 MLS
- ACTIVE Status
Listing courtesy of Realty ONE Group Orca Gold.
Thoughtfully reimagined Newport Hills home pairing beautiful lake & territorial views with extensive permitted upgrades and designer-driven spaces made for everyday livin...
- 4 Beds
- 3 Baths
- 2578528 MLS
- ACTIVE Status
Listing courtesy of Heaton Dainard, LLC.
Exceptional lake and mountain views surround this beautifully designed luxury home. A dramatic entry showcases a floating staircase, vaulted ceilings, and abundant natura...
- 4 Beds
- 4 Baths
- 2577909 MLS
- ACTIVE Status
Listing courtesy of Best Choice Network LLC.
Freshly updated 2-bedroom, 1-bath condo in a prime Bellevue location! This move-in-ready home features all-new interior paint, waterproof laminate flooring throughout the...
- 2 Beds
- 1 Baths
- 2576067 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate Central.
Introducing The East Haven by Murray Franklyn, located in the prestigious new signature neighborhood, The Waterford at Bridle Trails. This exclusive gated community featu...
- 5 Beds
- 7 Baths
- 2557021 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to Mari,this beautifully located condo in the heart of Downtown Bellevue! Enjoy the convenience of being just minutes from Bellevue Square, Bellevue Downtown Park...
- 2 Beds
- 1 Baths
- 2578312 MLS
- ACTIVE Status
Listing courtesy of Sea to Sky Realty.
INCREDIBLE BELLEVUE HOME/INVESTMENT — 2 BEDROOMS UNDER $275K! Rare opportunity to own a top-floor 2-bedroom condo in an exceptional East Bellevue location near Bellevue C...
- 2 Beds
- 1 Baths
- 2576575 MLS
- ACTIVE Status
Listing courtesy of Steel Realty Group, LLC.
PERMIT APPROVED & READY TO BUILD! Skip the grueling months of county delays, architectural back-and-forth, and permitting headaches. This rare, flat, shovel-ready parcel ...
- 6 Beds
- 3 Baths
- 2578263 MLS
- ACTIVE Status
Listing courtesy of Kelly Right RE of Seattle LLC.
Welcome to Bellevue Pacific Towers, where refined urban living meets effortless elegance. This stunning 2-bedroom, 2-bath residence has been fully reimagined with all-new...
- 2 Beds
- 2 Baths
- 2578222 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Eastside.
Live in the heart of Crossroads, one of Bellevue’s most convenient and connected neighborhoods. This beautifully updated top-floor condo features brand new countertops, b...
- 2 Beds
- 1 Baths
- 2577724 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
Experience luxury living in this newly completed home by Bellevue builder Brar Custom Homes. Expertly designed with premium finishes and thoughtful details, this stunning...
- 5 Beds
- 5 Baths
- 2577510 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Azori releases a transitional design near Microsoft. Spacious, two story great room & kitchen with high-end appliances. Primary suite retreat with stunning 5-piece bath. ...
- 4 Beds
- 4 Baths
- 2560795 MLS
- ACTIVE Status
Listing courtesy of Real Residential.
Welcome to this beautifully updated 5-bedroom, 2.75-bath home nestled on an expansive level corner lot at the end of a quiet cul-de-sac in one of Bellevue’s most sought-a...
- 5 Beds
- 3 Baths
- 2575156 MLS
- ACTIVE Status
Listing courtesy of Redfin.
Located in the heart of Bellevue where the lifestyle lives up to its location! One Main Street, a rarely available sleek urban condo featuring ideal access to restaurants...
- 2 Beds
- 2 Baths
- 2577470 MLS
- ACTIVE Status
Listing courtesy of AQUA Real Estate.
Live in the heart of downtown Bellevue—the true heartbeat of the Eastside. Just two blocks from Bellevue Square, you’ll enjoy world-class shopping, dining, and entertainm...
- 2 Beds
- 3 Baths
- 2577560 MLS
- ACTIVE Status
Listing courtesy of Keller Williams Rlty Bellevue.
The W Townhomes bring a fresh perspective to Bellevue luxury, where sophisticated design, thoughtful floor plans, and an extraordinary setting come together in one except...
- 4 Beds
- 4 Baths
- 2576104 MLS
- ACTIVE Status
Listing courtesy of Windermere Bellevue Commons.
Discover an exceptional opportunity in a sought-after Bellevue location. This spacious ground-floor condo features 2 bedrooms, 1.5 baths, and 1,110 square feet of comfort...
- 2 Beds
- 2 Baths
- 2576798 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Welcome to this beautifully refreshed ground-floor condo offering easy one-level living in a prime Bellevue location. This 2-bedroom, 2-bath home features 1,027 square fe...
- 2 Beds
- 2 Baths
- 2576161 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Seller is ready to work with your offer! No yard work, no compromises, all of downtown Bellevue at your feet. This fully remodeled 2bd/2.5ba in Regents Park, lives like a...
- 2 Beds
- 3 Baths
- 2576978 MLS
- ACTIVE Status
Listing courtesy of Levin Moncastro Group.
Rare waterfront. Endless potential! Offered for the first time in 37 years, this exceptional West Lake Sammamish property presents a exceptional opportunity to own .60 ac...
- 4 Beds
- 4 Baths
- 2576733 MLS
- ACTIVE Status
Listing courtesy of RE/MAX Northwest.
Tucked away in the coveted Bridle Trails community, this extraordinary 1.03-acre estate offers a rare blend of privacy, scale, and timeless elegance. Surrounded by mature...
- 4 Beds
- 5 Baths
- 2574611 MLS
- ACTIVE Status
Listing courtesy of Kelly Right RE of Seattle LLC.
This charming, move-in ready single-family home is in Bellevue’s most practical and highly accessible Horizon East neighborhood along the I-90 corridor. Minutes from I-90...
- 5 Beds
- 3 Baths
- 2576487 MLS
- ACTIVE Status
Listing courtesy of WeLakeside.
Rarely available and highly desirable, this classic Bellevue rambler offers the combination buyers have been waiting for: single-level living, a quiet street, a large lev...
- 4 Beds
- 2 Baths
- 2576197 MLS
- ACTIVE Status
Listing courtesy of Marketplace Sotheby's Intl Rty.
Tucked into a peaceful, private setting surrounded by Northwest greenery, this light-filled West Lake Sammamish home offers exceptional space inside & out. Fully remodele...
- 4 Beds
- 3 Baths
- 2576457 MLS
- ACTIVE Status
Listing courtesy of COMPASS.
LOCATION, VALUE & MOVE-IN READY! Rare opportunity to own a beautifully remodeled home in the heart of Bellevue, offering exceptional value, unbeatable walkability and inc...
- 4 Beds
- 3 Baths
- 2575807 MLS
- ACTIVE Status
Listing courtesy of Skyline Properties, Inc..
The House of 100 Roses—an iconic Vuecrest property admired for its spectacular rose gardens, timeless mid-century architecture, and breathtaking views of the Bellevue sky...
- 5 Beds
- 2 Baths
- 2573257 MLS
- ACTIVE Status
Listing courtesy of Realogics Sotheby's Int'l Rlty.
Just minutes to downtown Bellevue, Seattle, top-rated schools, waterfront parks, trails, and light rail, this custom home sits on a quiet non-through street in West Belle...
- 5 Beds
- 4 Baths
- 2575831 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Prime Bellevue location! Beautifully maintained two-story townhouse, 2-bedroom + office in sought-after Yarrowood, ideally situated between Bellevue and Kirkland with the...
- 2 Beds
- 3 Baths
- 2575412 MLS
- ACTIVE Status
Listing courtesy of eXp Realty.
Live in the heart of downtown Bellevue! This inviting 2-bedroom, 2 bath condo in, The Park Place, offers an unbeatable location just across from the Bellevue Library and ...
- 2 Beds
- 2 Baths
- 2575685 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Tucked into the sought-after Fox Borough community on a quiet dead-end street minutes from Crossroads, Microsoft, and the Tech Corridor, this light-filled end-unit townho...
- 3 Beds
- 3 Baths
- 2575653 MLS
- ACTIVE Status
Listing courtesy of Windermere R.E. Northeast, Inc.
Tucked into the desirable Eaglesmere neighborhood on a quiet cul-de-sac, this beautifully updated Bellevue home offers privacy, comfort, and an exceptionally functional ...
- 4 Beds
- 3 Baths
- 2568904 MLS
- ACTIVE Status
Listing courtesy of John L. Scott, Inc..
Space and location come together beautifully in this home. Freshly painted with new carpet and luxury vinyl flooring throughout, it’s move-in ready and full of possibilit...
- 4 Beds
- 3 Baths
- 2575528 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
Timeless elegance meets Bellevue living in this exceptional Newport Hills residence. Set on a generous level lot, this beautifully designed 5-bedroom, 4-bath home offers ...
- 5 Beds
- 5 Baths
- 2572572 MLS
- ACTIVE Status
Listing courtesy of Windermere Real Estate/East.
One-of-a-kind, fully furnished luxury residence at Bellevue Towers in the heart of downtown. LEED Gold-certified with 24/7 concierge, steps from premier dining, upscale s...
- 2 Beds
- 2 Baths
- 2574826 MLS
- ACTIVE Status
Listing courtesy of The Volynsky Group Real Estate.
Fabulous light-filled Corner Unit in Washington Square Towers. Two bedrooms plus den offers space for every flexible living. Quality Kitchen Aid appliances, gas cooktop, ...
- 2 Beds
- 2 Baths
- 2575532 MLS
- ACTIVE Status
Listing courtesy of Virani Real Estate Advisors.
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Bellevue, WA Home Loans
Secure the right home loan in Bellevue, WA with our trusted mortgage experts. We provide local insights, personalized financing options, and proven strategies to help you buy with confidence. Whether you’re a first-time buyer, refinancing, or upgrading to your dream home, our team connects you with the best rates, guides you through the pre-approval process, and ensures a smooth, stress-free path to homeownership.
AJ Allen
Your Bellevue, WA Mortgage Lender
AJ Allen, a licensed broker with Pellego and owner of APEX Mortgage LLC, brings a unique combination of real estate expertise and mortgage industry knowledge to the Bellevue, WA housing market market. With years of experience helping clients navigate both home purchases and financing, AJ offers strategic market insight, a sharp eye for property value, and end-to-end guidance through every step of the process. Whether buying your first home, upgrading, or investing, AJ delivers personalized solutions that align with your financial and real estate goals across the Seattle area.
Best Home Loan Rate for Your New Bellevue Home Purchase
Locking the best home loan rate in Bellevue, WA starts with a precise plan. As a local lender serving the Greater Seattle area—Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish and beyond—APEX Mortgage LLC and owner/lender AJ Allen tailor your financing around your goals and timeline. We fine-tune pre-approval, analyze credit and DTI, and match you to the right product—Conventional, FHA, VA, Jumbo, or ARMs—so you’re positioned to win offers while minimizing total borrowing cost.
We actively track Seattle mortgage rates and advise on rate-lock timing, points vs. no-points, and closing cost strategies to reduce your APR. Our local appraisal and underwriting coordination helps you move fast in competitive King/Snohomish/Pierce markets, while our negotiation and communication keep your file clean through inspection, escrow, and closing. Work with APEX Mortgage LLC and AJ Allen for a data-driven path to the best home loan rate on your new Bellevue home.
Secure the Best Home Loan in Bellevue, WA
Work with Bellevue’s trusted mortgage experts, AJ Allen and the team at APEX Mortgage LLC. With personalized loan options, competitive rates, and expert guidance, we make financing your home simple. Get pre-approved, explore refinancing, and move forward with confidence in the Bellevue real estate market.
Mortgage and Home Financing in Bellevue, WA
Why finance a home in Bellevue, WA?
Bellevue blends a thriving tech economy with scenic lakeside living, top-rated schools, and world-class amenities, making it one of the most desirable places to buy a home in the greater Seattle area. From the bustling Spring District to quiet, tree-lined neighborhoods in Newport Hills, the city offers a wide range of property types—from high-rise condos to luxury single-family homes. Financing a home in Bellevue can be a strategic move to build long-term wealth while enjoying access to jobs, culture, and outdoor recreation across the Eastside and Seattle.
As you explore home loans in Bellevue, you’ll find competitive options thanks to strong local demand, a robust lender network, and a stable market supported by employers in technology, healthcare, and biotech. Whether you’re a first-time buyer eyeing a downtown condo or a move-up buyer targeting a larger property in Bridle Trails, thoughtful mortgage planning can help you secure the right loan structure and payment for your goals.
- Economic strength: Anchored by global tech companies in Bellevue, Redmond, and Kirkland, the Eastside offers a deep employment base that supports property values.
- Lifestyle and amenities: Waterfront parks, vibrant dining, and cultural venues complement quick access to hiking in Issaquah and Snoqualmie.
- Proximity: Efficient connections to Seattle, Mercer Island, and Sea-Tac Airport make Bellevue a convenient home base for regional commuters and frequent travelers.
- Long-term value: Historically resilient demand and limited land supply on the Eastside can support equity growth over time.
Understanding Bellevue mortgage rates
Bellevue mortgage rates move with national market forces—like inflation and the bond market—yet they’re also influenced by local competition among lenders, property type, and loan size. Because many homes on the Eastside press against conforming loan limits, your scenario (conforming vs. jumbo) can meaningfully change pricing. Strong credit, stable income, and adequate reserves generally help secure better terms.
To find the most favorable Bellevue mortgage rates, compare multiple quotes on the same day, review the cost of discount points, and evaluate how different loan terms (such as 30-year vs. 15-year) impact your monthly payment and total interest paid. Ask about float-down options on locks, especially for new construction or longer escrows common in the Spring District and downtown Bellevue condo towers.
- Credit and debt: Higher credit scores and lower debt-to-income ratios typically improve pricing.
- Loan type and term: Fixed-rate and ARM selections, along with 15-, 20-, or 30-year terms, affect cost.
- Down payment and equity: Larger down payments can reduce risk-based pricing and mortgage insurance.
- Points and fees: Paying points may lower your rate; compare the break-even timeline before buying them.
- Loan size and occupancy: Jumbo balances and investment properties price differently than conforming, owner-occupied loans.
Popular home loans in Bellevue
Home loans in Bellevue include a full spectrum of programs designed for different budgets and property types. The best choice depends on your down payment, credit profile, time horizon, and whether you plan to buy a condo, townhome, or single-family residence. Mortgage lenders in Bellevue can help tailor options to your needs and the unique characteristics of your target neighborhood—whether that’s Meydenbauer Bay, West Bellevue, or Eastgate.
- Conventional mortgages: Flexible, widely available, and ideal for borrowers with solid credit. Private mortgage insurance (PMI) can be removed after sufficient equity is established.
- Jumbo loans: Designed for higher-priced Eastside homes that exceed conforming limits. Often require strong credit, reserves, and careful documentation, with both fixed and ARM structures available.
- FHA loans: Low down payment and more flexible credit edges; attractive for first-time buyers. Consider mortgage insurance premiums and condo approval rules.
- VA loans: Zero-down options for eligible veterans, service members, and surviving spouses, with competitive rates and no monthly mortgage insurance.
- Adjustable-rate mortgages (ARMs): Popular for jumbo financing and buyers who plan to sell or refinance within a set timeframe.
Comparing these loan types side by side with at least three or four mortgage lenders in Bellevue can help you pinpoint the best rate-and-fee balance for your situation and property type.
First-time homebuyer programs in the Seattle–Bellevue area
First-time buyers on the Eastside can tap into state-backed programs and local resources to make purchasing more accessible. The Washington State Housing Finance Commission (WSHFC) offers down payment assistance and competitive-rate programs for eligible borrowers who meet income, purchase price, and credit criteria. Many programs pair with FHA, VA, or conventional loans and may require a homebuyer education course.
These options can reduce upfront cash requirements and help you compete in Bellevue’s fast-moving market. Be sure to ask mortgage lenders in Bellevue which assistance programs they’re approved to offer and how they integrate with your chosen loan type and property (including condos and townhomes).
- Down payment assistance: Deferred or low-interest second liens that cover a portion of your down payment and/or closing costs.
- Reduced-rate options: Programs that offer favorable pricing for qualifying buyers in King County.
- Education and counseling: Courses that strengthen your application and help you make confident decisions.
- Layering strategies: Combine assistance with seller credits or lender credits to lower your cash to close.
Jumbo loans for high-value Eastside properties
Bellevue’s luxury and near-luxury segments frequently call for jumbo financing. These loans exceed conforming limits and typically involve more detailed underwriting, potentially higher reserves, and nuanced property reviews, particularly for condos or unique homes. Many borrowers use jumbo ARMs to optimize monthly payments, especially if they plan to refinance or sell within a few years.
When you price jumbo home loans in Bellevue, pay close attention to rate adjustments for down payment levels, loan-to-value ratios, occupancy type, and your overall asset profile. Experienced mortgage lenders in Bellevue can guide you on the documentation and timing required to keep your purchase on track in competitive neighborhoods like Clyde Hill and Enatai.
- Stronger credit standards: Most jumbo lenders prefer higher scores and clean credit histories.
- Down payment flexibility: Options can range widely; discuss 10%, 15%, or 20%+ scenarios.
- Reserves and liquidity: Expect requirements for months of mortgage payments in savings or investment accounts.
- ARM vs. fixed: Evaluate the break-even horizon, especially in high-cost markets where ARMs can be efficient.
FHA and VA loans in Bellevue
FHA loans can open the door for buyers who need a lower down payment and more forgiving credit standards. FHA’s 3.5% minimum down payment and allowance for gift funds make it popular for first-time buyers, though the mortgage insurance premiums should be factored into your total cost. For condos, ask whether the building is FHA-approved or if a spot approval is possible.
VA loans offer powerful benefits for eligible veterans and service members stationed in or relocating to the Puget Sound region. With zero down payment, competitive Bellevue mortgage rates, and no monthly mortgage insurance, VA financing can improve purchasing power in high-demand areas. Work with a lender experienced in VA appraisals and local condo/HOA guidelines, and confirm any funding fee exemptions.
- FHA: 3.5% minimum down with qualifying credit, flexible on debt-to-income, and potential for down payment assistance pairing.
- VA: 0% down for eligible borrowers, favorable pricing, and streamlined refinancing options like the IRRRL for rate reductions.
- Condo considerations: Check building approvals for FHA/VA or ask about spot approval pathways.
Conventional loans and conforming limits
Conventional financing remains the backbone of many purchases in Bellevue and nearby cities like Kirkland, Redmond, and Mercer Island. Conforming loans, backed by Fannie Mae and Freddie Mac, are often priced competitively and allow PMI removal once you reach 20% equity. King County is treated as a high-cost area for conforming loan limits, which can boost purchasing power for many Eastside buyers without stepping into jumbo territory.
Work with your lender to verify the current-year conforming limits for 1- to 4-unit properties, as they can change annually. If your target price exceeds those limits, discuss high-balance conforming options (where available) versus true jumbo loans to determine the most cost-effective path.
- PMI strategies: Compare lender-paid vs. borrower-paid PMI and the timeline to remove or reduce it.
- High-balance loans: Where eligible, they can offer pricing between standard conforming and jumbo.
- Secondary units: Explore financing for homes with ADUs if you need rental income to qualify.
Refinancing strategies for Bellevue homeowners
Refinancing can lower your payment, reduce total interest, remove PMI, consolidate debt, or tap equity for renovations. With steady appreciation in many Bellevue neighborhoods, owners often consider cash-out refinancing or home equity solutions to fund upgrades or invest elsewhere. Timing your refinance around favorable Bellevue mortgage rates and calculating break-even points are key steps before committing.
For those with VA or FHA loans, streamlined refi programs may reduce paperwork and potentially lower costs. Homeowners with jumbo balances on the Eastside can also benefit from rate-term refinances, particularly when transitioning from an ARM to a fixed loan or vice versa based on financial goals.
- Rate-term refi: Reduce your rate or change your term to alter monthly payments and total interest.
- Cash-out refi: Unlock equity for remodels, education, or investments; weigh against HELOCs.
- PMI removal: Refinance to drop mortgage insurance once you meet equity thresholds.
- Streamlined options: FHA and VA streamline programs can shorten timelines and documentation.
How to choose mortgage lenders in Bellevue
In a market where multiple offers are common, partner with mortgage lenders in Bellevue who understand local property nuances, HOA rules, and appraisal trends. Experienced, responsive lenders can help your offer stand out, coordinate fast appraisal turn times, and navigate condo reviews—especially for new or boutique buildings in downtown Bellevue and the Spring District.
Compare lenders on more than just rate. Evaluate fees, lock policies, turn times, appraisal panels, and the ability to underwrite to the realities of Eastside transactions. A strong pre-approval letter backed by verified documentation can give sellers confidence that your financing will close smoothly.
- Pricing clarity: Compare true APRs, lender credits, and discount points across same-day quotes.
- Lock strategy: Ask about extended locks, float-downs, and rate caps for new construction.
- Local expertise: Condo experience, jumbo specialization, and knowledge of Bellevue HOAs and new builds.
- Communication: Dedicated support for quick updates, approvals, and documentation review.
Getting pre-approved for home loans in Bellevue
A robust pre-approval is essential in Bellevue’s competitive landscape. It helps you set a realistic budget, align on the right loan type (conventional, FHA, VA, or jumbo), and demonstrate to sellers that your financing is ready. Many buyers begin with a soft credit pull and scenario planning, then complete full underwriting to strengthen their offer.
- Income documentation: Recent pay stubs, W-2s or 1099s, and two years of tax returns for self-employed borrowers.
- Assets: Bank and investment statements showing down payment, reserves, and source of funds.
- Credit and debt: A credit report and a clear list of obligations to estimate your debt-to-income ratio.
- Property type: Share whether you’re targeting a condo, townhome, or single-family to guide program selection.
Down payment and closing costs in the Eastside market
Down payments typically range from 3% for certain conventional programs to 20% or more for jumbo loans, though individual scenarios vary. In addition to your down payment, plan for closing costs, which commonly include lender fees, appraisal, title, escrow, prepaid taxes, and insurance. In Bellevue and the broader Seattle area, closing costs can vary based on property type, taxes, and HOA dues for condos.
Ask your lender to prepare a detailed cost estimate early. You may be able to negotiate seller credits or apply lender credits to offset closing costs—especially helpful for first-time buyers leveraging down payment assistance. If you’re targeting new construction, developers may offer incentives or rate buydowns through preferred lenders.
- Total cash to close: Down payment plus closing costs minus any credits or assistance.
- PMI and MI: Understand monthly vs. upfront options and removal timelines.
- Reserves: Some loans, especially jumbo, require months of payments in the bank post-closing.
Condos, townhomes, and new construction financing
Bellevue’s skyline and walkable neighborhoods feature many condo opportunities. Financing condos requires an added layer of review, including HOA budgets, owner-occupancy ratios, litigation checks, and insurance coverage. For FHA or VA loans, building approvals or spot approvals may be necessary. A lender familiar with downtown Bellevue and nearby Kirkland or Redmond condos can streamline this process.
New construction purchases often involve longer timelines, making extended rate locks and float-down options valuable. Builder incentives may improve your effective Bellevue mortgage rates, but compare all terms to ensure the total package meets your long-term goals.
- Condo reviews: Warrantable vs. non-warrantable status affects pricing and eligibility.
- HOA health: Budgets, reserves, and special assessments can impact underwriting.
- Longer escrows: Ask about rate lock extensions and appraisal timing for new builds.
Investment properties and second homes
Bellevue’s strong rental demand and proximity to Seattle make it appealing for investors and second-home buyers. Conventional loans for non-owner-occupied properties typically require larger down payments, additional reserves, and strong credit. If you’re exploring short-term rentals, check local regulations and HOA rules, as they can affect eligibility and projected income.
Discuss with your lender whether projected rents can be used for qualification and compare rates and fees between investment and second-home financing. Consider long-term maintenance and vacancy assumptions as part of your debt-to-income planning.
- Down payment: Expect higher minimums and more conservative underwriting.
- Reserves: Lenders often require months of PITI across multiple properties.
- Income analysis: Appraisal rent schedules or lease agreements may be needed.
Interest rate locks and timing your purchase
In a market as dynamic as the Seattle–Bellevue corridor, interest rate strategy matters. A well-timed lock can protect you from volatility while you finalize inspections, appraisal, and HOA review. For longer timelines, ask about extended locks with float-downs to capture potential improvements. Always compare the cost of locking longer versus the risk of waiting.
Keep communication open with your lender when your offer is accepted—early appraisal and document updates help avoid last-minute surprises and re-lock fees. This is especially important for jumbo scenarios or complex income profiles common in the tech sector.
Common pitfalls to avoid
- Changing jobs or income structure mid-transaction without telling your lender.
- Opening new credit or making large purchases before closing.
- Underestimating HOA dues, property taxes, or insurance when budgeting.
- Skipping condo HOA reviews or misunderstanding building eligibility for FHA/VA.
- Focusing only on rate and ignoring points, fees, and lock policies.
- Not comparing multiple quotes for Bellevue mortgage rates on the same day.
Frequently asked questions about home loans in Bellevue
How competitive are Bellevue mortgage rates compared to Seattle? Rates are primarily driven by national markets, but local lender competition and property type can create small differences. Comparing at least three mortgage lenders in Bellevue is the best way to secure value.
Do I need 20% down to buy in Bellevue? No. Many programs allow lower down payments, including FHA, VA, and certain conventional options with PMI. Down payment assistance may also reduce upfront cash needs.
What if I’m buying a condo downtown? Expect added review of the HOA’s financials and insurance. Work with lenders experienced in condo financing and ask about building approval status for FHA or VA loans.
Are jumbo loans common on the Eastside? Yes. With higher price points in areas like West Bellevue and Clyde Hill, jumbo financing is widely used. Strong credit, reserves, and strategic ARM options can help you optimize costs.
Next steps: Start your Bellevue mortgage plan
Whether you’re purchasing your first condo near Bellevue Downtown Park or moving up to a single-family home in Somerset, a clear financing plan can give you an edge. Compare home loans in Bellevue across multiple lenders, request detailed cost estimates, and secure a strong pre-approval before you tour homes in Redmond, Kirkland, Mercer Island, or Issaquah. With the right guidance, you can lock in competitive Bellevue mortgage rates, align the loan type with your goals, and close with confidence in one of the Pacific Northwest’s most sought-after markets.
Begin by outlining your budget, gathering documentation, and scheduling a conversation with trusted mortgage lenders in Bellevue. With local expertise, transparent pricing, and a smart lock strategy, you’ll be well positioned to finance your next home on the Eastside.
Finance Homes for Sale in Bellevue, WA
Bellevue, WA Real Estate Market
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